Steve Rice

Steve Rice Sales Manager NMLS #343634
Equal Housing Opportunity
New American Funding NMLS #6606 WELCOME HOME, YOU BELONG HERE. TIME FOR A CAREER CHANGE?

Cambria is a privately held, family-owned company with an entrepreneurial vision. As a family-run business with deep Minnesota roots, we are committed to building strong relationships. We offer easy-to-understand, innovative mortgage solutions. Combined with highly competitive rates and personal hometown service, you can rest assured you are entrusting your home financing with those who rank among

st the most highly qualified and ethical in the lending industry. A BIT ABOUT ME
In my 25+ years in the mortgage industry, I’ve found that for some a home is one of the largest financial commitments a person will make during their lifetime. I take pride in helping clients realize that a home not just another monthly payment, but rather a valuable financial tool. The best part of my job is helping people achieve the dreams and plans they envision for their future. When I am out of the office, you can find me fishing on the lake, cruising in my 1963 Corvair or hanging out with my wonderful wife and two daughters. I like to find time to give back to the community through the C**n Rapids Rotary Club as well. If you are a motivated individual seeking a rewarding opportunity in a fast paced environment, Cambria is the place for you. Let’s connect, I’d be happy to give you more details of all Cambria has to offer. THE CAMBRIA ADVANTAGE
Industry leading compensation including sales incentive trip
Comprehensive product set with very competitive pricing
Strong marketing support from our in-house marketing agency, including lead generation
Unparalleled benefits package including medical and employer matched 401k
Experienced processing and underwriting staff on site
State-of-the-art tools and tech support
Seasoned management team made up of industry veterans


Mortgage Consultant serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS # 322798. I am a licensed mortgage originator, NMLS #343634, and am licensed to originate mortgage loans in: Minnesota. To learn more, visit me at http://www.steverice.net/
Lending services may be provided in certain states by Cambria Mortgage NMLS # 322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report.

Mortgage rates aren’t the whole homebuying story.If you’ve been waiting for rates to drop before buying, it may be worth...
09/02/2026

Mortgage rates aren’t the whole homebuying story.
If you’ve been waiting for rates to drop before buying, it may be worth looking at the bigger picture. Historically, today’s rates are closer to “normal” than the unusually low rates we experienced a few years ago.
That doesn’t mean you have to buy today. It simply means waiting isn’t your only strategy. 🏡
Depending on your situation, options like a rate buydown, builder incentives, an ARM, or an assumable mortgage could potentially help with affordability.
🤝 The right choice depends on your budget, timeline, and long-term goals. Let’s talk through what may make sense for you.
📲 Reach out to get started!

Close more deals. Win more bids. 🏡With NAF Cash, your buyers can make competitive all-cash offers—no financing contingen...
08/31/2026

Close more deals. Win more bids. 🏡

With NAF Cash, your buyers can make competitive all-cash offers—no financing contingency, no appraisal uncertainty. Sellers love the certainty of cash, and you'll love faster closings and quick commissions with no agent fees.

NAF Cash opens doors others can't.

Ready to give your clients the cash advantage? Learn more at newamericanfunding.com/real-estate-agents.

We're hiring! 🏠I'm looking for the right Licensed Loan Officer to join my team in the North Metro. If you've got 3–5 yea...
08/25/2026

We're hiring! 🏠

I'm looking for the right Licensed Loan Officer to join my team in the North Metro. If you've got 3–5 years of experience, a customer-first mindset, and the drive to grow — let's talk.

Teamwork is the key to success, and I'm looking for someone who's ready to build something great together.

📞 Call me today to start the conversation: 612-710-9173
✉️ [email protected]
🌐 naf.com/SteveRice

I am always available for my clients!
08/25/2026

I am always available for my clients!

Homeownership can be about more than having a place to live. The numbers in this graphic highlight a major difference be...
08/20/2026

Homeownership can be about more than having a place to live.

The numbers in this graphic highlight a major difference between renting and owning: home equity can become an important part of your financial picture over time.

As you make mortgage payments and build equity in your home, you may be creating an asset that can contribute to your long-term financial goals. 💙

That doesn’t mean buying a home is the right choice for everyone, but if you’re currently renting and wondering whether homeownership could make sense for you, it’s worth understanding your options.

At New American Funding, we’re here to help you understand your financing options, what you may qualify for, and what that next step could look like.

💬 Ready to see what your path from renter to homeowner could look like? Send me a message!

Think the housing market has come to a standstill? Think again. While the pace of the market has changed in some areas, ...
08/19/2026

Think the housing market has come to a standstill? Think again.

While the pace of the market has changed in some areas, homes are still being bought and sold every single day. 🔑

More than 4 million homes are expected to sell this year, which means thousands of buyers are finding the right opportunity every day.

✨ The market may look different, but opportunity is still available.

✨ More homes can mean more choices.

✨ More flexibility can help you find a home that fits your goals.

The right time to start exploring your options is when you’re prepared, not when you feel pressured.

📲 Ready to see what opportunities are available in today’s market? Let’s start the conversation and help you plan your next move.

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the F...
08/14/2026

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the Fed's every move. In reality, multiple factors influence the rate you see, creating a market with more flexibility than you might think. This shift means it's the perfect time to find a home loan tailored to your budget.

Ready to see what's possible? Send me a DM to connect & we can break it all down for you! 📲

What if your monthly housing payment could help build your future instead of someone else's? When you rent, your monthly...
08/14/2026

What if your monthly housing payment could help build your future instead of someone else's?

When you rent, your monthly payment helps your landlord build equity. When you own a home, a portion of each mortgage payment helps you build equity, which is one of the most powerful ways many families build long-term wealth over time.

Homeownership isn't just about having a place to live. It's about investing in yourself and your future. 💙

📲 Wondering if buying is within reach? Let's talk about your options and create a plan together!

That's what I am here for! Thanks for your kind recommendation!
08/11/2026

That's what I am here for! Thanks for your kind recommendation!

VA home loans offer some of the most valuable home financing benefits available to eligible Veterans, active-duty servic...
08/05/2026

VA home loans offer some of the most valuable home financing benefits available to eligible Veterans, active-duty service members, and qualifying military families.

You may be able to buy a home with no down payment, enjoy lower closing costs, and even have no monthly PMI, helping make homeownership more affordable. Plus, your Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) may help you qualify for more purchasing power.

At New American Funding, we're honored to help those who have served understand every VA loan benefit available to them. 🏡💙

📲 Curious if you qualify for a VA home loan? Send me a message today, and let's explore your options!

Address

10160 Foley Boulevard NW, Ste. 200
C**n Rapids, MN
55448

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