06/03/2026
Wednesday Wisdom π€ "Doing the math, the spread between the long-term average of the S&P 500 (10%) and the 30-year fixed mortgage rate (6.36%) is currently around 3.64%, so it seems justified β on paper β to invest in stocks rather than pay off your debt early."
Paying off your home seems like a quick and predictable return, but there are several factors to consider before you give up on stock market gains.