Megan Does Mortgage

Megan Does Mortgage Montgomery County Mortgage Loan Originator. Aggie alumni, Jesus loving, Astros fan, Pilates princess.

Hi, I’m Megan Dodson, a proud Montgomery County native of over 20 years! I was cheer captain in high school and cheered at Texas State before transferring and graduating from Texas A&M (Gig ’em!) with a degree in Communication and a certificate in Social Media Marketing. I love Jesus, the Astros, Pilates, and spending time with my amazing friends and family. When I’m not cheering on Houston or han

ging out with the people I love, I’m helping others get into homes they love. As a mortgage loan originator, I’m passionate about guiding people through one of the biggest decisions of their lives. Whether it’s your first home or your forever one, I’m here to make the process smooth, simple, and tailored to you!

05/13/2026

Don’t pay your 30 year mortgage for 30 years 👀

This is how people pay off their homes in 10-15 years without refinancing into a 15 year loan.

Just 1 extra payment a year can take around 5 years off your mortgage and save you THOUSANDS in interest because the extra payment goes straight toward principal.

Small extra payments now = way less interest over time.

05/11/2026

Believing in my buyers makes all the difference.

A lot of people get told “no” by traditional lenders and think that means homeownership is impossible for them. Most of the time, it just means they haven’t had a lender willing to actually look for solutions.

One of my favorite parts of being a younger loan officer is knowing how to utilize newer tools, programs, and non-QM options that a lot of traditional lenders shy away from. I work with buyers on their credit, look at the full picture, and get creative when needed.

Sometimes the difference between staying stuck renting and owning a home is simply having a lender who believes in you and wants it just as badly as you do. 🏡

Busy month! 👩🏼‍💻 Stay tuned for more content coming soon
05/06/2026

Busy month! 👩🏼‍💻 Stay tuned for more content coming soon

04/29/2026

This is for my first time homebuyers 🏡

Buying your first home doesn’t have to be confusing.

This is the actual step by step of what happens from start to finish.

You don’t need 20% down
You don’t need perfect credit
You just need a plan and the right people guiding you

Save this so you know what to expect when you’re ready

If you have questions or want to see what you qualify for, message me!

04/29/2026

Your monthly “mortgage payment” usually isn’t just your mortgage.

It’s PITI + MI + HOA

Principal + Interest = the actual loan
Taxes + Insurance = the stuff people forget goes up each year
MI + HOA = the payments no one talks about

This is why that “$2,500 house” online is actually $3,400/month in real life.

If you want real numbers before you fall in love with a house, send it to me and I’ll break down the actual monthly 💸

If you’re self-employed and your tax returns don’t show much income… this is for you!!Bank statement loans qualify you b...
04/20/2026

If you’re self-employed and your tax returns don’t show much income… this is for you!!

Bank statement loans qualify you based on your deposits, not your write-offs.

Just had one go from submission to CTC in under 4 days at 6.625% (6.884% APR).

If you’ve been told no, you might just be in the wrong loan, let Megan Does Mortgage find the right one for you!

04/14/2026

Most people don’t even realize this exists, so here’s the quick version:

You need around a 620–640 credit score to qualify

And yes there are income limits…
but in Montgomery County they can go up to around $110K–$130K+ depending on household size

So a lot more people qualify than you think

You can get up to 5% in assistance
That covers your down payment and helps with closing costs (if you have a good realtor to negotiate seller concessions, they can cover what’s left)

And it’s FORGIVABLE 🗣️

Make your payments on time for 3 years
Don’t sell or refinance during that time
And the assistance is gone… you never pay it back and it’s never held against you.

That’s how people are getting into homes without draining their savings

If you’ve been waiting because you think you make too much or don’t have enough saved… you might be wrong

Your first home isn’t your dream home
It’s the bridge to it🌉

04/07/2026

It does not take 20% down to buy a house.

That idea comes from a completely different time when loans looked nothing like they do today.

Mortgage insurance was created to make homeownership possible with lower down payments, not to punish buyers. And now it is way more affordable than people think. There are loan options with 3%, 3.5%, even 0% down.

On conventional loans, it is not forever either. It will fall off once you build enough equity.

Your first home is not your dream home. It is what gets you in the game.

If you have been waiting to hit 20% down, you might be waiting a lot longer than you need to.

I’m back! After a much needed social media break for lent I’m jumping back on here with some updates! Stay tuned to see ...
04/02/2026

I’m back! After a much needed social media break for lent I’m jumping back on here with some updates! Stay tuned to see what I’ve been up to for the last few weeks 🔥

📣 Attention REALTORS:I’ve spent $0 on ads and have reached over 8 million accounts by using organic strategy and the alg...
02/25/2026

📣 Attention REALTORS:
I’ve spent $0 on ads and have reached over 8 million accounts by using organic strategy and the algorithm alone. I’ve built my business from the ground up via social media, I want you to do the same.

Real conversations. Real clients. Real closings.

I’m teaching a FREE one-hour class for realtors who want their social media to actually produce business. I’ve attended plenty of social media classes myself and built this one to be different. This isn’t theory or fluff. It’s exactly how I’ve used content to grow my business and generate real deals.

I have a degree in Social Media from Texas A&M and created this class to walk you through the strategy step-by-step so you can apply it to your own business immediately.

March 5 • 1:30–2:30
Seats are limited.
Message me to reserve a spot or comment “CLASS” and I’ll send details.

02/18/2026

If you’re thinking about buying this year, let’s build a strategy before you start house hunting! 📧[email protected]

Address

3210 N Frazier Street
Conroe, TX
77302

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