Team Barnette at FIG

08/31/2026

Myth: “I don’t need to plan for long-term care until I’m older.”

The future is unpredictable: A person will never be younger or (and for most people) healthier than they are right now. Yes, older generations may need care. But cancer, strokes and accidents can happen to younger people, too.

So, when’s an optimal time to plan for care? Before it’s actually needed.

08/28/2026

Care planning isn’t just about preparing for “what if”—it’s about protecting the life you’ve worked so hard to build.

Many people assume Medicare or health insurance will cover the cost of long-term care, but that’s often not the case. Having a care plan in place can help preserve your savings, reduce stress on your loved ones, and give you more choices if care is ever needed.

The best time to create a plan is before you need one.

If you’d like to learn more about the options available, we’re here to help guide the conversation.

08/26/2026

Retirement planning isn't just about accumulating assets. It's also about protecting them.

With assisted living and nursing care costs continuing to rise, many retirees are discovering that healthcare expenses can have a significant impact on their legacy goals. This article explores the growing challenge facing families across the country.

A Washington Post analysis of thousands of seniors' final decade found over 10% died with nothing left, and for families banking on an inheritance, the math is getting worse.

08/24/2026

Webinars can be a powerful way to connect with prospects and clients, but results rarely come from the webinar itself.

This article shares seven practical strategies advisors can use to create more engaging webinars, drive meaningful conversations, and get more value from the content long after the live event ends.

Marketing + Branding Using Webinars to Attract and Convert More Financial Planning Clients by FIG Marketing July 9, 2026 written by FIG Marketing July 9, 2026 1.4K When you think of webinars, what comes to mind? Charts and graphs? Small text packed on a slide that’s far too small to fit all that l...

08/21/2026

Today, on Senior Citizens Day, we celebrate the generations who have shaped our families, communities, and lives.

One of the greatest ways we can honor older adults is by helping them maintain their independence, dignity, and choice as they age. That’s where care planning comes in.

Long-term care planning isn’t just about preparing for the unexpected—it’s about creating a strategy that helps protect retirement savings, reduce the burden on loved ones, and provide options should care ever be needed.

Whether through traditional long-term care insurance, asset-based solutions, or simply starting the conversation, having a plan in place can make all the difference.

This Senior Citizens Day, take a moment to ask yourself: If a long-term care event happened tomorrow, would you or your loved ones have a plan?

08/19/2026

Are your clients' financial plans prepared for long-term care?

With nursing home costs averaging around $10,000 per month, having a care plan in place has never been more important.

Understand the financial implications of nursing home care in the U.S., including costs, payment options, and strategies to manage expenses effectively.

08/17/2026

Key factors to consider when selecting long-term care protection?

Duration of benefits, choice of care setting and an insurer’s financial strength top the list. What matters to you?

Let’s connect to explore options.

Nothing can upend financial plans like the need for long-term care (LTC). But when it comes to LTC, what are people concerned about? When it comes to LTC protection, what exactly are clients looking for? And what does this mean for your business?

08/14/2026

Still buzzing from last week's TOT Retreat!

The conversations around AI, business growth, succession planning, client experience, and longevity were outstanding. A personal highlight was having the opportunity to introduce Dr. Marc Milstein, whose presentation on brain health and longevity perfectly aligned with FIG's belief that great planning extends beyond finances.

As an industry, we're helping clients prepare not only for longer lives, but healthier and more fulfilling ones. I'm excited about the role longevity planning, care solutions, and retirement income strategies will play in that future.

Grateful for the speakers, partners, and advisors who made it such a valuable experience and a special thanks to OneAmerica Financial for sponsoring Dr. Milstei!

08/10/2026

Many clients are balancing retirement goals while supporting both aging parents and adult children, making a one-size-fits-all approach harder to justify.

A thoughtful look at how advisors are adapting to reflect today's multigenerational reality.

Nearly half of adults in their 40s and 50s now support aging parents and adult children at once — and four advisors say a single blended allocation no longer works

08/07/2026

Myth: “I can pay long-term care expenses out of pocket”

The truth:

Self-funding can have a ripple effect on finances:

• The longer care is needed, the more likely assets will be depleted
• Withdrawing money in a down market can mean big losses
• Generally more withdrawals = more taxable income and higher taxes
• Generally higher reported income = increased Medicare premiums