Ascend Benefits Consulting Group LLC

09/02/2026

If you're self-employed, 1099, or run a small business, you know the struggle of finding health coverage. You don't have to anymore and you don't have to guess at pricing. You don't even have to talk to an agent to shop.
✅ Compare private health plans side by side
✅ See real pricing and full benefit details upfront
✅ Enroll any time of year — no waiting for open enrollment
👉 Shop plans now:

Compare private health insurance and supplemental plans, view brochures and Summary of Benefits, and connect with a licensed agent to enroll.

06/16/2026

One of the most common things I hear from business owners:

"I'd love to give my employees better benefits, but I just can't afford it right now."

This is exactly why we built our benefits strategy around EHP — a Preventive Care Management Program that gives employees 24/7 doctor access, free prescriptions, and mental health support.

The part that surprises most people: it costs the employer $0 net.

The program is funded through F**A tax savings — the money your business was already sending to the government. Structured correctly, those savings cover the entire program cost. Employees' take-home pay stays the same. Employers keep the difference.

4 million people are already enrolled. 98.45% say they'd use it again.

Our free guide explains exactly how this works: ascendbenefitscg.com/ebook

06/09/2026

A lot of business owners hear "level-funded health plan" and think it's something only big companies can use.

It's not. These plans are available for groups as small as 5 employees.

Here's how they work in simple terms:

✅ You pay a fixed monthly amount (predictable, like traditional insurance)
✅ Your claims are paid from your own fund — with full transparency
✅ Stop-loss insurance protects you from catastrophic individual claims
✅ If your team has a good claims year, the unused fund balance is refunded to you
✅ Employees keep the same PPO networks they already use too.

It's the same strategy large corporations have used for years — now accessible to companies your size.

Free guide with the full breakdown: ascendbenefitscg.com/ebook

06/04/2026

5 things most small business owners never hear from their insurance broker:

1. Level-funded plans are available for groups as small as 2 employees.
2. You can add a zero-cost preventive care program to any existing plan — no open enrollment needed.
3. The tax savings from that preventive care program run about $1,120 per employee per year. Net cost: $0.
4. Your employees keep the same PPO network doctors. No disruption.
5. If claims come in low, you get a surplus refund at year-end. Traditional insurance? They keep it.

We break all of this down in our free guide — The Smarter Benefits Blueprint.

Grab your copy here: ascendbenefitscg.com/ebook

06/03/2026

Did you know that in a traditional health insurance plan, if your employees stay healthy and don't use much care — the insurance company keeps the difference?

Your premiums still go up next year. And they keep the savings from your employees' good health.

Level-funded plans work differently. At year-end, if claims came in lower than expected, the surplus is refunded to you — the employer.

For a company with 75 employees, that can mean $40,000–$80,000 back in your pocket.

We cover exactly how this works in our free benefits guide. Worth a read if you're an employer who's tired of renewals only going one direction.

Free download: ascendbenefitscg.com/ebook

06/01/2026

I've spent 15 years in the insurance industry, and I wrote this guide because I kept seeing the same problem:

Small business owners are overpaying for health insurance and most of them don't know there's a better way.

The Complete Benefit Strategy breaks down exactly how level-funded health plans and preventive care programs are helping employers save up to 30% while giving their employees better coverage.

It's completely free — no strings attached.

If you're an employer with 10–250 employees and you haven't looked hard at your benefits options lately, this is worth 10 minutes of your time.

Download your free copy: ascendbenefitscg.com/ebook

05/18/2026

Hey small business owners — this one's for you.

If your benefits costs keep going up and you feel like there's nothing you can do about it, we wrote the book on how to fix that. Literally.

The Complete Benefits Strategy is a free ebook from Ascend Benefits Consulting Group that walks you through how smart employers are cutting their benefits costs by up to 30% — without cutting coverage.

Here's what's inside:
✔ Why traditional insurance keeps costing more — and what to do instead
✔ The 4-step Ascend strategy for smarter, lower-cost benefits
✔ How to fund dental, vision, disability, and life using tax savings
✔ Real examples of what employees owe with and without Gap coverage

Free download. Instant access. Enter your info at ascendbenefitscg.com/ebook and it's yours.

05/14/2026

We approach benefits differently. Here's why it matters.

Our newest article is live and it covers exactly how Ascend builds benefits strategies that actually work for small and mid-size employers.

Read it. Share it with a business owner who needs it. Link in the comments.

05/14/2026

When your claims are high, the big carriers win.
When your claims are low, the big carriers win.
Either way, it's not you.
There's a smarter way to structure your benefits. Link in the comments.