Complete Insurance Agency

05/05/2025

Wildfire resilient project debuts in California.

The foundation of every house is surrounded by a moat of gravel.

05/01/2024

Small business or not, insurance coverage matters. Make sure that you have adequate protection to avoid paying for expenses out of pocket. Call us at 305-667-7717.

Complete Insurance Agency
Covering You Completely

04/24/2024

Protect your investment. 🏡 Maintain your property and address any issues promptly to prevent them from turning into costly problems. Additionally, documenting the condition of your home with photos and videos can provide valuable evidence in case you need to file a claim.

Contact us at 305-667-7717.

Complete Insurance Agency
Covering You Completely

04/17/2024

Planning to buy a car soon?

As car prices see a decline, insurance costs are on the rise, hitting buyers hard.

This unexpected surge in insurance rates now constitutes a significant portion of vehicle ownership expenses.

Practicing safe driving remains even more crucial not only for personal safety, but also for keeping insurance costs low.

Contact us at 305-667-7717 for a comprehensive auto insurance quote.

Complete Insurance Agency
Covering You Completely

04/10/2024

Avoiding home insurance can seem like a bold move, but it's a risky one.

A recent study found that 12% of American homeowners are opting to go without coverage, up from just 5% in 2015

This leaves the uninsured vulnerable to financial ruin in the event of disasters like fires or floods.

While insured homeowners may face rising premiums and limited coverage options, the consequences of being uninsured can far outweigh the costs.

The decision to forego insurance should be made with careful consideration of personal circumstances and the potential long-term financial implications.

Contact us at 305-667-7717 to know more about your options.

Complete Insurance Agency
Covering You Completely

04/03/2024

US home insurance premiums are anticipated to hit a record high this year, with significant increases projected in states susceptible to severe weather events.

Florida, already enduring the highest rates nationwide, anticipates a further 7% increase.

The escalation in premiums is underscored by an "explosive" hurricane season forecasted for the US, with up to 25 named storms expected.

Additionally, rising reinsurance costs and growing expenses linked to home reconstruction further compound the issue, with Florida notably grappling with insurance fraud and legal disputes.

Call us at 305-667-7717 to explore homeowners insurance options.

Complete Insurance Agency
Covering You Completely

03/31/2024

Easter is a time to rejoice, reflect, and cherish the blessings in our lives. Wishing you a peaceful and joy-filled Easter Sunday!

Complete Insurance Agency
Covering You Completely

03/27/2024

Florida's extremely prone to flooding. This stems from its geographical features, including its extensive coastline, flat terrain, and high water table, which hinder the ground's ability to absorb excess rainwater. These factors, compounded by the state's subtropical climate and the risk of rising sea levels, make flooding a year-round concern, not limited to hurricane season.

Here’s what to do before, during, and after floods:

🌊 Stay informed about flood risks in your area.
🌊 Create an emergency preparedness plan and share it with family members.
🌊 Assemble an emergency kit with essentials like food, water, and medical supplies.
🌊 Develop a communication plan with family members and neighbors.
🌊 Follow evacuation orders if issued and move to higher ground if necessary.
🌊 After a flood, avoid contact with floodwaters and use caution when returning home.
🌊 Document any flood damage for insurance claims.

Given the unpredictability of flooding, make it a point to prioritize your flood insurance coverage. Get your current insurance plan evaluated today.

Complete Insurance Agency
Covering You Completely

03/20/2024

Here are some tips on how to reduce fire risks! Make sure that you have the right insurance coverage to avoid losses and that you're adequately covered. Contact us at 305-667-7717 to inquire.

03/13/2024

In the past year, the FBI's Internet Crime Complaint Center registered over 880,400 complaints.

Florida ranked third in cybercrime complaints with 41,061 reported incidents and total losses amounting to $870 million.

Cyber insurance provides coverage against potential financial losses resulting from cyberattacks, data breaches, and other malicious activities.

Given the increasing numbers of cybercrimes and their financial impact, it’s important for businesses to protect themselves from the costs associated with recovering from a cyber incident.

Having comprehensive cyber insurance can offer a layer of financial protection and cover legal fees, notification costs, public relations efforts, and financial losses due to business interruption.

Contact us at 305-667-7717 for a comprehensive quote.

03/06/2024

Small, midsize, and midsize luxury SUVs lead the Insurance Institute for Highway Safety (IIHS) 2024 Top Safety Pick+ awards. Here's the list:

✅ 2024 Acura MDX
✅ 2024 BMW X3
✅ 2024 Ford Explorer
✅ 2024 Genesis GV80
✅ 2024 Kia Telluride
✅ 2024 Mazda CX-90
✅ 2024 Mercedes-Benz GLE-Class
✅ 2024 Nissan Pathfinder
✅ 2024 Subaru Ascent
✅ 2024 Tesla Model Y

Regardless of which model you own, make sure to have the appropriate insurance coverage for your vehicle. Always drive safely.

Call us at 305-667-7717.

Complete Insurance Agency
Covering You Completely

02/28/2024

Here are some of the ways auto insurance fraud is committed:

❌ Vehicle Dumping (Give-Up) - Abandoning or disposing of a vehicle before reporting it stolen, and sometimes even profit from selling the car.

❌ False Registration - Registering a vehicle in a county with lower insurance premiums.

❌ Exaggerated Repair Costs - Repair shops overcharging insurers by inflating bills with unnecessary parts or labor after a car accident.

❌ Faulty Airbag Replacement - Manipulating airbags, using salvaged ones, affixing deployed airbags to non-deployed steering wheels, or neglecting replacement.

❌ Faulty Windshield Replacement - Scammers approaching vehicle owners, falsely claiming windshield damage and offering a covered replacement, only to replace it with a lower-quality one.

Make sure to steer clear of these fraudulent strategies, as engaging in such not only risks legal consequences but can also result in higher insurance premiums.

Complete Insurance Agency
Covering You Completely