The S&P Wealth Team // RBC

01/14/2026

Honored to announce my recognition as a Portfolio Director by RBC Wealth Management.

This designation highlights my commitment to providing my clients with a comprehensive and consultative approach to wealth advisory services.

Very grateful for the trust of my clients and the support of my colleagues. Here's to continued growth and success!

12/05/2025

This past year, one of my favorite exercises has been reuniting clients with their lost or stranded retirement money.

More frequent job switching + higher rates of 401K participation = $2+ trillion in lost or misplaced retirements accounts in the US today (~32 million accounts).

You can’t manage your risk when you don’t have the full picture…We help our clients consolidate and organize their retirement accounts for a clearer financial picture.

The U.S. Department of Labor has a dedicated tool which is available to anyone that wants to locate a lost or forgotten account.

We can guide you through the process.

What's better than "found money" around the holidays?

Sources:
https://bit.ly/3MdtlIe
https://yhoo.it/48Hjx0J

11/07/2025

No, this is not a post about some social media slang term…it’s a reminder that if you are nearing full retirement age (67!) you should be aware of changes coming to Social Security in 2026:

• Are you eligible for new deductions available from the recently passed One Big Beautiful Bill?

• Have you analyzed the impact of claiming benefits early vs. delaying?

• Cost-of-living adjustments are great, but be aware that a projected increase in Medicare premiums may offset the gain

Sources:
https://bit.ly/4oqsG45:
https://bit.ly/43Z7rOG.

09/29/2025

Unfortunately, the COO at Salvitti Corp. can’t take advantage of asset depreciation to invest in machines to optimize his manual labor workload.

You – Business Owners – might be more fortunate…new tax law (the One Big Beautiful Bill Act) restores 100% bonus depreciation on capital investments (like new equipment).

These changes offer a valuable opportunity to:
* Reduce 2025 taxable income
* Accelerate depreciation deductions
* Improve cash flow and ROI

We can help align your business investment plans with the updated tax landscape.

Let's talk strategy...

https://bit.ly/46rIb5t

09/03/2025

We are excited to share that RBC has extended our long-standing relationship with the PGA TOUR and will continue RBC’s commitment to both the RBC Canadian Open and RBC Heritage tournaments as title sponsor. Together, these events engage and inspire fans and drive meaningful economic impact in the community. Learn more: https://bit.ly/3I5BYma

08/27/2025

If investing in people has the best ROI, then I’m (obviously) bullish on parenthood as a long-term growth strategy:

Avg. cost to raise a child to age 18 = ~$300-400K (4 kids feels aggressive at the moment)

+College = ~$100-300K for four years (btw, tuition costs historically rise ~2x the rate of inflation).

And then, you're probably not done: By age 25, only 60% of young adults are financially independent.

You can't do it all with out a Plan!

But anyway…this back-to-school receipt, which is taller than my 6th grader, is just a reminder that the true cost of raising a family isn’t in dollars – it’s in Patience, Planning, and a whole lot of Love!

https://bit.ly/4nngkZZ
https://bit.ly/45A2Q70
https://pewrsr.ch/421S7jg

08/11/2025

Trump Shakes Up Wall Street With Orders on 401(k)s, ‘Debanking’

This is a pretty big deal and will have implications for both Wall St. and Main St (ie the 70% of you out there that participate in a 401(k) plan)...

A pair of executive orders President Trump signed Thursday show how he is beginning to reshape the world of banking and finance.

07/21/2025

President Trump’s mega-legislation brings pro-growth, investor- and business-friendly measures but also puts greater strain on the already very high federal debt. We look at the highlights and lowlights before assessing the potential economic impact.

07/20/2025

President Trump’s mega-legislation brings pro-growth, investor- and business-friendly measures but also puts greater strain on the already very high federal debt. We look at the highlights and lowlights before assessing the potential economic impact.

President Trump’s mega-legislation brings pro-growth, investor- and business-friendly measures but also puts greater strain on the already very high federal debt. We look at the highlights and lowlights before assessing the potential economic imp

07/02/2025

Earn 4.23% APY with RBC Premium Savings for qualifying cash held in your eligible RBC Wealth Management account. Reach out to me today to learn more. https://bit.ly/40xk5Tn

06/17/2025

Do you have multiple retirement accounts? Simplify your financial life by consolidating them...Message me with your answer and let’s set a time to talk!

05/27/2025

Could not have said it better myself...I hope everyone had an outstanding Memorial Day, honoring all those that have served our country so we can live free, "happy, and kind"...