Cottonwood Lending Group

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Cottonwood Heights, UT
Cottonwood Lending Group

Cottonwood Lending Group specializes in residential and commercial real estate financing. NMLS #2387438

Don't let anyone tell you that you have to sacrifice price for service, if you hear that - first run and then give us a call! We are independent mortgage brokers with 20+ lender options allowing us to always stay a step ahead of the competition. We pride ourselves on being able to do the deals that the other guys can't do and for those shopping for best price, don't make a decision before calling us, in most cases we easily beat direct lenders, banks and credit unions without much effort.

05/21/2025

🏗️ Multifamily is on the move!
April housing starts jumped — thanks to a big boost in apartment & condo builds (up to 420k units! 🔥).
Single-family starts dipped slightly, but overall? The market’s still going strong 💪

Got questions about what this means for you? Message me — I’m happy to help! 🏡

The Census Bureau is out with monthly construction numbers for April showing an uptick in construction activity offset by slightly lower permitting. While there are several other metrics in this...

04/04/2025

📉 Mortgage rates just hit their lowest levels since October!
International tariff drama is rattling the markets — and it’s sending investors into safe-haven bonds, pulling mortgage rates down with them.

But heads up: this dip might not last. ⚠️

💡 Learn why rates are falling and what it means for buyers and refi clients:

It was a great week for fans of chaos, volatility, and low interest rates as all 3 were delivered in spades. Despite the presence of several big ticket economic reports, the catalyst was Wednesday aft...

03/19/2025

🏡📈 Mortgage Market Update – March 19, 2025 📊💰

Big moves in the housing market! 🏠💡 Check out the latest insights on mortgage rates, market trends, and what this means for buyers, sellers, and investors.

🔹 Key Takeaways:
✔️ Interest rates are shifting – what’s next? 📉📈
✔️ Market trends impacting affordability 🏡💵
✔️ What borrowers need to know right now 👀

📲 Read the full breakdown here

💬 Have questions? Drop them below or DM me – let’s navigate this market together! 🚀

Today's Market Summary Report

03/14/2025

🏡 Mortgage Market Update: What You Need to Know 📉

The housing market is shifting, and it could have a major impact on mortgage rates, home affordability, and refinancing opportunities. Staying informed is key to making the right financial decisions!

📊 What’s changing, and how does it affect you?

Have questions about how this impacts your home financing? Let’s connect!

Rates rocketed lower with stunning consistency starting in late February. They finally bounced last week, but rather than move back up to previous levels, they held in a relatively narrow, sideways ra...

03/12/2025

🚀 Good News! Inflation is Slowing Down 🎉

The latest report shows prices aren’t rising as fast as expected—a sign that things are moving in the right direction! 🙌

While the market is taking a wait-and-see approach, this could be a step toward more stability and better opportunities for homebuyers and homeowners.

Thinking about making a move? Now’s a great time to start planning! Let’s connect. 📩

Today's CPI came in lower than expected. That would normally help bonds rally, but they didn't seem too eager to do that. One explanation is that the components of CPI that have a bearing on PCE sugge...

03/07/2025

Did you know global events can impact U.S. mortgage rates? 🌍📈 This week, a shift in Germany’s bond market played a role in rates ticking up.

There's a lot for financial markets to digest at the moment. Over the past few weeks, the net effect of that digestion has been good for bonds/rates and bad for stocks. But the prevailing correlation ...

03/05/2025

📆✨ March 5, 2025 – Big Day in the Markets! ✨📆

🚀 What’s happening today? Buckle up, because the economy is serving up a full plate of data! 🍽️💰

⏰ 7:00 AM – Mortgage application updates 🏡📉 (Will buyers make a move?)
⏰ 8:15 AM – ADP Employment Report 👔📊 (Are jobs booming or busting?)
⏰ 9:45 AM – S&P Services PMI ☕📈 (How’s business holding up?)
⏰ 10:00 AM – Factory Orders & ISM PMI 🏭💡 (Are businesses spending?)
⏰ 10:30 AM – Crude Oil Inventory ⛽🔥 (Gas prices next move?)
⏰ 2:00 PM – Fed’s Beige Book 📖💵 (What’s the buzz from the Fed?)

⚡ Translation: Today’s data could shake up mortgage rates, job markets, and even gas prices. Stay tuned, it’s gonna be interesting! 👀

📊 What do you think—will the market react, or will it be business as usual? Drop your predictions below! 👇🔮

Current Economic Calendar

02/28/2025

🏡 Thinking About Buying a Home? Here’s What’s Changing in the Market! 📉📈

Big shifts are happening in the housing market, and if you're planning to buy, understanding these trends is key! 🏠💡

📌 Key Takeaways from the Latest Market Update:
✅ Mortgage rates are moving—find out what that means for affordability!
✅ Home prices are shifting in different areas—are buyers gaining more power?
✅ Inventory is changing—more homes on the market could mean more options for YOU!

As is the case almost every week of the year, the Mortgage Bankers Association released its weekly mortgage app survey this week, showing the changes in purchase and refinance applications. We can s...

02/26/2025

📈🔥 Bonds are holding strong even as stocks make a comeback! 💪💰 Looks like the market’s playing a game of tug-of-war—who’s winning? 👀💼 Stay tuned to see how this shakes out!

💵🎢

While the economic calendar may look a little busy today, there are, once again, no big ticket market movers in play. The last time data had an impact was last week. Since then, the notion...

02/19/2025

Refinance applications just hit a 3-month high 📈 as more homeowners jump on new opportunities to save! 💰🏡 Is it time to rethink your mortgage?

Let’s talk refi! 📲💬

In this week's update on mortgage applications from the Mortgage Bankers Association (MBA), purchases continued a modest retreat but refinance demand improved for the 2nd week in a row. This was just ...

02/14/2025

📉 Mortgage Rates Just Hit a 7-Month Low!
GOOD NEWS for homebuyers and homeowners! Mortgage rates are dropping, and the market is heating up. 🔥

💰 Thinking about buying? Lower rates = More home for your money!
🏡 Already own? Now might be a great time to refinance and save!

With rates shifting, waiting could mean higher competition and fewer options. Let’s chat and see how you can take advantage before the market catches on!

📩 Message me to explore your options.

The final two days of the present week weren't on many bingo cards as of Wednesday afternoon. At the time, rates were jumping higher in response to inflation data. That same morning, the C...

Address

2825 E. Cottonwood Pkwy, Ste . 500, Ofc# 578
Cottonwood Heights, UT
84121

Telephone

+18013260731

Website

http://cottonwoodlendinggroup.com/

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