Middle Tennessee Federal Credit Union

Middle Tennessee Federal Credit Union Your Hometown Credit Union since 1969 "Celebrating 50 years"
Where Members make the difference 1255 E Spring Street and 112 North Oak Ave

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedo...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedom. πŸ‡ΊπŸ‡Έβ€οΈπŸ€πŸ’™

Please note that Middle TN FCU will be closed on Monday, May 25, in observance of the holiday.

Need to manage your money over the long weekend? You can still access your accounts 24/7 through our Online Banking, audio response system, and local ATMs! πŸ“±πŸ’»

We wish our entire Cookeville community a safe and peaceful holiday weekend. We will resume normal business hours on Tuesday! ✨





Life is unpredictable, but your finances don't have to be! β˜‚οΈπŸ’™At Middle TN FCU, we want to make sure you, your family, a...
05/21/2026

Life is unpredictable, but your finances don't have to be! β˜‚οΈπŸ’™

At Middle TN FCU, we want to make sure you, your family, and your biggest investments are fully protected. That’s why we offer a variety of affordable insurance options designed specifically for our members, including:

🏑 Auto & Home Insurance (Through our trusted partners at TruStage!) πŸš— GAP & Mechanical Breakdown Protection (Keep your car running without the dealership markups) πŸ›‘οΈ Credit Life & Disability (Ensures your loans are covered if the unexpected happens)

Get the coverage you need at a price you can actually afford.

Tap the link to explore our member-only insurance options today! πŸ‘‰ https://midtenfcu.com/insurance?rq=insurance





Want to know a secret to a great credit score? It’s all about the number 30! πŸͺ„βœ¨One of the biggest factors that makes up ...
05/14/2026

Want to know a secret to a great credit score? It’s all about the number 30! πŸͺ„βœ¨

One of the biggest factors that makes up your credit score is your Utilization Rate.

If you max out your credit cards, your score can take a big hitβ€”even if you make your payments on time!

πŸ’‘ The Pro-Tip: Keep your credit card balances at or below 30% of your total limit.
By leaving plenty of available room on your cards, you prove to the credit bureaus that you are amazing at managing your money. πŸ’ͺ

Have questions about building your credit, or want to explore our low-rate loan and credit card options? Middle TN FCU is here to help! πŸ’™





Happy Mother’s Day! Wishing you all a beautiful day. πŸ’πŸ’•
05/10/2026

Happy Mother’s Day! Wishing you all a beautiful day. πŸ’πŸ’•

We would like to congratulate all the recent and upcoming graduates πŸŽ“ including Julie daughter of Sandi Rowland. Julie r...
05/09/2026

We would like to congratulate all the recent and upcoming graduates πŸŽ“ including Julie daughter of Sandi Rowland. Julie recently graduated with a Doctorate in Physical Therapy. Congratulations Julie! We wish you all the best!

Textbooks, tuition, laptops, and dorm supplies... we know education expenses can add up fast! πŸ“šπŸ’»πŸ˜…Don't let the cost of l...
05/07/2026

Textbooks, tuition, laptops, and dorm supplies... we know education expenses can add up fast! πŸ“šπŸ’»πŸ˜…

Don't let the cost of learning stress you out. At Middle TN FCU, our friendly team is here to help you cover the gaps with a low-rate Signature Loan! πŸŽ“βœ¨

Whether you're paying for your own classes or helping your kids get ready for the semester, we make the loan process easy and efficient so you can focus on making the grade.

πŸŽ’ Low, competitive rates
πŸŽ’ Courteous, knowledgeable staff
πŸŽ’ Quick approvals
Get started today and invest in your future! Tap the link to learn more and apply: https://midtenfcu.com/all-services πŸ“²





We have been spoiled with yummy treats this week. Our friends from Infinity Pharmacy LLC dropped off some delicious cook...
05/06/2026

We have been spoiled with yummy treats this week. Our friends from Infinity Pharmacy LLC dropped off some delicious cookies. They are celebrating 20 years in business. Thanks so much Infinity Pharmacy and Congratulations on 20 years! 2️⃣0οΈβƒ£πŸŽ‰

Our sweet friend, Juanita Judd, brought us by one of her famous honeybun cakes today. It’s so delicious and we appreciat...
05/05/2026

Our sweet friend, Juanita Judd, brought us by one of her famous honeybun cakes today. It’s so delicious and we appreciate her!!

Before you pack the family truck or head to the terminal for your next adventure, your digital security needs a quick pr...
04/30/2026

Before you pack the family truck or head to the terminal for your next adventure, your digital security needs a quick pre-trip inspection! πŸ›‘οΈ

Travel season is a favorite for identity thieves, but keeping your family's finances safe is easy with a few simple moves:

πŸͺͺ Audit Your Wallet: Only carry the essentials; leave your Social Security card and sensitive docs locked safely at home.

🚨 Real-Time Knowledge: Set up alerts for your debit card in the MidTN FCU Mobile App. Getting an instant ping means you can spot unauthorized charges immediately!

πŸ“² Shield the Signal: Use your Digital Wallet in busy airports or cafes to act as a barrier, hiding your actual card number from nearby skimmers.

πŸ›œ Stay Off Public Wi-Fi: Stick to your cellular data for banking tasks to keep your connection private and secure.

Taking five minutes to strengthen your defenses ensures the only thing your family has to worry about is having fun! πŸŒŠβ˜€οΈ

If you need help setting up Mobile Alerts before you take off, our friendly team is here to help!

Contact us for assistance: https://bit.ly/3Nvrsob





Teaching the next generation about money is one of the greatest gifts we can give! πŸ€©πŸ’™At Middle Tennessee FCU, we love he...
04/22/2026

Teaching the next generation about money is one of the greatest gifts we can give! πŸ€©πŸ’™

At Middle Tennessee FCU, we love helping our younger members build smart habits that lead to long-term financial literacy.

Here is how you can start the journey together:

πŸš€ Start Small, Think Big: Even a piggy bank goes a long way. Matching their savings is a fantastic way to keep them motivated!

πŸ›Ό Set Goals as a Team: Whether it's a first bike or a first car, saving with a goal makes it more meaningful.

🌟 Make It Fun: Turn shopping trips into mini-lessons and track their progress with an interactive chart.

πŸ† The Value of Effort: "Paydays" for chores help them connect hard work with rewards.

A Youth Account with MidTN FCU is the perfect first step to build strong habits from the very beginning. Let’s watch their confidence grow togetherβ€”one money lesson at a time! 🌟

Contact us to open a Youth Account today: https://bit.ly/3Nvrsob





Address

1255 E Spring Street
Cookeville, TN
38501

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 5pm
Saturday 9am - 12pm

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