Ascend Benefits Consulting Group LLC

Ascend Benefits Consulting Group LLC Independent employee benefits consulting for employers with 2–250 employees. Based in Tennessee. Serving all 50 states.

We help businesses save up to 30% through level-funded and self-funded plans with the same access to care your team already expects. Ascend Benefits Consulting Group LLC offers expert insurance brokerage services tailored to meet your personal and business needs. Serving clients across the US, we specialize in providing comprehensive coverage solutions and personalized service. Trust our knowledge and experience to guide you in making informed insurance decisions.

A lot of business owners hear "level-funded health plan" and think it's something only big companies can use.It's not. T...
06/09/2026

A lot of business owners hear "level-funded health plan" and think it's something only big companies can use.

It's not. These plans are available for groups as small as 5 employees.

Here's how they work in simple terms:

✅ You pay a fixed monthly amount (predictable, like traditional insurance)
✅ Your claims are paid from your own fund — with full transparency
✅ Stop-loss insurance protects you from catastrophic individual claims
✅ If your team has a good claims year, the unused fund balance is refunded to you
✅ Employees keep the same PPO networks they already use too.

It's the same strategy large corporations have used for years — now accessible to companies your size.

Free guide with the full breakdown: ascendbenefitscg.com/ebook

5 things most small business owners never hear from their insurance broker:1. Level-funded plans are available for group...
06/04/2026

5 things most small business owners never hear from their insurance broker:

1. Level-funded plans are available for groups as small as 2 employees.
2. You can add a zero-cost preventive care program to any existing plan — no open enrollment needed.
3. The tax savings from that preventive care program run about $1,120 per employee per year. Net cost: $0.
4. Your employees keep the same PPO network doctors. No disruption.
5. If claims come in low, you get a surplus refund at year-end. Traditional insurance? They keep it.

We break all of this down in our free guide — The Smarter Benefits Blueprint.

Grab your copy here: ascendbenefitscg.com/ebook

Did you know that in a traditional health insurance plan, if your employees stay healthy and don't use much care — the i...
06/03/2026

Did you know that in a traditional health insurance plan, if your employees stay healthy and don't use much care — the insurance company keeps the difference?

Your premiums still go up next year. And they keep the savings from your employees' good health.

Level-funded plans work differently. At year-end, if claims came in lower than expected, the surplus is refunded to you — the employer.

For a company with 75 employees, that can mean $40,000–$80,000 back in your pocket.

We cover exactly how this works in our free benefits guide. Worth a read if you're an employer who's tired of renewals only going one direction.

Free download: ascendbenefitscg.com/ebook

I've spent 15 years in the insurance industry, and I wrote this guide because I kept seeing the same problem:Small busin...
06/01/2026

I've spent 15 years in the insurance industry, and I wrote this guide because I kept seeing the same problem:

Small business owners are overpaying for health insurance and most of them don't know there's a better way.

The Complete Benefit Strategy breaks down exactly how level-funded health plans and preventive care programs are helping employers save up to 30% while giving their employees better coverage.

It's completely free — no strings attached.

If you're an employer with 10–250 employees and you haven't looked hard at your benefits options lately, this is worth 10 minutes of your time.

Download your free copy: ascendbenefitscg.com/ebook

Hey small business owners — this one's for you.If your benefits costs keep going up and you feel like there's nothing yo...
05/18/2026

Hey small business owners — this one's for you.

If your benefits costs keep going up and you feel like there's nothing you can do about it, we wrote the book on how to fix that. Literally.

The Complete Benefits Strategy is a free ebook from Ascend Benefits Consulting Group that walks you through how smart employers are cutting their benefits costs by up to 30% — without cutting coverage.

Here's what's inside:
✔ Why traditional insurance keeps costing more — and what to do instead
✔ The 4-step Ascend strategy for smarter, lower-cost benefits
✔ How to fund dental, vision, disability, and life using tax savings
✔ Real examples of what employees owe with and without Gap coverage

Free download. Instant access. Enter your info at ascendbenefitscg.com/ebook and it's yours.

We approach benefits differently. Here's why it matters.Our newest article is live and it covers exactly how Ascend buil...
05/14/2026

We approach benefits differently. Here's why it matters.

Our newest article is live and it covers exactly how Ascend builds benefits strategies that actually work for small and mid-size employers.

Read it. Share it with a business owner who needs it. Link in the comments.





When your claims are high, the big carriers win.When your claims are low, the big carriers win.Either way, it's not you....
05/14/2026

When your claims are high, the big carriers win.
When your claims are low, the big carriers win.
Either way, it's not you.
There's a smarter way to structure your benefits. Link in the comments.

When your claims are high, the big carriers win.When your claims are low, the big carriers win.Either way, it's not you....
05/13/2026

When your claims are high, the big carriers win.
When your claims are low, the big carriers win.
Either way, it's not you.
There's a smarter way to structure your benefits. Link in the comments.

Address

Services Available In:
Cottontown, TN
37048

Opening Hours

Monday 8am - 5am
Tuesday 8am - 5am
Wednesday 8am - 5am
Thursday 8am - 5am
Friday 8am - 5am

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