JMAC Lending

JMAC Lending NMLS 53112
www.nmlsconsumeraccess.org
Loan will be arranged or made pursuant to the California Financing Law License.

Equal Housing Opportunity NMLS #53112 For current licenses visit www.nmlsconsumeraccess.com. JMAC Lending, Inc., 2510 Red Hill Ave., Santa Ana, CA 92705. All loans must meet JMAC’s underwriting guidelines. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Loans made or arranged pursuant to the California Financial Law.

Summer is heating up at JMAC. protecting market share, JMAC is investing in growth, expanding our product lineup, and gi...
06/20/2026

Summer is heating up at JMAC. protecting market share, JMAC is investing in growth, expanding our product lineup, and giving Account Executives more ways to win business.
Our newest addition, ZUMA GOLD Non-QM, delivers Better Pricing on one of the industry's most flexible Prime Non-QM solutions. It's another example of how JMAC continues to evolve while helping brokers compete in today's market.

The reality is simple:

• Brokers are looking for answers beyond agency lending.
• They're looking for Non-QM expertise.
• They're looking for lenders who can solve scenarios.
• And they're looking for Account Executives who can bring them opportunities.

That's where JMAC stands apart.

Why AEs Are Winning at JMAC:

• Industry-leading Non-QM platform including DSCR, Bank Statements, Asset Utilization, 1099, Limited Docs, Jumbo and more
• NEW ZUMA GOLD Non-QM with Better Pricing and expanded opportunity
• Flexible underwriting and real-world scenario solutions
• Dedicated support teams that help move loans from submission to funding
• AI-Powered Scenario Engine helping brokers identify solutions faster
Leadership focused on helping AEs grow production, not manage spreadsheets
• A brand that continues to invest, innovate, and gain market share

The best Account Executives don't wait for the market to improve. They position themselves with companies that are growing while others stand still.

At JMAC, we're building for what's next.

If you're an experienced mortgage sales professional looking for more opportunity, more support, and more ways to help brokers succeed, let's have a confidential conversation.

Please contact JMAC’s Executive Vice President John McElhone at [email protected] for a confidential discussion. www.jmaclending.com 29 years in business and growing.

At JMAC, our Account Executives don't just price loans—they become an extension of your team.When a broker recently need...
06/15/2026

At JMAC, our Account Executives don't just price loans—they become an extension of your team.

When a broker recently needed guidance through a new loan scenario, Sr. Account Executive Vince Chiarell stepped up with deep product knowledge, responsiveness, and support well beyond business hours. Combined with exceptional service from Account Manager Anthony Salgado, underwriting, and operations, the loan closed quickly and smoothly.

That's the JMAC difference: knowledgeable people, responsive service, and a team committed to helping brokers win more deals.

Are you getting the best service from your lender? Try JMAC for yourself and your clients. Contact your Account Executive or [email protected] today to grow your business. www.jmaclending.com

JMAC Lending is pleased to announce the appointment of mortgage industry veteran Karin Moser as Senior Account Executive...
06/12/2026

JMAC Lending is pleased to announce the appointment of mortgage industry veteran Karin Moser as Senior Account Executive.

Affectionately known throughout the industry by her brokers as "The Bear," Karin brings more than 25 years of mortgage experience to JMAC. Her extensive background spans not only sales and business development, but also mortgage operations, underwriting, management, and leadership roles, giving her a unique ability to help brokers navigate complex scenarios and close more loans.

Throughout her career, Karin has earned a reputation for delivering exceptional service, deep product knowledge, and practical solutions that help mortgage professionals grow their business. Her hands-on experience across multiple facets of the mortgage industry allows her to provide valuable insight and support from application to funding.

Karin serves clients throughout Colorado and Northern California, where she is committed to helping brokers succeed with JMAC's industry-leading products, competitive pricing, and unmatched service.

Please join us in welcoming Karin to Team JMAC. Reach out to say hello at [email protected]

Did you know JMAC’s Balboa Non-QM allows borrowers who have a two-year history of 1099 income OR those who have moved fr...
06/10/2026

Did you know JMAC’s Balboa Non-QM allows borrowers who have a two-year history of 1099 income OR those who have moved from W-2 employment to 1099 in the same occupation! This includes doctors.

Find out more. Contact your Account Executive or [email protected] and visit www.JMACLending.com. Let’s get funding!

JMAC’s FHA Down Payment Assistance program offers 100% financing with no income limits and no restrictions for first-tim...
06/09/2026

JMAC’s FHA Down Payment Assistance program offers 100% financing with no income limits and no restrictions for first-time homebuyers. Conforming and High-Balance. Three options available:

✅ 3.5% DPA Fully Amortized
✅ 5% DPA Fully Amortized
✅ 3.5% DPA Forgivable After 3 Years*

Talk to your Account Executive today or email [email protected] for more details on pricing and how to submit. *Not available in WA. Growth happens at JMAC. www.jmaclending.com

Go from Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage to...
06/07/2026

Go from Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage today — and the brokers leaning into it are taking market share. In this must-attend webinar, you’ll see the real-world Non-QM strategies top producers across the country are using to grow their pipelines.

Lean more and register: https://lnkd.in/gAwjwt8r

Don’t miss this opportunity. Register today.

If your clients are considering Non-Warrantable Condos, you need to put the experts at Team JMAC to work. JMAC offers 3 ...
06/03/2026

If your clients are considering Non-Warrantable Condos, you need to put the experts at Team JMAC to work. JMAC offers 3 flexible products to $4.0M for Non-Warrantable Condos. Help your investor clients make more per month avoiding high-interest Hard Money loans. Look at the benefits of working with JMAC:

✅ Commercial space up to 50%
✅ Delinquent HOA up to 20%
✅ Investor Concentration up to 60%
✅ Single-Entity Ownership up to 25%
✅ HOA Control not fully transfer over to HOA Management
✅ Condo Hotels / Short-Term Rentals
✅ 30- and 40-year Interest Only

Contact your Sr. Account Executive or [email protected] to learn more. www.jmaclending.com Let’s get growing.

Investor business is still one of the strongest opportunities in today’s market — and JMAC’s DSCR lineup gives brokers m...
05/26/2026

Investor business is still one of the strongest opportunities in today’s market — and JMAC’s DSCR lineup gives brokers more ways to get deals done.

Whether your borrower needs a straightforward investor loan or a more flexible Non-QM solution, JMAC has options designed to help.

✅ DSCR PRIME INVESTOR — up to $2.0M
✅ VENICE DSCR — expanded flexibility up to $3.0M
✅ NEWPORT DSCR — first-time homebuyers, 100% Gift Funds

If you have an investor scenario that needs a second look, send it over. We’ll help structure the loan, review eligibility, and get you competitive pricing quickly. Contact your Account Executive or [email protected] to learn more. www.jmaclending.com

More investor solutions. More closed loans. More opportunity with JMAC.

Go from Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage to...
05/24/2026

Go from Declined to Closed: How Top Brokers Win with Non-QM. Non-QM is one of the biggest growth channels in mortgage today — and the brokers leaning into it are taking market share. In this must-attend webinar, you’ll see the real-world Non-QM strategies top producers across the country are using to grow their pipelines.
Lean more and register: 1c8965e0-301a-44fe-a968-7df154f5b1e2@116c9581-d8fd-4d8c-876d-ffc317b672a0" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/1c8965e0-301a-44fe-a968-7df154f5b1e2@116c9581-d8fd-4d8c-876d-ffc317b672a0
Don’t miss this opportunity. Register today.

Address

3200 Park Center Drive, Suite 350
Costa Mesa, CA
92626

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19493902688

Website

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