10/20/2025
Due to recent regulatory and other industry changes, many will see significant price hikes in Health Insurance costs for next year. Monthly Premium, Co-Pays, Co-insurances, Deductibles, and Maximum-out-of-Pocket are all expected to increase.
If you think this just an exaggeration, ask a teacher if you know one. Especially in Broward, Dade, or Palm Beach County. Hopefully you will agree with me that your Health Insurance Premium should not look like a Mortgage Payment.
I just quoted a 38 YO Male Non-Smoker a Health insurance Policy Bundle for under $400/month, outside of ACA / Marketplace. The plan features a Medical Plan and an Indemnity to cover your copays, coinsurance and deductibles. Some of the Featuring include:
- Up to 6,000 /Day for 3 Days. Enough to cover $15,000 Deductible
- Co-Insurance split is 100/0 per 1 year term after the deductible
- Maximum Coverage $2,000,000 per person per 1 year term
- Tier 1 Prescription Drugs up to $25 no deductible
- Unlimited Urgent Care visits in most states - $50 Per visit
- up to $120 for Primary Care reimbursement
- Up to $140 for Specialist reimbursement
Let's see what rates we can come up with for you.