08/24/2026
With a proven track record of over 13 years in the insurance and financial services industry, I am dedicated to serving federal employees with the utmost integrity, transparency, and reliability. As an Agency Principal and Federal Retirement Benefits Specialist, my practice centers on delivering comprehensive guidance tailored specifically to the unique structure of federal benefits.
Core Services for Federal Employees
Comprehensive Retirement Planning & Pension Analysis: Navigating FERS/CSRS benefit calculations, high-3 average salary estimates, creditable service computation, and FERS Special Retirement Supplement projections.
Thrift Savings Plan (TSP) Best Practices: Providing education about fund allocations (G, F, C, S, I, and L Funds), contribution strategies, and catch-up rules.
TSP Rollovers to Fixed Index Annuities (FIAs): Structuring options for federal employees seeking principal protection, guaranteed lifetime income streams, and growth without market downside risk.
Federal Life Insurance & Supplemental Benefits Evaluation: Reviewing FEGLI options (Basic, Option A, B, and C) alongside cost-effective private life insurance, disability coverage, and supplemental plans.
Survivor & Health Benefit Strategies: Guiding employees through spousal survivor annuity elections and maintaining Federal Employees Health Benefits (FEHB) continuity into retirement.
Whether you are decades away from retirement or preparing to complete your ORA application, my goal is to ensure you maximize your federal benefits and achieve long-term financial security.
