If you think about acquiring a home through a mortgage, you are at a good time to plan how, how much and when I need it. We can guide you and help you achieve it.
If you have lived for a long time renting a house and you always paid on time, it is time to buy your house, do not waste time, we will help you get the mortgage.
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We here at 1st Financial Inc Miracle Mile Branch (FLMM) pride ourselves on providing top service to our borrowers and referral sources. We have been able to close many of loans through out the years, which give us the edge on how to properly structure loans. We at FLMM have systems in place to streamline the mortgage process making it easy for the buyers, Realtors, or anyone else involved in the transaction.
*Everyday we have a call back system to call on the clients to gather their documents. This system constantly keeps us on top of the buyer in order to get them pre-approved.
*Once we gather all the documents necessary tailored to the borrowers specific situation. We will issue a pre-approval letter at that point.(we just do not handle them out without examining the file like if it was already going to the bank. This saves everyone involved in the transaction a lot of time).
*Once the loan is submit to a lender we will provide everyone involved an expectation letter. This letter will have everyone on our team that is working on the file direct contact numbers and emails (We provided accountability and availability with this letter).
*At point the file is in processing everyone (Buyer, Listing Agent, Selling Agent, Title Company, etc.) will receive a Tuesday Status report from the processor assigned to the transaction. This Status Report will provide important dates and what days certain conditions been resolved.
Keep pride ourselves on service and getting the job done.
