Annette M. Cobb VP Sr.Loan Officer - NMLS# 405400

12/14/2025

Hummmmm…Nice 🥰

06/17/2024

Call Me-Let’s CHAT!! 😁
Annette M. Cobb
Vice President
23+yrs
254-518-0922

Yes, a higher interest rate means a larger monthly payment. But it's not that simple. You need to understand what type of mortgage you're selecting. For example, Adjustable-rate mortgages (ARMs) often have lower initial rates than fixed-rate mortgages. But interest rates on these mortgages reset periodically. So when that happens, your rate could rise, and sometimes more than you're prepared for. Got mortgage questions? We've got answers. Let's talk!

06/11/2024

Shopping 🛍️ 🛒 Put on HOLD till you CLOSE!! 😁❤️

Did you know raising the balance on your credit cards can impact your ability to quality for the home loan you want.?

05/04/2024

INVESTING in REAL ESTATE is Not too LATE!!😉
Call Me
254-518-0922

“The best time to buy a home is always five years ago.” – Ray Brown

Don’t let the market dictate your dreams of homeownership. Start building equity today. According to Fannie Mae’s latest Home Price Expectations Survey (HPES), if you bought a home in January of 2024, you could gain over $83k in household wealth over the next 5 years based on the equity. And home prices are only expected to increase. If you are ready to make the leap into homeownership, or just curious about the price range that fits your budget, send us a message or find a loan officer here: https://www.firstcommunitymortgage.com/talk-with-a-loan-originator/. We’d love to help you!

05/03/2024

Great TIPS to get you to Home OWNERSHIP!! 😉
254-518-0922
AMC-VP
23 + yrs

When is the last time you reviewed your credit report? You can order your FREE annual credit reports each year at AnnualCreditReport.com.

05/03/2024

Call Me!!! 😉
254-518-0922

The life of a loan officer. We love it!

04/22/2024

We have VA JUMBO Loans as Well!!!
Call me for details! 😊
AMC-VP
254-518-0922

VA Loans is one of our specialties. Let us help with the loan for your new home.

04/22/2024

Happy Client Happy ME!!! 🎉😁❤️
AMC-VP
254-518-0922

Net Promoter Score (NPS) uses one question to measure customer loyalty, satisfaction, and enthusiasm: "On a scale of 0 to 10, how likely are you to recommend this loan officer to a friend or colleague?" FCM would like to take a moment to recognize Annette M. Cobb VP Sr. Loan Officer - NMLS # 405400 for an AMAZING NPS! Keep up the great work, Annette!

05/02/2023

❤️❤️❤️TEACHERS!! 🍎🍏! 😁

Thanks for All You Do!!
AMC-VP

IT'S TEACHER APPRECIATION DAY!
They help us learn to read and write, stay late to tutor us, and forgive the occasional gum-chewing violation.
Cheers to you, teachers!
It's your day to shine, and our day to say THANK YOU for all that you have done for us, are doing now for our children, and will do for future generations!

04/27/2023

📞ME!! 😁
254-518-0922

Our FCM Loan Officers & Managers taking a break from training in Corpus Christi for a quick photo. This year’s retreat is focused on their development in being the “Captain of Your Own Ship!”

04/27/2023

Call Me!! 22 Years of Experience and Service with a 😁!!
254-518-0922

Ready to buy a home soon, but still worried about high interest rates? FCM's rates are tough to beat with our special in-house program that can get your rate lowered if you are a qualified VA or FHA homebuyer! Not sure how long our amazing bank is going to keep letting us offer this program, so call one of our Loan Officers to get qualified now!
www.fcmloans4u.com