Megan Does Mortgage

Megan Does Mortgage Montgomery County Mortgage Loan Originator. Aggie alumni, Jesus loving, Astros fan, Pilates princess.

Hi, I’m Megan Dodson, a proud Montgomery County native of over 20 years! I was cheer captain in high school and cheered at Texas State before transferring and graduating from Texas A&M (Gig ’em!) with a degree in Communication and a certificate in Social Media Marketing. I love Jesus, the Astros, Pilates, and spending time with my amazing friends and family. When I’m not cheering on Houston or han

ging out with the people I love, I’m helping others get into homes they love. As a mortgage loan originator, I’m passionate about guiding people through one of the biggest decisions of their lives. Whether it’s your first home or your forever one, I’m here to make the process smooth, simple, and tailored to you!

06/25/2026

Note: this is Montgomery county specific but it’s 150% AMI across Texas! The sound was too perfect not to use 😭 go watch my last video if you want the full breakdown on Texas DPA income limits going from 80% AMI to 150%!!

06/23/2026

If you’ve been sitting on the sidelines because you don’t have enough saved for a down payment, this one’s for you. 🙌
Texas just increased the income limits for down payment assistance, which means MORE people now qualify than before. This is a huge opportunity for anyone who has been thinking about homeownership but felt like the down payment was the one thing holding them back.
I know free money sounds too good to be true, but it’s not. So what’s the catch? You make 36 on time payments and the assistance is forgiven. During those first three years you can’t sell or refinance, and that’s really it. That’s the only “catch.” But it makes homeownership possible for so many more Texans. 🤍🤠
You might be closer to owning a home than you think.
Drop a comment, DM me, or shoot me an email at [email protected] and let’s see if you qualify!

06/18/2026

So if you log into your banking app, the credit score shown on there 9 times out of 10 is your vantage score. I’ve had a ton of borrowers expecting their credit score to be the same as the score in their banking app, then are disappointed with their hard pull Fico score. But those days are long gone! I’m now able to use vantage scores for qualification which could mean the difference between owning a home or not. This is why it matters who your lender is. Give me a call today

06/10/2026

If you’re thinking about buying a home or you’re a realtor who wants the best for their clients, I’ve got them covered. Email me [email protected] for the best rates in Texas 📧

05/13/2026

Don’t pay your 30 year mortgage for 30 years 👀

This is how people pay off their homes in 10-15 years without refinancing into a 15 year loan.

Just 1 extra payment a year can take around 5 years off your mortgage and save you THOUSANDS in interest because the extra payment goes straight toward principal.

Small extra payments now = way less interest over time.

05/11/2026

Believing in my buyers makes all the difference.

A lot of people get told “no” by traditional lenders and think that means homeownership is impossible for them. Most of the time, it just means they haven’t had a lender willing to actually look for solutions.

One of my favorite parts of being a younger loan officer is knowing how to utilize newer tools, programs, and non-QM options that a lot of traditional lenders shy away from. I work with buyers on their credit, look at the full picture, and get creative when needed.

Sometimes the difference between staying stuck renting and owning a home is simply having a lender who believes in you and wants it just as badly as you do. 🏡

Busy month! 👩🏼‍💻 Stay tuned for more content coming soon
05/06/2026

Busy month! 👩🏼‍💻 Stay tuned for more content coming soon

04/29/2026

This is for my first time homebuyers 🏡

Buying your first home doesn’t have to be confusing.

This is the actual step by step of what happens from start to finish.

You don’t need 20% down
You don’t need perfect credit
You just need a plan and the right people guiding you

Save this so you know what to expect when you’re ready

If you have questions or want to see what you qualify for, message me!

04/29/2026

Your monthly “mortgage payment” usually isn’t just your mortgage.

It’s PITI + MI + HOA

Principal + Interest = the actual loan
Taxes + Insurance = the stuff people forget goes up each year
MI + HOA = the payments no one talks about

This is why that “$2,500 house” online is actually $3,400/month in real life.

If you want real numbers before you fall in love with a house, send it to me and I’ll break down the actual monthly 💸

If you’re self-employed and your tax returns don’t show much income… this is for you!!Bank statement loans qualify you b...
04/20/2026

If you’re self-employed and your tax returns don’t show much income… this is for you!!

Bank statement loans qualify you based on your deposits, not your write-offs.

Just had one go from submission to CTC in under 4 days at 6.625% (6.884% APR).

If you’ve been told no, you might just be in the wrong loan, let Megan Does Mortgage find the right one for you!

Address

3210 N Frazier Street
Conroe, TX
77302

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