The S&P Wealth Team // RBC

10/21/2026

For the past 5 years, I've spent time every single day on something that has taught me more about compounding than any financial textbook or chart.

There are no shortcuts to learning the fretboard. And there are no shortcuts to the things that matter most - relationships, craft, financial security. They all compound quietly.

I recently wrote about what guitar taught me about working with my clients. Here's the piece:

This photo is from our now annual family Christmas “concert”. This is probably the closest I will ever come to actually playing a gig.

09/14/2026

The One Big Beautiful Bill Act (OBBBA): What the Qualified Small Business Stock (QSBS) expansion means for you

Three major taxpayer-friendly changes for stock issued after July 5, 2025:

• Eligible issuer size increased from $50 million to $75 million in assets

• Hold period flexibility: partial exclusions now start at three years

• Tax-free gain cap raised from $10 million to $15 million

If you have private company exposure, the pool of potentially tax-conscious investments just got considerably larger and strategic debt could enhance the tax benefit. Now is the time to review your portfolio and consult with your independent tax advisor.

08/25/2026

Buying a business? You're probably making the riskiest decision of your financial life.

I help business owners navigate that critical inflection point—protecting yourself, your partners, and your family.

Here are 5 things most people get wrong:

1. Buy-sell agreements with no funding = worthless paper
2. Disability planning is overlooked (spoiler: it's more common than death)
3. Generic solutions = inadequate protection
4. Siloed advice = missed coordination between insurance, legal, and taxes
5. Front-end protection = long-term wealth building

You need someone in your corner before you sign. We can help with strategic planning that actually works.

08/10/2026

If you own a business, your biggest financial questions may sound something like this:

•What's my business worth?
•When's the right time to sell?
•What transition option fits my goals?

We've got a resource built around exactly those questions. Let's talk through it together.

07/14/2026

Did you know that the interest on your debt may be tax deductible, depending on how you use your loan proceeds?

To answer this question in more detail, RBC Wealth Management has a factsheet breaking down high-level guidelines to help you get started.
https://bit.ly/3R7g86z

06/29/2026

Every Spring and Fall I field calls about big tax surprises. No better time than mid-year to take stock.

It's essential to make sure your financial plan and your tax plan are talking to each other.

We can help!

Professional advice is essential for complex financial situations—a tax surprise can hit at any time.

06/19/2026

Feeling Blessed this Father's Day. Blessed by my dad who is such an integral part of my life and my kids' lives. Blessed by my "better half" who has been by my side for over 18 years. Blessed by my three daughters who are unique, funny, and smart all in different ways. And blessed by my son - who, when asked why he is Lucky - gives this answer (see attached)!

05/27/2026

You're the one everyone counts on. The mortgage, the kids' activities, college savings, retirement, it all runs through your paycheck.

But here's a question worth considering: If an illness or injury prevented you from working for six months, would your family be okay financially?

Income protection insurance is designed to help bridge that gap. It can replace a portion of your income, allowing your family to maintain stability while you recover. Think of it as a safety net for the people who depend on you most.

This isn't about fear, it's about protecting the life you're building for your family.

Let's talk about how income protection insurance fits into your wealth plan.

05/11/2026

How much could your business save in taxes? The One Big Beautiful Bill Act (OBBBA) is changing the game for equipment investments and manufacturing properties. With 100% bonus depreciation and expanded interest deductibility, now is the time to evaluate your capital investment strategy. Reach out to me on how RBC can help you capture these benefits. Learn more: https://bit.ly/4wrtp9W

04/29/2026

2x RBC Heritage winner, Matt Fitzpatrick! Congratulations from all of