Middle Tennessee Federal Credit Union

Middle Tennessee Federal Credit Union Your Hometown Credit Union since 1969 "Celebrating 50 years"
Where Members make the difference 1255 E Spring Street and 112 North Oak Ave

Manage your money anytime, anywhere!With MTFCU Mobile Banking, you can check account balances, view transaction history,...
09/01/2026

Manage your money anytime, anywhere!

With MTFCU Mobile Banking, you can check account balances, view transaction history, pay bills, and transfer funds between your accounts safely and securely.

Download the app today to take convenience with you! ✨📱

App Store: https://apple.co/3GWp9Xx
Google Play: https://bit.ly/3EsDCJ8





Fall is a busy (and let's be honest, spending-heavy!) season. 🍁💸Between back-to-school runs, fall wardrobes, and weekend...
08/27/2026

Fall is a busy (and let's be honest, spending-heavy!) season. 🍁💸

Between back-to-school runs, fall wardrobes, and weekend tailgates, you're keeping plenty of cash moving through your Checking Account.

💰 So why not earn money back just for holding a balance?

Most Checking Accounts just hold your cash. A MidTN FCU Deluxe Checking Account actually pays you for keeping it there. ✨

✔️ Earn quarterly dividends
✔️ Free Visa® Debit Card
✔️ Overdraft protection options
✔️ Unlimited check writing

Paying bills and running errands isn't always fun, but earning dividends while you do it sure is! Visit us or reach out to our team to open your Deluxe Checking today.

Learn more: https://bit.ly/40t1S6F





08/19/2026

You budgeted for backpacks, binders, and new shoes... but what about everything that comes after? 🤔🏈

💰 Setting up a small Direct Deposit from each paycheck into your Middle Tennessee FCU Savings Account helps you stay ready for every sports fee, club due, fundraiser, and all those surprise school costs that sneak up on you mid-semester!

With just a $25 minimum balance and easy access to your funds with a Visa® Debit Card, the field trip cash is actually there when the permission slip hits the kitchen counter.

Set up Direct Deposit to your MidTN FCU Savings Account today: https://bit.ly/40sfGhA





Today, we are celebrating Tiffany for being the Herald Citizens Reader’s Choice winner for Best Teller and we can’t help...
08/14/2026

Today, we are celebrating Tiffany for being the Herald Citizens Reader’s Choice winner for Best Teller and we can’t help but agree! Congratulations Tiffany and thanks for all you do!
Middle TN FCU also won in the Best Credit Union category.

Happy National Financial Awareness Day! 💰🌟Today is all about pausing to make sure your finances are thriving. If you wan...
08/14/2026

Happy National Financial Awareness Day! 💰🌟

Today is all about pausing to make sure your finances are thriving. If you want to do a quick check-in, here’s how to look at the 5 main pillars of financial health:

1️⃣ Earning: Always take full advantage of employer retirement matches. It’s part of your pay—don't leave free money behind!

2️⃣ Spending: Track every dollar for just one week. You might be surprised by how fast coffee runs and food deliveries add up.

3️⃣ Saving: Pay yourself first by automating a small portion of every paycheck into savings. If it's not sitting in your checking account, you won't miss it.

4️⃣ Borrowing: A higher credit score means lower lending rates. Build strong credit by paying bills on time and choosing low-interest credit union options over high-interest cards.

5️⃣ Protecting: Stay in the know. Set up instant transaction alerts in your MidTN FCU Mobile App or Online Banking so you know about account activity the second it happens.

Which pillar are you focusing on improving this month? Let's chat in the comments! 👇





A lower rate can make a bigger difference than you think! 🚗💰Before you say yes to the dealer's financing—or if you're wo...
08/05/2026

A lower rate can make a bigger difference than you think! 🚗💰

Before you say yes to the dealer's financing—or if you're wondering if your current Auto Loan is costing you more than it should—stop by Middle Tennessee FCU first. 🤩

Our team is happy to walk you through the numbers, compare your options, answer your questions, and work with you to get the best rate your credit qualifies for.

✔️ Rate Match Guarantee – If another lender offers you a lower rate, we’ll match it.
✔️ Flexible terms up to 7 years – We’ll help you find a payment plan that fits your monthly budget, not the other way around!

Why pay more than you have to? 💸 A lower rate today can mean hundreds (even thousands!) of dollars saved over the life of your loan!

👉 See how much you could save or get pre-approved today: https://bit.ly/40rUSqP





Come by any of our branches and pick up a treat for day! Tell us in the comments what you love about Credit Unions. Te...
07/31/2026

Come by any of our branches and pick up a treat for day!

Tell us in the comments what you love about Credit Unions.

Tennessee and Mississippi Credit Union Association

Whether it's a vacation, a new car, or growing your savings, setting a financial goal gives every dollar a purpose.Here ...
07/28/2026

Whether it's a vacation, a new car, or growing your savings, setting a financial goal gives every dollar a purpose.

Here are a few quick tips to help you get started:

✅ Set a specific goal and target amount.
✅ Break it into smaller monthly savings goals.
✅ Automate your savings whenever possible.
✅ Celebrate milestones along the way! 🎉

Start small, stay focused, and watch your progress add up! 💙🏆





Thank you to Sandi for 10 years of service to Middle Tennessee FCU. We appreciate her and all her hard work to our membe...
07/28/2026

Thank you to Sandi for 10 years of service to Middle Tennessee FCU. We appreciate her and all her hard work to our members and our credit union! 🔟 🥳

Summer adventures are calling! From road trips to beach vacations, your Travel Rewards Credit Card can help you make the...
07/24/2026

Summer adventures are calling! From road trips to beach vacations, your Travel Rewards Credit Card can help you make the most of every mile.

Earn rewards on everyday spending and get one step closer to your next getaway. 🏖️💳

Travel More. Worry Less, contact us here:
https://midtenfcu.com/credit-card-application





Address

1255 E Spring Street
Cookeville, TN
38501

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 5pm
Saturday 9am - 12pm

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