Hamilton Mortgage Services Inc. Powered by Rize

Hamilton Mortgage Services Inc. Powered by Rize Lender Hamilton Mortgage Services Inc. specialize in FHA, VA, Conventional and Jumbo Loans

Hamilton Mortgage Services Inc., powered by Rize Mortgage, is a trusted mortgage company in Coral Springs, FL dedicated to helping clients achieve homeownership and financial growth through personalized lending solutions and expert guidance.

TO BI OR NOT TO BI?Bi-weekly mortgage payments might sound like a smart way to pay off your loan faster—but not everythi...
06/17/2026

TO BI OR NOT TO BI?

Bi-weekly mortgage payments might sound like a smart way to pay off your loan faster—but not everything is as beneficial as it seems.

Before you enroll in any bi-weekly payment program, make sure you understand how it really works. In many cases, it’s not the payment frequency that helps you pay off your loan faster—it’s simply making that extra principal payment each year.

Even better? You can do it yourself, save on setup fees, and stay in full control of your money. 💰

A simple strategy: divide your monthly payment by 12 and add that amount toward your principal each month. Small, consistent extra payments can make a big difference over time!

✨ Smart choices = long-term savings.

06/16/2026

If you’ve been considering a high-balance purchase or refinance, now may be the time to act. Agency Jumbo (High Balance) loans still offer competitive rates backed by Fannie Mae and Freddie Mac but these programs have already been extended and reduced in the past, and their future isn’t guaranteed.

These loan options may help qualified buyers and homeowners access financing for:
✔️ Higher-priced homes
✔️ Refinancing at better rates
✔️ Debt consolidation
✔️ Home improvements
✔️ Education expenses

Because they’re government-supported, they often come with more favorable rates than many private lending options—but availability may not last indefinitely.

If you’re curious how much you could qualify for or whether your area is eligible, let’s connect and review your options together.

📩 Send a message anytime, happy to help you explore what works best for your situation.

Latonya Hamilton-Webb
Loan Originator / Branch Manager
(954) 448-6437
(954) 688-9193
[email protected]
hamiltonmortgageservicesinc.com

06/12/2026

Thinking about using your home’s equity? Know the tax implications first.

Many homeowners are surprised to learn that the deductibility of HELOC interest depends on how the funds are used. If you're considering a home equity line of credit for renovations, home improvements, or other financial goals, it's important to understand the current tax rules and how they may affect you.

Every situation is unique, so be sure to consult with a qualified tax professional before making any decisions. If you have questions about leveraging your home's equity, I'm here to help!

📞 Reach out today to discuss your options and create a strategy that fits your financial goals.

Latonya Hamilton-Webb
Loan Originator / Branch Manager
(954) 448-6437
(954) 688-9193
[email protected]
hamiltonmortgageservicesinc.com

Understanding what impacts mortgage rates can help you make smarter home financing decisions.One often-overlooked factor...
06/11/2026

Understanding what impacts mortgage rates can help you make smarter home financing decisions.

One often-overlooked factor is the G Fee (Guarantee Fee) a small component of your interest rate that helps support government-backed loans. While it may seem minor, even small changes can affect your monthly payment and overall borrowing costs.

Have questions about today's mortgage market or your home financing options? I'm here to help!

Latonya Hamilton-Webb
Loan Originator / Branch Manager
(954) 448-6437
(954) 688-9193
[email protected]
hamiltonmortgageservicesinc.com

06/11/2026

Still paying PMI? You might be closer to removing it than you think.

Here are 3 ways homeowners may cancel PMI:
🏡 Reach 78% loan-to-value
📊 Request a new appraisal if your home value has increased
🔁 Refinance if you have 20%+ equity

PMI isn’t forever and your home equity might already be working in your favor.

06/04/2026

Your credit score can play a major role in your financial future from qualifying for a mortgage to securing better loan terms and interest rates.

Thinking about buying a home but unsure where your credit stands? Let's connect! We're happy to answer your questions and help you explore your options.

Send us a message today!

Latonya Hamilton-Webb
Loan Originator / Branch Manager
(954) 448-6437
(954) 688-9193
[email protected]

06/02/2026

If the home you want (or already own) needs a little love, a HomeStyle Renovation Loan could be the key. It lets you finance both the purchase and renovations based on the home’s future value potentially increasing your buying power and giving you more possibilities than a traditional mortgage.

Your dream home might already exist… it just needs a vision and the right financing.

Everyone deserves equal access to housing and credit opportunities. The Fair Housing Act and Equal Credit Opportunity A...
05/29/2026

Everyone deserves equal access to housing and credit opportunities. The Fair Housing Act and Equal Credit Opportunity Act help protect consumers from discrimination and promote fairness in every step of the home buying journey. Knowledge is power and fair housing matters.

Latonya Hamilton-Webb
Loan Originator / Branch Manager
(954) 448-6437
(954) 688-9193
[email protected]
hamiltonmortgageservicesinc.com

05/25/2026

This Memorial Day, we remember the heroes who made the ultimate sacrifice for the place we proudly call home.

Address

3928 Coral Ridge Drive #11
Coral Springs, FL
33065

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6:30pm
Friday 9am - 6:30pm

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