Arthur Welborn - Banner Bank Home Loans

09/05/2026

You don't need a perfect credit score to buy a home, but a higher score opens up better rates and more options. These small, consistent habits can make a real difference over time. Want to know where you stand? Let's take a look together.

09/04/2026

Do you prefer your home’s exterior color to blend organically with its natural setting—or do you gravitate toward hues that make more of a statement? Many designers and homeowners are shifting away from stark color choices in favor of softer hues derived from nature. Sage, greige, terracotta and blue-gray tones hide dirt, age more gracefully and read as more livable—boosting curb appeal and marketability. What color would you choose if you were painting your home?

Experts reveal their top exterior colors for creating timeless nature-merged homes that sit in harmony with their surroundings

09/03/2026

Truth: When you factor in equity, long-term appreciation and payment stability, buying often comes out ahead. And with the right loan program, your monthly mortgage payment may be closer to your rent than you think. Let's run the numbers together.

08/31/2026

08/31/2026

Your Loan Estimate can feel like a lot of numbers, but it's actually your best tool for understanding your mortgage. Here's a quick breakdown of what to look for and why it matters.

08/30/2026

Spring and summer get the headlines, but fall can be a smart time to buy. There's typically less competition, more motivated sellers and faster closings. If you've been thinking about making a move, let's talk through whether now is the right time for you.

08/29/2026

Back to school season is a good reminder that knowledge is power, especially when it comes to one of the biggest financial decisions you'll ever make. Whether you're just starting to explore or almost ready to apply, I'm here to make sure you feel informed and confident every step of the way.

08/29/2026

One of the easiest ways to speed up your mortgage application is having your documents ready to go. This is a good starting point. I'll let you know if anything else is needed once we get your process started.