JMAC Lending

JMAC Lending NMLS 53112
www.nmlsconsumeraccess.org
Loan will be arranged or made pursuant to the California Financing Law License.

Equal Housing Opportunity NMLS #53112 For current licenses visit www.nmlsconsumeraccess.com. JMAC Lending, Inc., 2510 Red Hill Ave., Santa Ana, CA 92705. All loans must meet JMAC’s underwriting guidelines. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Loans made or arranged pursuant to the California Financial Law.

If your clients are considering Non-Warrantable Condos, you need to put the experts at Team JMAC to work. JMAC offers 3 ...
06/03/2026

If your clients are considering Non-Warrantable Condos, you need to put the experts at Team JMAC to work. JMAC offers 3 flexible products to $4.0M for Non-Warrantable Condos. Help your investor clients make more per month avoiding high-interest Hard Money loans. Look at the benefits of working with JMAC:

✅ Commercial space up to 50%
✅ Delinquent HOA up to 20%
✅ Investor Concentration up to 60%
✅ Single-Entity Ownership up to 25%
✅ HOA Control not fully transfer over to HOA Management
✅ Condo Hotels / Short-Term Rentals
✅ 30- and 40-year Interest Only

Contact your Sr. Account Executive or [email protected] to learn more. www.jmaclending.com Let’s get growing.

Investor business is still one of the strongest opportunities in today’s market — and JMAC’s DSCR lineup gives brokers m...
05/26/2026

Investor business is still one of the strongest opportunities in today’s market — and JMAC’s DSCR lineup gives brokers more ways to get deals done.

Whether your borrower needs a straightforward investor loan or a more flexible Non-QM solution, JMAC has options designed to help.

✅ DSCR PRIME INVESTOR — up to $2.0M
✅ VENICE DSCR — expanded flexibility up to $3.0M
✅ NEWPORT DSCR — first-time homebuyers, 100% Gift Funds

If you have an investor scenario that needs a second look, send it over. We’ll help structure the loan, review eligibility, and get you competitive pricing quickly. Contact your Account Executive or [email protected] to learn more. www.jmaclending.com

More investor solutions. More closed loans. More opportunity with JMAC.

Go from Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage to...
05/24/2026

Go from Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage today — and the brokers leaning into it are taking market share. In this must-attend webinar, you’ll see the real-world Non-QM strategies top producers across the country are using to grow their pipelines.
Lean more and register: 1c8965e0-301a-44fe-a968-7df154f5b1e2@116c9581-d8fd-4d8c-876d-ffc317b672a0" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/1c8965e0-301a-44fe-a968-7df154f5b1e2@116c9581-d8fd-4d8c-876d-ffc317b672a0
Don’t miss this opportunity. Register today.

From Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage today...
05/19/2026

From Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage today — and the brokers leaning into it are taking market share. In this must-attend webinar, you’ll see the real-world Non-QM strategies top producers across the country are using to grow their pipelines.

Lean more and register: 1c8965e0-301a-44fe-a968-7df154f5b1e2@116c9581-d8fd-4d8c-876d-ffc317b672a0" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/1c8965e0-301a-44fe-a968-7df154f5b1e2@116c9581-d8fd-4d8c-876d-ffc317b672a0

Don’t miss this opportunity. Register today.

Non-QM is no longer a niche product. It’s one of the biggest growth channels in mortgage today — and the brokers leaning...
05/12/2026

Non-QM is no longer a niche product. It’s one of the biggest growth channels in mortgage today — and the brokers leaning into it are taking market share. Take advantage with 25 BPS off ALL NON-QM loans from JMAC. Contact your Account Executive or [email protected] today for more details. Must lock by May 31, 2026. Excludes Closed-End Seconds. www.jmaclending.com Don't miss out.

Focus on Real Cash Flow Rather than Tax Returns. Non-QM has so many ways to qualify. Have a look: ✅ Full-doc ✅ Bank Stat...
04/23/2026

Focus on Real Cash Flow Rather than Tax Returns. Non-QM has so many ways to qualify. Have a look:

✅ Full-doc
✅ Bank Statements - using the first page of each month
✅ P&L Only - use a tax preparer with a PTIN
✅ 1099
✅ Asset Utilization - divided over 60 months

Perfect for business owners, 1099 earners, consultants, and borrowers without consistent income. Loans from $150K to $3.0M. 100% Gift Funds. No seasoning for R/T and cash-out.

🙂 Get 25 BPS OFF Newport Non-QM loans when you lock by April 30. Learn more. Contact your Account Executive or contact [email protected] We have your solutions. www.jmaclending.com

JMAC’s President and Founder Christina Pham was recognized as a Non-QM Hero by capital provider eRESI Mortgage. eRESI Mo...
04/22/2026

JMAC’s President and Founder Christina Pham was recognized as a Non-QM Hero by capital provider eRESI Mortgage. eRESI Mortgage recognizes Non-QM lenders opening doors for today’s buyers and expanding homeownership for the next generation of buyers. Read more about Christina: https://eresi-mortgage-stage.webflow.io/nonqm-heroes-christina-pham

In today’s economy, tech companies and large employers often compensate in part through Restricted Stock Units, or RSUs....
04/20/2026

In today’s economy, tech companies and large employers often compensate in part through Restricted Stock Units, or RSUs. This RSU income can be used for mortgage qualification. The members of Team JMAC are experts at underwriting RSU income. Contact your Account Executive or email [email protected] for more info on qualifying with RSU and other sources. www.jmaclending.com

Address

3200 Park Center Drive, Suite 350
Costa Mesa, CA
92626

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19493902688

Website

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