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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

The Wise Team at Cross Country Mortgage

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Cornelius, NC
The Wise Team at Cross Country Mortgage

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The Wise Team at Cross Country Mortgage is located in Cornelius, North Carolina

As a Loan Officer for Summit Funding, I pride myself in providing the ultimate customer service to my clients in the Charlotte, Raleigh, Gastonia, Durham, Concord areas. I stay in constant contact with my clients on a weekly basis, at a minimum and utilize a Quality Check Survey, allowing my clients the opportunity to let me know how I am doing and if I am meeting their needs. It is my personal goal to provide each and every client service above and beyond their expectations.

10/28/2026

🏡 RAISING KIDS AND RAISING PARENTS?! WHO SIGNED US UP FOR THIS?! 😂

They call us the Sandwich Generation — stuck between raising our children and taking care of the very people who raised us. ❤️

And let me tell you… this stage of life is NOT for the weak! 💪🏽

But here’s something most people DON’T know. 👀

💡 You may be able to purchase a home for your aging parent and finance it as a PRIMARY RESIDENCE — even if YOU never live there!

✅ The home is purchased in YOUR name.

✅ The mortgage and title remain in YOUR name.

✅ Your parent gets a place to call home.

✅ You may have the opportunity to turn that property into an investment down the road!

That’s taking care of family while potentially building generational wealth. 🏡💰

Your parents spent years investing in YOU. Now you may have an opportunity to invest in THEM… and your family’s future.

Not every mortgage strategy is common knowledge. That’s why you need a lender who knows more than just how to quote an interest rate. 🎯

📲 DM me “PARENTS” and let’s talk about how this strategy could work for your family!

George Wise | The Wise Team
CrossCountry Mortgage | NMLS #85124
📞 980-254-4938

MortgageTips RealEstateInvesting AgingParents FamilyFirst Homeownership CrossCountryMortgage

09/21/2026

Atlanta’s market is giving buyers more leverage—but that does not mean every property is a bargain. 🏙️

The 29-county Atlanta metro reached 4.90 months of inventory in August, with active listings up 3.1% year over year. Closed sales and the median price were both lower than a year ago. At the same time, Atlanta city data showed stronger pricing in select in-town areas.

The takeaway: this is a property-by-property market. Buyers can negotiate closing costs, repairs and rate buydowns on slower inventory, while well-positioned homes may still require decisive ex*****on.

Mortgage rates also climbed to a 6.95% national average. If your preapproval is a few weeks old, refresh the payment before your next showing or offer.

For jumbo, construction, self-employed or difficult-to-place files, let’s compare the complete strategy: fixed versus ARM, asset depletion, builder incentives, seller concessions, reserves and recast options.

Before you cut the price—or write the offer—run the payment.

📲 George Wise | The Wise Team
980-254-4938
[email protected]
CrossCountry Mortgage | NMLS 85124

LuxuryRealEstate JumboMortgage NewConstruction HomeBuyingTips ListingStrategy RateBuydown TheWiseTeam

Rates shown are national averages and are not an offer to lend. Rates, APRs and terms vary by borrower and loan scenario.

09/21/2026

Mortgage rates moved fast this week—and Charlotte buyers and sellers need a strategy, not just headlines. 📈

The Fed raised its benchmark rate by 0.25%, while Freddie Mac’s 30-year fixed average climbed to 6.95%. That means an older preapproval may no longer reflect today’s payment or purchasing power.

For sellers, another price cut may not be the strongest move. A permanent or temporary rate buydown can sometimes create a better monthly-payment story for the buyer while protecting more of the sales price.

For jumbo, construction, or difficult-to-place files, this is the time to compare the full range of options: fixed vs. ARM, asset-depletion programs, larger down payments vs. reserves, recast strategies, seller concessions, and a true second look.

Before your buyer makes an offer—or before you reduce your listing again—let’s run the numbers.

📲 George Wise | The Wise Team
980-254-4938
[email protected]
CrossCountry Mortgage | NMLS 85124

LuxuryRealEstate JumboMortgage NewConstruction HomeBuyingTips ListingStrategy RateBuydown TheWiseTeam

Rates shown are national averages and are not an offer to lend. Rates and terms vary by borrower and loan scenario. Market data: Freddie Mac and U.S. Census Bureau, September 2026.

09/09/2026

Building stronger communities starts with creating a place everyone can call home. 🏡

As a proud board member of Habitat for Humanity Cabarrus County, I’m honored to support Food for Foundations 2026—an evening that brings our community together to help build strength, stability, and brighter futures through affordable homeownership.

The Wise Team and I invite you to join us around the table, support this important mission, and help make a lasting difference for families throughout Cabarrus County.

Learn more and support the event:
https://secure.qgiv.com/for/foofofou202/event/foodforfoundations2026/

BuildingStrongerCommunities CabarrusCounty CommunityImpact

08/26/2026

VA Buyers?? Give me a call!

08/25/2026

Wise Mortgage Minute

08/12/2026

Making calls..making business

08/11/2026

New Program Alert!!! 10% Down for Investors!!!

08/04/2026

Two closings. Two refinances. Two very different stories. 🏡

My first two closings were both refinances, but the second one reminded me that this business is about so much more than interest rates, payments and paperwork.

That refinance came during one of the hardest moments a family can experience—the loss of someone they love.

There are some closings you celebrate… and others you’re simply grateful you were trusted to help someone navigate.

This one hit different. ❤️

Behind every mortgage is a story. Behind every application is a real person dealing with real life.

Grateful for the business, but even more grateful for the trust.

CharlotteMortgage HomeEquity MortgageLife RealLifeRealEstate ClosingDay

Address

19300 Statesville Road, Ste 201
Cornelius, NC
28031

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Telephone

+17048958770

Website

http://summitfunding.net/gwise

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