Fidelity Bancorp Funding

03/12/2025

Tony Prestera successfully closed $5 million in permanent financing for this multifamily investor in Garden Grove, CA.

Secured with bank financing, the loan featured a competitive fixed rate and loan to value to ensure a smooth transaction and great win for the client.

02/06/2025

Tony Prestera helped successfully guide this Bellflower property from bridge to permanent bank financing.

The borrower strategically rented up and maximized the property value before locking in more favorable long-term financing after just one year.

This is a prime example of how savvy investors leverage bridge funding to unlock the full potential of their investment properties.

Check out other fundings here: https://www.fbfloans.com/fundings

02/04/2025

𝗖𝗥𝗘 𝗗𝗲𝗯𝘁 𝗶𝗻 𝟮𝟬𝟮𝟱: 𝗪𝗵𝗮𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗞𝗻𝗼𝘄 𝘁𝗼 𝗦𝘁𝗮𝘆 𝗔𝗵𝗲𝗮𝗱

The commercial real estate debt market is shifting fast. Rising rates, record loan maturities, and cap rate compression are putting pressure on investors—but with the right strategies, opportunities are emerging.

In this latest episode of REady2Scale, our own Dillon Freeman, CFA breaks it all down:

- 𝗧𝗵𝗲 "𝗦𝘂𝗿𝘃𝗶𝘃𝗲 𝗨𝗻𝘁𝗶𝗹 𝟮𝟱" 𝗠𝗶𝗻𝗱𝘀𝗲𝘁 – Why this phrase is dominating investor conversations right now

- 𝗖𝗿𝗲𝗮𝘁𝗶𝘃𝗲 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝗗𝗲𝗯𝘁 𝗠𝗮𝘁𝘂𝗿𝗶𝘁𝗶𝗲𝘀 – From cash-in refinances to JV partnerships, how to stay ahead

- 𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗗𝗲𝗯𝘁 𝗙𝘂𝗻𝗱𝘀 – Where capital is flowing and why debt funds are filling the gap

- 𝗥𝗲𝗱 𝗙𝗹𝗮𝗴𝘀 𝗶𝗻 𝗗𝗲𝗯𝘁 𝗙𝘂𝗻𝗱 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 – What to watch for before you commit capital

- 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗪𝗲𝗮𝗹𝘁𝗵 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 – Why "consistency beats intensity" in real estate investing

If you're navigating today’s market, this is a must-watch conversation.

https://youtu.be/NG3zicC1FrE?si=KUgAqepkZ9txSYDl

Are you prepared to navigate the challenges of the “looming commercial real estate debt crisis"? In this episode of REady2Scale, Jeannette Friedrich sits dow...

01/30/2025

𝗪𝗵𝘆 𝗗𝗦𝗖𝗥 𝗟𝗼𝗮𝗻𝘀 𝗔𝗿𝗲 𝗮 𝗚𝗮𝗺𝗲-𝗖𝗵𝗮𝗻𝗴𝗲𝗿 + 𝗔 𝗛𝘂𝗴𝗲 𝗥𝗮𝘁𝗲 𝗗𝗿𝗼𝗽 𝗦𝘂𝗰𝗰𝗲𝘀𝘀 𝗦𝘁𝗼𝗿𝘆

New year, new opportunities—especially if you know where to look. Our latest January Insights Newsletter covers everything investors need to know right now:

𝗗𝗦𝗖𝗥 𝗟𝗼𝗮𝗻𝘀 𝗔𝗿𝗲 𝗧𝗮𝗸𝗶𝗻𝗴 𝗢𝘃𝗲𝗿—Why top investors are choosing cash flow-based financing over traditional lending.

$𝟭.𝟵𝗠 𝗗𝗦𝗖𝗥 𝗟𝗼𝗮𝗻 𝗖𝗹𝗼𝘀𝗲𝗱 𝗮𝘁 𝟲%—A huge rate drop and cash-out for a savvy multifamily investor.

𝗦𝗮𝗻 𝗗𝗶𝗲𝗴𝗼 𝗠𝘂𝗹𝘁𝗶𝗳𝗮𝗺𝗶𝗹𝘆 𝗨𝗽𝗱𝗮𝘁𝗲—What’s happening in one of SoCal’s most competitive markets and how smart financing is making deals work.

$𝟰.𝟮𝗠 𝗕𝗿𝗶𝗱𝗴𝗲 𝗥𝗲𝗳𝗶—How this investor secured no prepay penalties and the flexibility to renovate & sell.

Make 2025 the year you stay on top of CRE trends.

Get the full breakdown here: https://www.fbfloans.com/insights/fidelity-spotlight-newsletter-january-2025

With the new year under way, we’re excited to keep you informed with the latest loan rates, expert insights, and recent funding highlights. Dive in to see what’s new!

01/29/2025

Excited to announce the successful closing of a $1.9 million DSCR loan for an 11-property rental portfolio in Philadelphia.

The loan included a cash-out component and a significant rate reduction—from mid-8% to an incredible 6%.

Congratulations to Dillon Freeman, CFA, for structuring a solution that provided both added capital and interest rate savings for the investor.

Strategic refinances are game-changers for growing rental portfolios.

Check out other fundings here: https://www.fbfloans.com/fundings

01/21/2025

𝗟𝗔𝗦𝗧 𝗖𝗔𝗟𝗟 📣 𝗠𝘂𝘀𝘁-𝗴𝗼 𝗲𝘃𝗲𝗻𝘁 𝗳𝗼𝗿 𝗖𝗥𝗘 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹𝘀!

