Mitch Saunders - #318182

06/03/2026

05/29/2026

Yes, a massive problem today. For those with a significant amount of equity in their home, looking into debt consolidation through a refinance or home equity line of credit (HELOC), might be a great solution to the problem. Reach out to my team with over 30 years experience for a consultation.

Americans have racked up $1.25 trillion of credit-card debt—and they’re having trouble paying it down.

After working all day as an operations director at a busy New England hospital, Catherine Clarke would lie awake at night wondering where she went wrong.

Despite her $194,000 salary, Clarke’s Chase Sapphire credit-card balance had crept up to $15,000. She could afford the $572 monthly minimum, but with a 26% interest rate, it barely made a dent.

Like many Americans, Clarke, who is 42 years old, was pushed to her financial limit by the one-two punch of inflation and the highest interest rates in decades. She avoided going out with friends to save money, and considered taking a second job as a receptionist at her gym. She imagined something terrible befalling her, and her parents discovering her mounting credit-card bills.

“It felt very similar to a struggle with weight,” Clarke said. “It doesn’t happen overnight. It happens slowly, and then suddenly, you’re like ’Oh, crap, my pants don’t fit.’”

Read more: 🔗 https://on.wsj.com/4u81Hwz

11/27/2023

Strange moon over La Quinta tonight -- Some say it is signaling lower mortgage rates to come!

11/17/2023

With at LA's only authentic Puerto Rican restaurant ...

10/20/2023

The Lake Show in the desert!

08/24/2023

When hides candy from me months ago, and forgets where it was until she gets ready to make salmon!

02/11/2023

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Senior Loan Officer | NMLS #318182