Choice Plus Insurance Services

02/19/2020

Pet boarding insurance policies can be found at affordable rates; we also accept payment plan flexibilities. For more information about how dog daycare insurance can save your business; financially and futuristically, contact our Choice Plus expert insurance agents today at 714-695-1127. We will guide you through the whole process and make sure that you never lose the business that you worked so hard to achieve.

Dog Daycare Insurance Protects Business Owners from Unexpected Disasters & Closure February 19, 2020 by jessecastroFor business owners that own dog daycares, kennels, or pet boarding businesses, you will need to be completely insured and covered to avoid any emergencies that may arise. The insurance...

02/14/2020

We love what we do. But we couldn't do it without you! Thank you for being our clients and our friends. Thanks to you, we get to help and serve the community we love!

01/31/2020

As an agent for State Compensation Insurance Fund, I work with business owners managing their . One of the most challenging aspects of the workers compensation insurance is the annual audit process. State Compensation Insurance Fund recently released this video that will help you understand the premium audit process and offers tips on how to prepare for your audit appointment. If you're in need of assistance with your workers compensation insurance or have questions regarding your policy, reach out to me.

"What is a workers compensation premium audit? A premium audit is a payroll review we conduct after the policy term expires or after the policy is cancelled. State Fund conducts audits to verify information and calculate a policyholder’s final premium for a specific policy term. When State Fund issues or renews a policy, we base the premium for the policy term on anticipated payroll multiplied by rates that are determined by your business operations. The premium audit process involves an examination of the policyholder's records to establish the actual payroll and to make sure the correct classification codes are used in determining the final premium."

Own a construction company? This video will help you understand the premium audit process and offers tips on how to prepare for your audit appointment. This ...

01/29/2020

In 2018 alone, 76,418 workers filed charges through the Equal Employment Opportunity Commission (EEOC) for workplace discrimination.

This is less than the previous year, but still a staggering number. Workplace discrimination can mean several things—age, s*x, race, religion, retaliation, disability.

What Is Employment Practices Liability Insurance (EPLI)?

EPLI is preventative insurance for employers to protect them in case an incident occurs and a worker files a suit against them.

Suits can be filed for several reasons, such as:

Wrongful termination
Race
S*x
National Origin
Religion
S*xual Harassment
Disability
Age
Color
Retaliation – All Statutes
Retaliation – Title VII Only
Equal Pay Act
GINA (Genetic Information Nondiscrimination Act)

EPLI policies would protect the insured if a worker decided to file a suit for any of the above reasons. It would help pay for legal defense, financial obligations, and more.

01/28/2020

The pet boarding industry has nearly doubled in the past 10 years—and it won’t slow down anytime soon. Experts predict the industry will grow another 7% each year through 2025.

For those of you in the pet boarding business check out this guide to find the right insurance for your pet boarding business.

Do you have all the coverage you need? Are you interested in talking to an insurance expert to find out what you need?

Own a pet boarding business? Make sure you pay the lowest cost and get the proper pet boarding insurance & dog boarding insurance coverage.

01/27/2020

Business owners ask me every day, "How much does workers compensation insurance cost?"

Insurance companies use a number of different factors to come up with your workers’ compensation insurance cost, such as your:

Payroll

Industry

Employees' type of work

Claims history

Every small business is unique. So your workers' comp cost will most likely be different than other companies. You can use the simple formula pictured below to estimate your workers’ comp insurance cost. The National Council on Compensation Insurance assigns classification code rates based on the type of job workers do. And if your business has a history of claims, this could increase your workers’ compensation cost.

Talk to us about getting the low down on workers compensation for your business.

01/24/2020

Business owners in the dog boarding industry it’s really important that you are aware of pet boarding insurance needed to protect your business. Dog day care, , and pet boarding business is important, but only if you have the right insurance. It’s extremely important to have animal bailee insurance when you own a dog daycare business. The animals left in your care are your responsibility and if they were injured or died while at your pet boarding business then you will be responsible.