Terri Garcia-Linares NMLS # 292492

02/19/2026

I was so honored to stop by Encore last week with the best chocolates & a money plant to thank them for the countless times I’ve seen Dr. Lynch for my knee, hip, shoulder and back. And every time she fixes me up!! Everyone in the office is amazing, if you ever need a local PT, please call Encore on 9th st.

02/18/2026

Our why….

Why did we build The Mortgage Studio?

Because lending has changed.

Transactions are more complex.
Timelines are tighter.
There’s less room for error.

Too often, one loan officer is juggling everything — strategy, pre-approvals, underwriting questions, pipeline, communication.

We believed there was a better way.

So we built a model where preparation and ex*****on both receive focused attention.

Two loan officers.
One aligned strategy.
Every file.

Your home loan, done differently.
Make sure to follow us

02/14/2026

🌹❤️ Happy Valentine’s Day! 💖✨ Today, let’s celebrate love in all its forms! Whether it’s sharing a sweet treat 🍫, sending heartfelt messages 💌, or cozying up with your favorite person 🥰—let love light your day! Tag someone who makes your heart smile and spread the joy! 💞

02/13/2026

Today’s the day.

Jes and I are officially launching
The Mortgage Studio.

This isn’t a rebrand.
It’s a decision.

We’ve built a partnership where every transaction benefits from two experienced loan officers committed to every file — still proudly powered by Union Home Mortgage.

Jes will be leading relationships, marketing, and initial client consultations — helping buyers feel confident and prepared before they ever write an offer.

And I will lead pre-approvals, loan structuring, underwriting alignment, and contract-to-close management — ensuring files are built correctly and move smoothly through closing.

More preparation.
Stronger ex*****on.
Fewer surprises.

The Mortgage Studio
Your home loan, done differently.

02/12/2026

Something new is coming tomorrow.
It’s thoughtful.
It’s intentional.
And it’s built to serve agents and buyers better.
We’ve been working on this quietly for a while — and we can’t wait to share it with you.
Stay tuned. 🤍

06/10/2024

Been wanting to learn pickleball? Here’s your chance! Sign up now, space is limited.

05/16/2024

👇🏽👇🏽👇🏽

Understand the key factors that affect your interest rate. Use our Explore Rates Tool to see how they may affect interest rates for loans in your area.

03/17/2024

03/08/2024

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.