10/15/2026
A covered business loss can create enough disruption without surprises about how your claim may be paid.
Actual cash value (ACV) coverage generally accounts for depreciation, while replacement cost value (RCV) coverage is designed to help cover the cost to replace damaged property with comparable new items, subject to your policy terms and limits.
That difference can have a real impact on your business’s recovery plan.
Swipe through to see how ACV and RCV work, then contact Sage Choice Insurance to review your commercial property coverage. We are here to help Corpus Christi businesses better understand their protection before a loss occurs.