of Veterans Affairs or any government agency. 3540 Howard Way Costa Mesa CA, 92626 | NMLS ID #189421
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/189421
State Licensing
State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of the licenses may be obtained from Sovereign Lending Group Incorporated® at the address below:
Licenses
VA
Approved Lender No. – 902548-00-00
NMLS Unique Identifier No. – 189421
NMLS Consumer Access Site
Fannie Mae (FNMA) – 902548-00-00
Freddie Mac (FHLMC) – 0438582
Arizona
Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0924263
Arkansas
Licensed as a Mortgage Banker-Broker-Servicer with the Arkansas Securities Department No. 107425
California
Licensed by the Deparment of Business Oversight under the California Residential Mortgage Lending Act No. 603J231
Colorado
Mortgage Company Registration – Regulated by the Division of Real Estate – www.dora.state.co.us/real-estate
Connecticut
Licensed as a Mortgage Lender No. ML-189421 District of Columbia
Mortgage Dual Authority License MLB189421
Florida
Licensed as a Mortgage Broker by the Office of Financial Regulation No. MBR1253
Georgia
Georgia Residential Mortgage Licensee – Licensed as a Mortgage Lender by the Department of Banking and Finance 45575
Hawaii
Licensed as a Mortgage Loan Originator Company No. HI-189421
Maine
Licensed as a Supervised Lender by the Bureau of Consumer Credit Protection No. 189421
Maryland
Licensed as a Mortgage Lender by the Commissioner of Financial Regulation No. 06-20198
New Jersey
slgmortgage.com, Corp, 18400 Von Karman Ave Ste 550, Irvine, California 92612 Licensed by the NJ Department of Banking and Insurance
New Mexico
Mortgage Loan Company License
Oregon
slgmortgage.com, Corp, Mortgage Lending License ML-5091
Pennsylvania
Licensed Mortgage Lender License 42595
South Dakota
Mortgage Lender License ML.04996
Tennessee
Mortgage License 124270
Texas
NMLS No. 189421 – Mortgage Company License – PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE: COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV. Virginia
Licensed as a Mortgage Lender and Broker by the Virginia State Corporation Commission No. Lender License MC-5691; NMLS ID 189421 (www.nmlsconsumeraccess.org)
Washington
Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-189421
By refinancing your existing loan, your total finance charges may be higher over the life of the loan. The VA Loan began in 1944 through the original Servicemen’s Readjustment Act, also known as the GI Bill of Rights. The GI Bill was signed into law by President Franklin D. Roosevelt and provided veterans with a federally guaranteed home with no down payment. This feature was designed to provide housing and assistance for veterans and their families, and the dream of home ownership became a reality for millions of veterans. VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain favorable financing terms. Who is eligible for a VA Loan? Wartime/Conflict Veterans Wartime/Conflict Veterans who were not dishonorably discharged, and served at least 90 days: World War II – September 16, 1940 to July 25, 1947 Korean Conflict – June 27, 1950 to January 31, 1955 Vietnam Era – August 5, 1964 to May 7, 1975 Persian Gulf War – Check with VA regional office for specific eligibility. Afghanistan and Iraq – Check the VA’s Web site for eligibility guidelines for current service in Afghanistan and Iraq. Reserves and National Guard Members who have completed six years of service and have been honorably discharged (or are still serving) may be eligible for a VA loan. Contact your regional VA office for more details. Peacetime Service Peacetime service of at least 181 days of continuous active duty with no dishonorable discharge. If you were discharged earlier due to a service-connected disability, you should speak with the regional VA office to verify eligibility. July 26, 1947 to June 26, 1950 February 1, 1955 to August 4, 1964, or May 8, 1975 to September 7, 1980 (enlisted) or to October 16, 1981 (officer) Enlisted veterans whose service began after September 7, 1980, or officers whose service began after October 16, 1981, must normally have served at least two years. Other types of service that may make you eligible for a VA loan: Certain US citizens who served in the armed forces of a government allied with the United States during World War II. Surviving spouses of eligible persons who died as the result of service or service-connected injuries. The surviving spouse must not have remarried. The spouse of any member of the Armed Forces serving on active duty who has been listed as a prisoner of war or missing in action for more than 90 days.
