Home Loans by Cindy Valencia

Home Loans by Cindy Valencia Whether it's buying your first home, refinancing your existing loan, or investing, I’m here to help!

Don't let homebuying scare you during these spooky times. Look no further! Call me or DM me today about getting prequali...
10/27/2022

Don't let homebuying scare you during these spooky times. Look no further!

Call me or DM me today about getting prequalified for your loan and take advantage of a $0 down payment!

#0%down

With all of the recession buzz out there, many are worried that home prices will drop. But, when you look at the data fr...
10/26/2022

With all of the recession buzz out there, many are worried that home prices will drop. But, when you look at the data from the last 6 recessions, it's clear to see that a recession DOES NOT EQUAL a drop in house prices. Take a look at the real correlation between recessions and home prices!

Waiting one year for that (*hypothetical) rate drop could result in missing out on valuable equity gained with appreciat...
10/25/2022

Waiting one year for that (*hypothetical) rate drop could result in missing out on valuable equity gained with appreciation over the next year (even at a very conservative appreciation rate!). Take a closer look at how much you’re missing out on by waiting to buy, and contact me if you’re ready to capitalize on the expected appreciation!

🎉 JUST CLOSED !🎊Congratulations to our buyer on his new home purchase. I’m so thrilled he will be able to enjoy his new ...
10/24/2022

🎉 JUST CLOSED !🎊

Congratulations to our buyer on his new home purchase. I’m so thrilled he will be able to enjoy his new home right before his birthday.

Special thanks to for trusting me with your client. Always a pleasure working with such a professional!

Borrower came in with 0% down payment as a qualified buyer with our 100% forgivable down payment program.

DM me or contact me directly for questions on how the Empowered Down Payment Assistance Program can help you or your next buyer get into a new home!

#0%down loan

With Rates higher than last year, are you hesitant to buy? Take a look at the 10 year cost of buying this year at market...
10/18/2022

With Rates higher than last year, are you hesitant to buy? Take a look at the 10 year cost of buying this year at market price with a higher rate to overpaying last year (like buyers had to do to compete) with a lower rate - the numbers may surprise you!

🚨New Loan Program Alert‼️ 💡Empowered Down Payment Assistance  Program Available💵 Are you a first responder❓Police office...
09/14/2022

🚨New Loan Program Alert‼️

💡Empowered Down Payment Assistance Program Available💵

Are you a first responder❓

Police officer 👮‍♂️

Firefighter 👩‍🚒

Public safety officer 🚭

Paramedic, EMT 🚑

Educator 👩‍🏫 📚

Medical Personnel 👨‍⚕️ 🏥

Or

Military Personnel 🇺🇸?

A new 💯 Down payment program to empower our hard working community is here!

☎️ Call today for details or DM.

#0%down

You don't have to deplete your savings account to put a down payment on your dream home. Take advantage of assistance pr...
09/07/2022

You don't have to deplete your savings account to put a down payment on your dream home.

Take advantage of assistance programs that could credit you your ENTIRE down payment, without having to pay it back!

☎️ Call me today and see if you qualify.

🚩🚩Attention Realtors: 📢Turn your buyers into Cash borrowers! Contact me today to discuss how we can get your prequalifie...
05/23/2022

🚩🚩Attention Realtors: 📢

Turn your buyers into Cash borrowers!

Contact me today to discuss how we can get your prequalified borrower approved for a cash offer.

Instead of sitting at the closing table, finalize your loan from your coffee table. We offer virtual e-closings on your ...
11/07/2020

Instead of sitting at the closing table, finalize your loan from your coffee table. We offer virtual e-closings on your purchase or refi, meaning you can finalize your loan over your morning cup of Joe. Call today to learn more!

Working on improving your credit score but don’t want to wait any longer to buy a house? With an FHA loan, you can get a...
11/06/2020

Working on improving your credit score but don’t want to wait any longer to buy a house? With an FHA loan, you can get a great mortgage rate even without perfect credit. Call us today and let’s explore your options.

Who doesn’t like to save time and money? If your purchase or refinance is eligible for an appraisal waiver, you could av...
11/05/2020

Who doesn’t like to save time and money? If your purchase or refinance is eligible for an appraisal waiver, you could avoid paying $500 or more in fees. Plus, you can close faster. Call today to find out if you’re eligible.

Having your own place is pretty sweet. You know what’s even sweeter? Owning your own home! Find out how you can stop pay...
11/04/2020

Having your own place is pretty sweet. You know what’s even sweeter? Owning your own home! Find out how you can stop paying rent and start building equity. DM for more details.

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Costa Mesa, CA
92626

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