Renee L. Hinojosa VP Sr. Branch Manager NMLS# 1238625

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Renee L. Hinojosa VP Sr. Branch Manager NMLS# 1238625 Renee has been in the finance industry for the past 15 years. Her team is flawless in making the experience as stress-free and fun as possible. PRMI NMLS 3094.

She has been able to use the skills learned over the years to hone in on and perfect her mortgage lending process. Renee enjoys helping her clients overcome the fear that this process often brings so no one feels overwhelmed or uninformed. Renee strives to make sure her values are in alignment with her favorite quote “Yesterday is not ours to recover but tomorrow is ours to win”. She loves winning the day with her clients and her team! In her spare time, she enjoys spending time with her beautiful family-whether it is traveling or hanging out on the couch, as long as they are together! NMLS # 1238625. 4502 S Staples St, Corpus Christi, Texas 78411. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas.

10/17/2026

🍬❤️ Sweetest Day started as a movement focused on kindness, generosity, and helping others. Today, we carry that same spirit forward by helping families achieve the dream of homeownership. Because sometimes the sweetest gift isn't a box of candy, it's the keys to a place you can call home. 🏡🔑



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

🏆 WE DID IT, AGAIN CORPUS CHRISTI! 🏆A HUGE THANK YOU to our amazing community for voting us Best Mortgage Company in the...
10/16/2026

🏆 WE DID IT, AGAIN CORPUS CHRISTI! 🏆

A HUGE THANK YOU to our amazing community for voting us Best Mortgage Company in the 2026 Official Community Choice Awards! ❤️🏡

We are beyond grateful for every vote, every share, every kind word, and every bit of support you’ve shown us. This recognition means so much to our team, and we couldn’t do it without YOU!

Today, we celebrated with a tailgate party alongside some of our favorite people — our incredible referral partners! 🏈🎉 Thank you for showing up, cheering us on, and supporting us the way you do. We’re so lucky to be surrounded by such an amazing group of people who make what we do even more rewarding!

What a PERFECT way to wrap up Homecoming Week — celebrating our community, our partnerships, and a WIN we can all be proud of! 💙❤️

From our team to our community: THANK YOU for making us the best! 🏆🏡

10/16/2026

🏡 What is Debt-to-Income Ratio (DTI)?

DTI compares your monthly debt payments to your monthly income. Lenders use it to help determine how much home you can afford.

Formula: Monthly Debt Payments ÷ Monthly Gross Income = DTI

The lower your DTI, the stronger your mortgage application may be. If you're wondering where you stand, a mortgage professional can help calculate your DTI and explore your options.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/15/2026

As the temperatures drop, taking care of your seasonal home maintenance can save you thousands of dollars down the road. 🍂 Simple tasks like cleaning gutters, servicing your furnace, and sealing drafty windows protect your overall property value. Taking these small steps now keeps your utility bills manageable and prevents costly emergency repairs during the winter. Your home is likely your largest financial asset, and regular upkeep preserves the equity you work hard to build. If your fall checklist includes major repairs or renovations, you might be able to tap into your available home equity to fund them. Send me a direct message today to explore your financing options and protect your investment.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/13/2026

🏡 Mortgage Tip Tuesday

Found your dream home? Hold off on buying that new car or filling your new place with furniture until after closing.

Why? Major purchases can change your debt-to-income ratio, impact your credit score, and potentially affect your mortgage approval.

✅ Keep your finances steady. ✅ Avoid opening new credit accounts. ✅ Wait until the keys are in your hand.

A little patience today can help ensure a smooth closing tomorrow!



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/12/2026

Today, we recognize both Columbus Day and Indigenous Peoples' Day. While many are observing the holiday, our team is open and ready to help with your home financing needs.

Whether you're buying your first home, upgrading, or refinancing, we're here to guide you every step of the way. 🏡

📞 Reach out today. We're open and ready to serve!



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/11/2026

🌵 Meet Rufus. Rumor has it he lost a bet and now he's rocking this cactus costume. 😆

The good news? While Rufus didn't plan ahead, you can! Before you start house hunting, get prequalified so you know exactly what you can afford and avoid any surprises along the way.

Don't get caught in a prickly situation... let's get you prequalified! 🏡✨



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/10/2026

Buying a home can be stressful. We're here to guide you every step of the way. Let us make the process easier.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/09/2026

Pumpkin spice season is here! Just like your favorite fall drink, finding the perfect home should feel warm, comforting, and exactly right. Whether you're dreaming of a new front porch for autumn mornings or a cozy place to call your own, we're here to help make it happen.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/08/2026

🦸 National Hero Day | Who Is Your Hero?

Heroes come in many forms. They may wear a uniform, lead by example, support us through life's challenges, or inspire us to become our best selves.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

Address

4502 S Staples St
Corpus Christi, TX
78411

Telephone

+3617284892

Website

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