What are the opening hours?

Monday 7am - 9pm Tuesday 7am - 9pm Wednesday 7am - 9pm Thursday 7am - 9pm Friday 7am - 9pm Saturday 7am - 9pm Sunday 10am - 9pm

VMB Loans

VMB Loans NMLS 2522538
Vanessa Ferbeyre NMLS 1556611
At VMB Loans, we believe in putting you, the borrower, first.

You have our commitment to personalized and client-focused mortgage solutions.

04/12/2026

Open house yesterday at Casa Serena ✨
Grateful to co-host with the best — .justinee .angelo

Now offered at $2,095,000

4 Beds | 4 Baths | 2,787 Sq Ft
📍 69 NW 94th St, Miami Shores

European-inspired elegance meets modern luxury on a picturesque, tree-lined street. Fully renovated with nearly 2,800 sq ft of thoughtfully designed living space, featuring an inviting fireplace, solid wood floors, impact windows & a stunning chef’s kitchen with Taj Mahal stone countertops.

Who do you know that would love to call this home?

mortgagebrokerflorida

04/09/2026

🚨 The #1 myth keeping renters from becoming homeowners:

“You need 20% down.”

Here’s the truth 👇
You don’t.

There are loan options that allow you to buy with as little as 3–5% down—and sometimes even less depending on the program.

Waiting to save 20% could mean:
❌ Missing out on building equity
❌ Paying rising rent prices
❌ Getting priced out as home values increase

The real question isn’t “Do I have 20%?”
It’s “Am I closer than I think?”

If owning a home has been on your mind, let’s talk strategy. You might be more ready than you realize.

mortgagebroker mortgagebrokerflorida

01/15/2026

Client feedback like this never gets old 🙌
Quality service, attention to detail, and clear communication—every step of the way.
Grateful for the trust.
⭐️⭐️⭐️⭐️⭐️
mortgagebrokerflorida

01/09/2026

You may be paying more on your mortgage than you need to.
With rates coming down, now is a smart time to take a look. 👀
Comment “ANALYSIS” for a complimentary review.

09/26/2025

🎉Just Closed!

We just financed a cash-out refinance on an investment property using a DSCR loan 🙌

✅ No personal income required
✅ Property’s rental income qualified
✅ Investor was able to tap into their equity and pull cash out

This is the power of creative financing—helping investors grow their portfolios without relying on traditional income documentation.

If you’re an investor looking to unlock equity or expand your real estate portfolio, let’s talk about your options!

06/24/2025

✨ Meet your mortgage matchmaker ✨
I’m Vanessa Ferbeyre, owner of VMB Loans and your go-to mortgage broker in South Florida.

I work with homebuyers, real estate investors, and self-employed clients to help them secure the right financing for their unique goals. Whether you’re purchasing your first home, growing your investment portfolio, or looking to tap into your home equity—I offer strategic solutions across a wide range of loan programs.

From Conventional, FHA, and VA to DSCR, Bank Statement, Non-warrantable condos, Condohotel, Foreign National and HELOCs—I shop multiple lenders so you don’t have to.

If you’re ready to build, scale, or refinance with confidence—let’s connect.

05/14/2025

CLEAR TO CLOSE IN NINE DAYS?!
Let’s. Freaking. Go!!

Speed + strategy = winning results.
We got this one done in just 9 days because of great teamwork, quick docs, and a whole lot of hustle.

Huge thank you to my rockstar Realtor partner, —your hustle made all the difference!

Whether you’re buying, refinancing, or investing—I make it happen. Fast.

03/19/2025

Just Funded! 🏡🎉

Huge congratulations to my first-time homebuyer who just closed on their new home with an FHA loan—using 80% gift funds from a parent! 💰💙

Many buyers don’t realize that FHA loans allow gift funds from family to help with the down payment and closing costs, making homeownership more attainable. If you’re thinking about buying but worried about saving up, let’s talk about your options!

📩 DM me to get started!

01/15/2025

This week’s success story is about a first-time investor who almost lost their deal with another lender.
The issue? The appraisal showed the roof had less than three years of life left, and the lender required repairs before closing—which wasn’t possible since the property was bank-owned.

When the deal seemed dead, the client turned to me. I shopped the loan through my network and found a lender willing to make an exception, saving the deal and helping my client close on their investment property! 🏡💼
If you’re stuck with a financing issue, let’s find a solution together!

12/06/2024

🎉 Congratulations to our amazing first-time homebuyer! 🎉

Helping dreams come true is what we do best! This incredible homeowner just closed on their first home with some extra perks:

🏡 $5,000 grant toward closing costs
💰 $500 credit toward their appraisal

Their loan is officially funded, and they’re ready to start this exciting new chapter. Seeing the joy on their face makes it all worth it.

If you’re ready to take the first step toward homeownership or need guidance through the process, let’s chat! 💬

📞 DM me today to learn more about the programs and opportunities available to YOU!

12/05/2024

🏡✨ Clear to Close! ✨🏡

Exciting news—my client is officially clear to close on their dream home! 🎉 They’re using a 12-month business bank statement loan to make homeownership a reality, proving that being self-employed doesn’t mean you have to sacrifice your dreams. 💼🏠

This milestone is a testament to their hard work and a tailored loan solution that fits their unique financial story.

If you’re a business owner looking to buy a home, let’s explore your options together. Your dream home could be closer than you think!

📩 DM me to learn more.

Address

237 S Dixie Highway
Coral Gables, FL
33133

Opening Hours

Monday	7am - 9pm
Tuesday	7am - 9pm
Wednesday	7am - 9pm
Thursday	7am - 9pm
Friday	7am - 9pm
Saturday	7am - 9pm
Sunday	10am - 9pm

Telephone

+17862162377

Website

http://www.VMBLoans.com/

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