Kimberly Penny, KP Insurance Services

Kimberly Penny, KP Insurance Services Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kimberly Penny, KP Insurance Services, Insurance Company, Corona, CA.

Helping individuals and families navigate retirement with clarity, confidence, and strategies designed to protect income, prepare for healthcare costs, and preserve the legacy theyโ€™ve worked hard to build.

06/15/2026

Most people know me for Medicare, retirement planning, and helping families prepare for the future.

What many people don't know is that I'm currently expanding my business and exploring some exciting new opportunities within the financial services industry.

As I've been putting my plans together, I've started making a list of people I'd love to have a conversation with.

Not because this opportunity is for everyone.

But because I've learned that sometimes the best opportunities begin with a simple conversation.

If you've ever been curious about entrepreneurship, building an additional income stream, leadership, or the financial services industry, let's talk.

Send me a direct message for more info




06/05/2026

Somewhere around age 64ยฝ, Medicare suddenly becomes your part-time job.

Everyone has an opinion.

Your neighbor. Your cousin. The guy at the gym. The lady at church.

And somehow you're supposed to know who's right.

Before you listen to everybody else, learn how Medicare actually works.

You don't have to go it alone, check out my free Medicare overview video.

Comment ๐™‘๐™„๐˜ฟ๐™€๐™Š to watch now!

06/03/2026

Still working but thinking about claiming Social Security early?

What many people donโ€™t realize is your benefits can be temporarily reduced if you claim before full retirement age and continue working over the income limit.

Before you make a decision at 62, make sure you understand how the earnings limit actually works.

Retirement planning is more than just filing for benefits โ€” timing matters.





05/27/2026

Why IS Medicare so confusing?

Most people turning 65 suddenly get flooded with:

โ€ข mail
โ€ข phone calls
โ€ข plan options
โ€ข deadlines
โ€ข and conflicting information

So we created a simple conversation to break it down in plain English.

Comment โ€œVIDEOโ€ or โ€œMEDICAREโ€ for instant access to the free 15-minute Medicare video.

Retirement MedicareEducation Insurance SeniorHealth RetirementLifestyle

05/25/2026

Honoring the courage, strength, and sacrifice of the men and women who served our country with bravery. ๐Ÿ‡บ๐Ÿ‡ธ

This Memorial Day, we remember the heroes whose legacy continues to inspire generations.

Wishing everyone a safe and meaningful Memorial Day weekend.

โ€” KP Insurance Services

05/06/2026

A lot of people argue you should take Social Security early because โ€œwhat if youโ€™re not healthy enough to enjoy it later.โ€

Fair point.

But that logic assumes Social Security is meant to fund your healthiest years.

It is not.

Social Security was designed to provide income for the years you may need it most โ€” later, when working is harder, healthcare is more expensive, and your ability to recover from financial mistakes is smaller.

Taking it early because you ๐˜ฎ๐˜ช๐˜จ๐˜ฉ๐˜ต not make it later may feel practical.

But taking less income now can also mean having less income when retirement gets harder.

That is the part people leave out.

And that is why income planning matters.

Not just claiming early because it feels safer.
Not just waiting because someone said you should
Income planning is a strategic decision.
And good retirement income does not "happen by happenstance".

It Happens By Strategy

RetirementEducation RetireWithConfidence PreRetirement KPInsuranceServices

04/27/2026

Most people were taught
how to grow money.

Almost no one was taught
๐—ต๐—ผ๐˜„ ๐˜๐—ผ ๐˜๐˜‚๐—ฟ๐—ป ๐—ถ๐˜ ๐—ถ๐—ป๐˜๐—ผ ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ

And that
๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐—ฐ๐—ฒ.

Investment planning
is about building wealth.

Retirement planning
๐—ถ๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—บ๐—ฎ๐—ธ๐—ถ๐—ป๐—ด ๐—ถ๐˜ ๐—น๐—ฎ๐˜€๐˜.

Two different strategies.
Two different conversations.

One is about growth.

The other is about
income,
taxes,
risk,
and what happens
when the paycheck stops.

Because getting to retirement
and getting through retirement
๐—ฎ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—บ๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ด

And if your plan only focuses on growth
but not what happens next...

๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ ๐—ป๐—ผ๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฎ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—น๐—ฎ๐—ป.
๐—ฌ๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฎ๐—ป ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜.

๐™‹๐™ง๐™ค๐™ฉ๐™š๐™˜๐™ฉ๐™ž๐™ฃ๐™œ ๐™„๐™ฃ๐™˜๐™ค๐™ข๐™š. ๐™‹๐™ง๐™š๐™จ๐™š๐™ง๐™ซ๐™ž๐™ฃ๐™œ ๐™‡๐™š๐™œ๐™–๐™˜๐™ฎ.

04/23/2026

Retirement should feel secureโ€ฆ
until the storm hits. ๐ŸŒช๏ธ

Market risk doesnโ€™t just affect investmentsโ€”
it affects your income and your growth.

Some people donโ€™t need income yetโ€”
they want protected growth without the ups and downs of the market.

Others need to turn their savings into reliable income that lasts.

And many want all three:

~growth, protection, and income.

Thatโ€™s why thereโ€™s no one-size-fits-all plan. You donโ€™t fight the stormโ€ฆ

~you shield against it.

Protecting Income. Preserving Legacy.

โ—‡ Want to see if your plan is built to withstand the storm?





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Corona, CA
92882

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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