Timewise Insurance Agency

Timewise Insurance Agency At TimeWise Insurance Agency we have a solution that will allow you to protect and grow what matters most financially.

Stella holds “Trust” as her number one value, trust in her ethics and her knowledge. She is currently partnering with 3 groups: Elite Plus Financial, National Farm Life, and BBA Life Brokerage.

09/02/2026

2027 Social Security COLA: 3.2% to 3.6%

09/01/2026

Retirement Planning: A 5-Step Guide for 2026
Let’s connect and talk about the latest insights in the industry!

08/31/2026

Could Life Insurance Look Very Different in 2027?

08/30/2026

US Life Applications Extend Growth Streak
Impressive momentum continues in the US life insurance space: Early-Q3 2026 saw applications jump nearly 15% year-over-year, the sixth consecutive month of double-digit growth. This surge even outpaced Early-Q3 in both 2024 and 2023, showing how demand has built steadily. Through Early-Q3 2026, activity remained strong at around 15% above last year, despite a slight dip of about 2% from the previous month after an unusually robust Late-Q2. What stands out most is the growth across age groups—particularly for applicants 60–69, up approximately 33%, and those 70 and older, up roughly 54%. Younger applicants (under 30) saw a minor decrease, but the upward trend for those 30+ is hard to ignore. Every face amount band posted gains, with especially strong double-digit increases for policies below $250K and those from $1M up to just under $5M. No matter the product—Term Life (up around 23%), Whole Life (up about 21%), Universal Life (up around 4%)—growth carried across the board, and every category has seen double-digit year-to-date advances. As someone who’s guided clients through changing insurance landscapes for years, I’m always watching these shifts so I can help clients make informed choices with confidence.

08/29/2026

Is Life Insurance Closing Its Coverage Gap?
In times when economic uncertainty is top of mind, many of us are thinking carefully about how to safeguard our income, protect our families, and secure a more stable financial future. As someone who’s spent years supporting both individuals and businesses with tailored insurance solutions, I’m seeing a shift: younger adults are showing more interest in life insurance, prompting insurers to make the process easier—think streamlined applications and user-friendly digital tools. Yet, there are still plenty of people who haven’t secured enough coverage, or have put off making these important decisions. At TimeWise Insurance Group, I’m always looking for ways to bridge that gap and help clients make confident choices about their protection.

08/28/2026

USA: NAIC Urged to Add Life Insurance Standards
It’s interesting to see ongoing discussions about strengthening life insurance standards. Recently, a consumer representative encouraged regulators to consider forming a dedicated working group aimed at enhancing market conduct standards within life insurance. The suggestion is to build on the framework of previous standards groups, potentially incorporating these updates into the handbook used for market conduct examinations. The driving force here is to demonstrate to lawmakers that our industry is capable of setting—and meeting—rigorous standards for product design, administration, marketing, and client advice, ideally before federal mandates come into play. After years of serving clients with a full range of personal and business insurance solutions, I’ve seen firsthand how clear, consistent standards benefit everyone involved.

Financial Protection Market Report Examines Industry Trends, Growth Drivers And Future OutlookAs someone who transitione...
08/27/2026

Financial Protection Market Report Examines Industry Trends, Growth Drivers And Future Outlook
As someone who transitioned from 15 years of business ownership to helping clients at TimeWise Insurance Group, I’m always watching how our industry evolves to better serve both personal and business needs. The latest market report projects the financial protection sector to reach $93.86 billion by 2030, growing at a 6.2% CAGR. This momentum is fueled by the rising demand for truly comprehensive risk coverage, the convenience of digital platforms, and the increasing preference for personalized plans and integrated insurance-investment solutions. It’s encouraging to see the market reflect what I hear from clients every day—a desire for solutions that adapt to their lives and goals.
https://www.roomvu.com/agent-news/stella-10/1831101-Financial-Protection-Market-Report-Examines-Industry-Trends%2C

U.S. Life Insurance Application Activity Achieves Sixth Consecutive Month of Double-Digit Growth in July 2026July 2026 m...
08/26/2026

U.S. Life Insurance Application Activity Achieves Sixth Consecutive Month of Double-Digit Growth in July 2026
July 2026 marked the sixth straight month of double-digit growth in U.S. life insurance applications, with a 14.7% year-over-year increase. What stands out to me is the surge among those 30 and older—especially clients in their 40s and up. Every coverage amount saw gains: term and whole life policies each grew by more than 20%, and universal life increased by 4.3%. At TimeWise Insurance Group, we’re always watching these industry trends to ensure our clients—whether individuals or businesses—have access to the coverage that fits their needs at every stage of life. After 15 years running my own business before joining this field, I understand how important it is to stay proactive and informed when making decisions about protection.
https://www.roomvu.com/agent-news/stella-10/1909157-U.S.-Life-Insurance-Application-Activity-Achieves-Sixth-Cons

08/24/2026

How to Invest in Index Funds: A Beginner's Guide
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4444 Corona Drive Suite 242
Corpus Christi, TX
78411

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