BGA Insurance

06/23/2026

Did you know that owning an annuity can have the same effect on your lifespan as quitting smoking or exercising every day?

The research backs it up. People with annuities live longer, report less depression, travel more, and are less likely to skip medical care. There's a real connection between guaranteed retirement income and living a better, longer life.

In this week's session, our Annuity Director Trent Zimmermann breaks down the science of longevity and retirement income planning, and what it means for building a retirement that actually lasts.

Watch the full session above.

20 Minute Annuity Tuesdays are live every Tuesday at 11am. Register for next week: https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Go to our YouTube channel to see all previous weeks' videos.

What if the right retirement income plan could help you live longer...

06/22/2026

Yesterday a lot of feelings showed up.

What came up for you that you want to do something about?

Not in a panicked way. Just the honest question.

The feeling fades by July. Ten minutes today, not then.

06/21/2026

Today is for the dads.

The ones who never quite figured out how to say I love you out loud, but said it with every gas tank they filled, every bill they paid, every storm they stood between you and.

The ones who left this world too early and left their families standing in a quiet that nobody knew how to fill.

The ones still here, still showing up, still doing the unglamorous work of being someone's whole sky.

At BGA, our entire job is helping the dads, and the people who love them, make sure the showing-up keeps happening, even on the days they can't be there themselves.

To every dad reading this: thank you for the lunches, the rides, the conversations you didn't know were going to matter, the conversations you knew would.

To every family who's missing one today: we see you.

Happy Father's Day.

bgainsurance.com

06/19/2026

Today we observe Juneteenth.

On June 19, 1865, federal troops arrived in Galveston, Texas to announce that the last enslaved Black Americans were free, two and a half years after the Emancipation Proclamation.

We honor freedom delayed, and the generations who carried the weight.

06/18/2026

Same returns. Same income. Completely different outcome.

One person runs out of money at 79. The other has $2.4 million at 85. The only difference? The order the market returns arrived.

This is called sequence of return risk, and it is one of the most overlooked threats to a retirement plan. BGA's Annuities Director Trent Zimmermann explains why it matters and what you can do about it.

Looking to up your annuity game? 20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM. Register for next week: https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Go to our YouTube channel to see all previous weeks' videos!

06/17/2026

Warren Buffett has two rules for annuities. And the guy who says he hates them? He quietly owns them.

Watch this 20-second clip from BGA's Annuity Tuesday series and tell us what you think in the comments.

Looking to up your annuity game? 20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM. Register for next week: https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Go to our YouTube channel to see all previous weeks' videos!

06/16/2026

Your clients saved well. But are their assets actually protected when RMDs kick in?

This week on 20 Minute Annuity Tuesdays, BGA's Annuities Director Trent Zimmermann broke down the AUM Protection Plan, a strategy designed to reduce required minimum distribution risk, protect retirement portfolios, and keep more money growing for the people who matter most.

20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM. Register for next week at https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Go to our YouTube channel to see all previous weeks' videos!

In this session of 20 Minute Annuity Tuesdays, BGA Insurance's Annu...

06/15/2026

This week we celebrate the dads who showed up.

The most important financial lesson a dad teaches his kids is the one that happens when he's not there.

A check that arrives. A mortgage that gets paid. A college that gets to happen.

Plan for your absence. That's what love looks like when it's quiet.

06/12/2026

Father's Day is a week from Sunday.

If yours is still here, this is the week to call him. Not for the gift conversation. For the other one.

The "have you ever told me what's in place if something happens to you" conversation. The "I don't want to ask but I need to know" conversation. The conversation everyone keeps meaning to have and somehow nobody starts.

You don't have to be a financial expert. You just have to ask. "Dad, has your insurance kept up with everything? When did you last look at it?"

If he doesn't know, that's not a failure. That's a Father's Day gift waiting to happen. Make the call. We'll help him with the rest.

For the dads reading this: your kids are thinking about this too. They're just not sure how to bring it up. You can.

bgainsurance.com

06/12/2026

The Medicare trust fund is projected to be exhausted by 2034.

That's 8 years away.

63% of Medicaid already goes directly to long-term care. The math on government-funded coverage is getting harder to depend on. Planning privately, while you can still qualify, is one of the smartest financial moves available right now.

Looking to up your annuity game? 20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM. Previous weeks' content is available on our YouTube channel!

Register for next week: https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration