BGA Insurance

09/01/2026

Would you know if the company holding your retirement savings was in trouble?

This week we're talking about a major insurance CEO who's under federal investigation right now, and what it means for anyone who owns an annuity (or is thinking about getting one). It's a good reminder that not all annuities, and not all companies behind them, are created equal.

Comment below if you've ever wondered how solid your provider really is. We'll help you figure out the right questions to ask.

20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM. Want to join us live next week? Register here:

https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Can't make it live? Head to our YouTube channel to catch this episode and every one before it.

08/31/2026

September starts tomorrow.

It's officially Life Insurance Awareness Month, which is exactly the kind of thing you'd expect a life insurance company to say. We know.

Here's why we lean into it anyway: more families look at their coverage in September than any other month of the year. The fall energy, the back-to-school routine, the calendar reset, it all combines into a moment where people who've been putting it off finally pick up the phone.

For the rest of September, we're going to be in your feed making this easier. Plain language. No fear talk. No pressure. Just the version of the conversation that helps you actually move on the thing you've been meaning to handle.

Tomorrow is day one. Welcome to September.

08/28/2026

The last Friday of August.

Whether you're at the beach, the lake, the pool, or just outside in the backyard with a drink in your hand, take a long look around this weekend.

The kids. The mess. The plans for next year that haven't been made yet. The people you'd run through walls for.

Summer ends in a few days. It always ends faster than you think it will.

The protection conversation can wait until next week. Today is for the people, not the paperwork.

08/26/2026

What if you never had to worry about outliving your retirement money?

That question is at the heart of everything we talk about on Annuity Tuesdays, our free weekly session where BGA Insurance breaks down how to build guaranteed retirement income you can't outlive. This week we covered how to protect your savings from market drops while still growing your money, something every family approaching retirement should understand.

20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM.

Register for next week: https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Want to catch up on past sessions? Visit our YouTube channel to watch every previous week's video.

Tag someone who's thinking about retirement and needs to see this.

Most clients hear the word "annuity" and shut down before you've sa...

08/24/2026

Two weeks to Labor Day.

Which means two weeks to the unofficial end of summer. The schedule that's been loose since June starts to tighten back up. The vacations end. The school year takes hold. The fall calendar shows up.

For most of us, fall is the busy season. So this two-week window is genuinely the last quiet stretch you're going to get for a while.

What would you actually want to use it for?

Not the productivity-app version of that question. The honest one. What's the thing you've been telling yourself you'd handle when things calmed down, knowing they never do?

This is the calm. There's not another one coming for a while.

Drop yours in the comments. Sometimes saying it out loud is half the work.

08/21/2026

Today is National Senior Citizens Day.

If you have a parent or grandparent still in your life, this is the week to call them.

Not for the practical conversation. Just to call them.

If the practical conversation happens to come up naturally, here are the three questions worth knowing the answer to:

1. Is your life insurance policy still active, and do you know where it is?
2. Have you made decisions about long-term care, if you ever need it?
3. Who in our family knows what your wishes are?

Most older adults haven't talked through these with their kids. Most kids haven't asked. The gap between the two is where families get caught flat-footed.

This week is permission to start the conversation. Without making it the whole conversation.

To the seniors who built the lives our families get to live in: thank you.

08/18/2026

What if the timing of your retirement, not just how much you saved, determined how long your money lasts?

It's true. Two people can save the exact same amount, retire the exact same year, and end up in very different places, all because of when the ups and downs of the market happened to hit. It's one of the biggest hidden risks in retirement planning, and most people have never even heard of it.

This week on 20 Minute Annuity Tuesdays, we talked about how to protect your retirement savings from that risk, using simple strategies that create steady income you can count on, even in a down market.

Go to our YouTube channel to catch this week's episode and every previous week's video.

20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM. Register for next week here:

https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Tag someone getting close to retirement. This one's for them.

Most retirees face the same hidden risk: a bad market sequence earl...

08/17/2026

To the parents sending a kid to college this month.

You did it. The school. The applications. The decision. The deposit. The dorm shopping. The fights about what they're actually going to wear in a climate they've never lived in.

And now you're going to drive them somewhere, and walk back to a car that's quieter than it was on the drive there, and pretend this isn't a big deal until you get home.

It's a big deal.

It's also a moment where a lot of the financial plan you set up when they were small needs a second look. The 529 has a finish line now. The beneficiary on your policy is an adult. The version of family life you've been protecting is starting to change.

That second look doesn't have to happen this week. But it's worth a note on the calendar.

To the parents in the middle of this: we see you. Drive carefully.

08/14/2026

There's a conversation most adults have been putting off.

Sometimes it's with a parent. Sometimes a spouse. Sometimes a sibling. Sometimes a grown child.

The conversation about what happens when something happens. About where the policies are. About who gets called. About what the wishes are.

Nobody wants to bring it up. It feels morbid. It feels like jinxing something. It feels like the kind of thing you'd start, then immediately want to be done with.

But here's what we hear from the families on the other side of these conversations: they always say it was easier than they thought. And they always wish they'd done it sooner.

This weekend, you might have one of these conversations. Just one. The shortest version that gets the person you love to tell you where to look if something happens.

You don't have to fix anything in that conversation. You just have to know.

08/11/2026

Rates on annuities are some of the best they've been in years. But most people don't realize what happens the moment their old annuity comes out of its guarantee period, or why so many advisors are talking about them again right now.

We break it down in this week's episode: why now might be the smartest time in years to ask your advisor about protecting part of your retirement from a market downturn.

20 Minute Annuity Tuesdays are LIVE every Tuesday at 11 AM, and anyone can join. Save your spot for next week:

https://us06web.zoom.us/webinar/register/WN_klC_5WsmT2qGDCyGU7WcgA #/registration

Want to catch up on past episodes? Head to our YouTube channel; every past Annuity Tuesday is there.

Tag someone who's asked you "should I get an annuity?" lately. This one's for them.

Annuity sales just had a gangbusters quarter, and the reasons why m...