Middle Tennessee Federal Credit Union

Middle Tennessee Federal Credit Union Your Hometown Credit Union since 1969 "Celebrating 50 years"
Where Members make the difference 1255 E Spring Street and 112 North Oak Ave

We’re taking a brief pause for the holiday! ⏸️🌟 Mid-TN FCU will be closed this Friday, June 19, to celebrate Juneteenth....
06/19/2026

We’re taking a brief pause for the holiday! ⏸️🌟

Mid-TN FCU will be closed this Friday, June 19, to celebrate Juneteenth.

But don't worry! We’ve made sure you still have full access to your finances while we're away! 🏦✨

✅ Check balances & transfer funds via our Mobile App 📱
✅ Access to Online Banking💻

Take time to celebrate and reflect today. We will be back to serve you with a smile on Saturday, June 20! 🤝





06/16/2026

Discover the golden perks of your Checking Account!

Are you making the most out of your Checking Account? If you are 60 years of age or older, you qualify for Mid-Tennessee FCU's exclusive Goldenaire Checking Account!

We designed this account to give our senior members the absolute best benefits, completely fee-free. It’s our way of saying thank you for being a valued part of our credit union family. 💛

Keep your money: Enjoy absolutely NO monthly service charges and NO minimum balance requirements.

Grow your wealth: Earn quarterly dividends just for keeping an average daily balance of $500 or more! 💵

Stay secure: Gain peace of mind with our Overdraft Protection and a free Visa® check Card for easy, 24/7 access to your funds. 💳

Explore our benefits here:

https://midtenfcu.com/checking-accounts





Keep the summer fun high and the financial stress low!The countdown to summer is officially on! While the kids are busy ...
06/10/2026

Keep the summer fun high and the financial stress low!

The countdown to summer is officially on! While the kids are busy dreaming of ice cream trucks, campfires, and water games, parents are usually doing the math on how to fund it all.

Keep the kids entertained this summer without breaking the bank!

This month’s Mid-TN FCU Financial Tip is all about getting ahead of those summer expenses so you can focus on making memories!

Make this your best, most stress-free summer yet! Stop by our Cookeville branch or call us at (931) 528-9400 ✨





Ready for your next big adventure? 🌲🚤With our Recreational Loans, we make it easier than ever to get the keys to your dr...
06/03/2026

Ready for your next big adventure? 🌲🚤

With our Recreational Loans, we make it easier than ever to get the keys to your dream weekend getaway vehicle.

Life is too short to stay inside. Whether you are looking to purchase an RV, boat, motorcycle, or ATV, Mid-Tennessee FCU has the perfect Recreational Loan to get you moving.

Stop waiting and start exploring! Click the link below and apply today👇

https://midtenfcu.com/loan-application





This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedo...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedom. 🇺🇸❤️🤍💙

Please note that Middle TN FCU will be closed on Monday, May 25, in observance of the holiday.

Need to manage your money over the long weekend? You can still access your accounts 24/7 through our Online Banking, audio response system, and local ATMs! 📱💻

We wish our entire Cookeville community a safe and peaceful holiday weekend. We will resume normal business hours on Tuesday! ✨





Life is unpredictable, but your finances don't have to be! ☂️💙At Middle TN FCU, we want to make sure you, your family, a...
05/21/2026

Life is unpredictable, but your finances don't have to be! ☂️💙

At Middle TN FCU, we want to make sure you, your family, and your biggest investments are fully protected. That’s why we offer a variety of affordable insurance options designed specifically for our members, including:

🏡 Auto & Home Insurance (Through our trusted partners at TruStage!) 🚗 GAP & Mechanical Breakdown Protection (Keep your car running without the dealership markups) 🛡️ Credit Life & Disability (Ensures your loans are covered if the unexpected happens)

Get the coverage you need at a price you can actually afford.

Tap the link to explore our member-only insurance options today! 👉 https://midtenfcu.com/insurance?rq=insurance





Want to know a secret to a great credit score? It’s all about the number 30! 🪄✨One of the biggest factors that makes up ...
05/14/2026

Want to know a secret to a great credit score? It’s all about the number 30! 🪄✨

One of the biggest factors that makes up your credit score is your Utilization Rate.

If you max out your credit cards, your score can take a big hit—even if you make your payments on time!

💡 The Pro-Tip: Keep your credit card balances at or below 30% of your total limit.
By leaving plenty of available room on your cards, you prove to the credit bureaus that you are amazing at managing your money. 💪

Have questions about building your credit, or want to explore our low-rate loan and credit card options? Middle TN FCU is here to help! 💙





Happy Mother’s Day! Wishing you all a beautiful day. 💐💕
05/10/2026

Happy Mother’s Day! Wishing you all a beautiful day. 💐💕

We would like to congratulate all the recent and upcoming graduates 🎓 including Julie daughter of Sandi Rowland. Julie r...
05/09/2026

We would like to congratulate all the recent and upcoming graduates 🎓 including Julie daughter of Sandi Rowland. Julie recently graduated with a Doctorate in Physical Therapy. Congratulations Julie! We wish you all the best!

Textbooks, tuition, laptops, and dorm supplies... we know education expenses can add up fast! 📚💻😅Don't let the cost of l...
05/07/2026

Textbooks, tuition, laptops, and dorm supplies... we know education expenses can add up fast! 📚💻😅

Don't let the cost of learning stress you out. At Middle TN FCU, our friendly team is here to help you cover the gaps with a low-rate Signature Loan! 🎓✨

Whether you're paying for your own classes or helping your kids get ready for the semester, we make the loan process easy and efficient so you can focus on making the grade.

🎒 Low, competitive rates
🎒 Courteous, knowledgeable staff
🎒 Quick approvals
Get started today and invest in your future! Tap the link to learn more and apply: https://midtenfcu.com/all-services 📲





Address

1255 E Spring Street
Cookeville, TN
38501

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 5pm
Saturday 9am - 12pm

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