Watkins Mortgage

05/28/2026

02/27/2026

Rates are dropping and opportunity is knocking!

The 10-Year Treasury just hit its lowest level since October, and that means mortgage rates are improving.

Homeowners: If you purchased a home within the last 24 months, it is time to refinance NOW. Lower your monthly payment, payoff your home quicker, or both! In many cases we cover most, if not ALL, closing costs. Plus, you skip a mortgage payment! Sometime 2!

Attention Buyers: If you are thinking about purchasing, NOW is the time to start looking. As we move deeper into April and May, competition increases and sellers gain more negotiating power. Which means more out-of-pocket.

Getting pre-approved first puts you in a strong position and allows you to move quickly when the right home hits the market.

DM, call, text, or email anytime. Our experienced loan officers will walk you through every step.

Start your application online at:
www.watkinsmortgage.com

Not only are our rates and closing costs impossible to beat, we also partner with the best real estate agents in the market who will help you find the perfect home.

Watkins Mortgage
NMLS 969508/340085
[email protected]
972-415-4874

We put our clients first. It’s that easy. For most of us, our home will be our largest investment and the buying process can be an extremely stressful time. We

02/18/2026

**ALERT** INTEREST RATES ARE FALLING!

Interest rates are falling, and homeowners who purchased within the past 6–18 months may have a MAJOR opportunity right now.

If you bought in 2024 or 2025, you likely had to accept a higher rate just to secure your home. With today’s improved rates, you may be able to:

• Lower your monthly payment
• Reduce your interest rate
• Pay your home off faster (shorter amortization)
• Convert an ARM into a stable fixed rate
• Skip a payment during the refinance process

Even better — in many cases we can cover MOST, if not ALL, of your closing costs.

That means real monthly savings without large out-of-pocket expenses.

Don’t assume you need to wait years to refinance. When the math makes sense, the time to act is NOW.

It takes seconds to run numbers. Call or message us for more details.

Watkins Mortgage
NMLS 340085/96508
972-393-1404
[email protected]

We put our clients first. It’s that easy. For most of us, our home will be our largest investment and the buying process can be an extremely stressful time. We

12/09/2025

THINK BIGGER!

11/18/2025

Help us wish this amazing and beautiful young lady a very Happy Birthday! We’ve worked with Tiffany for nearly 18 years, and she has been an absolute giant in our industry. She’s helped us close thousands of loans over the years, and she remains one of the best reps in the business. Her heart is bigger than her SUV and everyone's name is "Hon". If you’ve ever worked with her before, you know exactly what we mean.

Happy Birthday, Tiffany. Thank you for everything you do and for making our industry better and easier.

11/14/2025

Facebook family, please help us welcome our newest team member to Watkins Mortgage, Ms. Courtney Way!

Courtney is a proud Texas native who brings nearly 14 years of experience in the mortgage banking industry. Throughout her career, she’s worked in multiple roles from loan setup, purchasing, appraisal review, and underwriting. Developing her deep understanding of the loan process from start to finish. Her professionalism, integrity, and genuine desire to help others achieve homeownership make her an exceptional addition to our team.

We’re excited to have Courtney on board and look forward to the leadership, knowledge, and positive energy she brings to the Watkins Mortgage family.

If you or someone you know is thinking about buying a home or refinancing, reach out to Courtney at Watkins Mortgage. She’d love to help make your homeownership goals a reality.

NMLS 969508

Courtney Way
[email protected]
972-523-6583

11/11/2025

Happy Veterans Day from all of us at Watkins Mortgage. 🇺🇸

Today, we pause to honor the brave men and women who have served this nation with courage, faith, and selfless devotion. Your sacrifices protect the freedoms we enjoy every day, and we are deeply grateful. 🇺🇸

At Watkins Mortgage, our mission is rooted in service — putting people first and helping families experience the joy of homeownership. To all who have served, and to the families who stood beside you, we thank you and pray God’s blessings over your homes and your hearts. 🇺🇸

“Greater love has no one than this: to lay down one’s life for one’s friends.” – John 15:13 🇺🇸