After hosting two landmark events that brought together over 100 commercial real estate professionals each time, REMIX Connect is back with our first networking event of 2025.

Our proven formula?

Meaningful connections in a relaxed setting, where real estate leaders can build authentic relationships that drive business forward.

𝗢𝘂𝗿 𝗽𝗿𝗲𝘃𝗶𝗼𝘂𝘀 𝗲𝘃𝗲𝗻𝘁𝘀 𝗵𝗮𝘃𝗲 𝗰𝗮𝘁𝗮𝗹𝘆𝘇𝗲𝗱 𝗻𝘂𝗺𝗲𝗿𝗼𝘂𝘀 𝘀𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽𝘀 𝗮𝗻𝗱 𝗱𝗲𝗮𝗹𝘀 - and we're just getting started.

Event Details:

🗓️ 𝙏𝙃𝙄𝙎 Thursday, January 23rd

⏰ 5:30-7:30 PM (Doors open at 5:15)

📍 Wild Goose Tavern, Costa Mesa (436 East 17th Street, Costa Mesa, CA 92627)

🤝 Limited to 150 CRE professionals

🅿️ Complimentary parking available

In an industry where relationships drive success, this curated gathering offers an invaluable opportunity to connect with Southern California's most active CRE professionals.

𝗥𝗲𝘀𝗲𝗿𝘃𝗲 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗰𝗲: https://www.eventbrite.com/e/remix-connect-southern-california-commercial-real-estate-happy-hour-tickets-1124560333229

Note: Colleagues are welcome, but individual RSVPs are required to maintain an optimal networking environment.

and the rest of of our team hope to see you there!

CRE Professionals: Join us Thursday, January 23rd for our 3rd Happy Hour Networking Event in Southern California!

01/17/2025

We’re excited to highlight some incredible success stories from this month.

These fundings demonstrate how strategic financing can unlock opportunities for real estate investors, whether it’s bridge loans, DSCR loans, or permanent financing.

Here’s a quick preview:

✅ $4.2M Bridge Loan: Condo renovations and no prepayment penalty

✅ $1.9M DSCR Loan: Cash-out + rate drop to 6%

✅ $1.7M Bridge-to-Perm: Maximized value for long-term savings

Explore more of our recent fundings and how we’re helping clients achieve their goals:

These success stories showcase our commitment to timely, flexible, and competitive financing solutions. Whether you’re seeking a bridge loan for a quick acquisition or a long-term refinance to fuel portfolio growth, Fidelity Bancorp Funding delivers the expertise and tailored strategies needed to ...

01/16/2025

📢 Realterm Enters the Lending Space with $70.8M Deal

Big moves in the industrial outdoor storage (IOS) sector: Realterm just debuted as a lender with a $70.8M loan financing GreenPoint’s 163-acre IOS portfolio across major markets like Dallas, Phoenix, and Detroit.

With regional banks retreating and private capital stepping up, the lending landscape is evolving fast.

But is optimism enough in this high-stakes space?

Read more for insights from FBF’s CEO, David Frosh, on why successful lending leaves no room for error:

The firm’s first loan finances an industrial outdoor storage portfolio. By Richard Berger * January 16, 2025 * Finance Industrial National News Realterm debuted in the credit space by originating a $70.8 million loan to GreenPoint. One of GreenPoint’s Fort Worth, Texas, IOS properties

01/15/2025

We don't want you to have FOMO...

Have you registered for REMIX yet? 👀

Dillon Freeman and your other CRE colleagues are coming to the REMIX Connect’s 3rd Southern California Commercial Real Estate Happy Hour to make meaningful connections in Orange County's commercial real estate scene, and they want to see you there!

Join us where Southern California's most influential deals take shape - over craft cocktails and genuine conversation.

After hosting two wildly successful REMIX Connect happy hours with over 100 of SoCal's top CRE professionals, we're kicking off 2025 with our most anticipated gathering yet.

The Details You Need:
🗓️ Thursday, January 23rd
⏰ 5:30-7:30 PM (Early birds welcome at 5:15)
📍 Wild Goose Tavern, Costa Mesa (436 East 17th Street Costa Mesa, CA 92627)
🎯 Limited to 150 CRE professionals
✨ Complimentary parking

Don't miss this chance to be part of Orange County's most dynamic CRE community.

Previous events hit capacity fast - secure your spot now through the registration link below!

https://www.eventbrite.com/e/remix-connect-southern-california-commercial-real-estate-happy-hour-tickets-1124560333229

CRE Professionals: Join us Thursday, January 23rd for our 3rd Happy Hour Networking Event in Southern California!

01/14/2025

Introducing FBF's latest loan product: DSCR Loans, designed for real estate investors seeking speed, flexibility, and streamlined approvals.

✔ Focus on property cash flow, not personal income
✔ Higher financing potential with gross income calculations
✔ Fixed and interest-only terms available

Ready to scale your portfolio with more innovative financing?

Learn more about our DSCR loans here:

Debt Service Coverage Ratio (DSCR) loans have emerged as one of the hottest financing options for commercial real estate investors. Offering flexibility, ease, and speed, DSCR loans enable borrowers to qualify for financing based on a property's cash flow instead of personal income.

01/13/2025

Our hearts are with Los Angeles and the surrounding communities as they face the devastating impacts of the recent wildfires.

We are deeply saddened by the loss and hardship so many are experiencing. To those navigating this challenging time, you are in our thoughts.

We are inspired by the strength and compassion that shines through in moments like these. We are confident that Southern California will rebuild and recover stronger than ever.