CFM Insurance

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CFM Insurance Insurance that protects and inspires. CFM Insurance is represented by nearly 700 independent agents throughout the state of Missouri.

These agents live and work in your community. They are able to contact a CFM underwriter for assistance in serving your insurance needs. The CFM Agent has products available to help you protect your home and personal property, whether it is valued at $50,000 or $300,000. Coverage is available for manufactured homes, rental dwellings, apartments, farm dwellings, farm outbuildings and farm machinery, whether located in city limits or in a rural setting. An exclusive farm product is available for owner occupied family farms and hobby farms. Ask your agent about our discounts and supplemental coverages such as Equipment Breakdown, Sewer Backup, Service Line, or Earthquake. "Come Home" to a company owned by its policyholders since 1869!

10/12/2026

🌾 Today, and every day, we’re grateful for the people who keep our communities growing.

For Brad Meineka, farming is more than a job. It’s a way of life, a family legacy, and a steadfast commitment to the land and community he calls home.

As a generational farmer and CFM policyholder, Brad represents the deep roots, hard work, and neighborly spirit that make our rural communities so special.

At CFM, we understand the value of a legacy. As a company rooted in tradition and built around tight-knit relationships, we’re proud to stand alongside farmers like Brad, and to be the kind of neighbor they can count on, generation after generation.

This National Farmer’s Day, we’re celebrating Brad and all the farmers who nourish our communities, steward our land, and remind us that the strongest legacies are built on hard work and neighbors simply looking out for one another. 💛

There’s a whole lot of hard work behind every harvest, and over the next few weeks, you’ll see that work rolling down ou...
10/09/2026

There’s a whole lot of hard work behind every harvest, and over the next few weeks, you’ll see that work rolling down our roads.

Combines, grain carts, and tractor-trailers are out bringing in the crops that feed our families and fuel our communities. If you find yourself behind one, take a breath, slow down, and give them room to do their job safely.

To every farm family putting in the long hours this season, thank you for the work you do and the communities you help keep going. Let’s look out for one another out there. 💚

Your charger probably isn’t something you think twice about. You plug it in, walk away, and go about your day.But lithiu...
10/07/2026

Your charger probably isn’t something you think twice about. You plug it in, walk away, and go about your day.

But lithium-ion batteries are now used in everything from phones and laptops to power tools, e-bikes and scooters, and how we charge them matters.

For Fire Prevention Week, the National Fire Protection Association (NFPA) is encouraging everyone to Charge Into Fire Safety, because safe charging is a superpower.

Swipe through for a few simple ways to make charging safer at home, plus the warning signs you should never ignore.

And while you’re thinking about what could go wrong, take a few minutes to make sure your home inventory is up to date, too. It’s one of those things you’ll be glad you have if you ever need it.

It's the first weekend of fall, friends, and we've got a ✨giveaway✨ to go with it! Missouri harvest season looks a littl...
09/25/2026

It's the first weekend of fall, friends, and we've got a ✨giveaway✨ to go with it! Missouri harvest season looks a little different for everyone, but you know these when you see 'em.

Screenshot this, mark off your squares, and drop your card in the comments. Bonus points if you tag the neighbor who's already got a full card.

Get a bingo? You're entered to win a CFM mug and a warm blanket, our treat for cozy season. Winner picked Friday, Oct. 2nd!

From our CFM family to yours, happy fall, y'all! 🍂

This week is about more than tractors and equipment checklists.We grew up around farms. We insure them. Some of us farm ...
09/21/2026

This week is about more than tractors and equipment checklists.

We grew up around farms. We insure them. Some of us farm ourselves. So when we say we want you around for the long haul, we mean all of you, not just the parts that show up in a policy.

Missouri AgriStress Helpline: 833-897-2474
Missouri AgrAbility: Missouri AgrAbility

Take care of yourselves out there.💙

Big news at CFM Insurance. We’re officially live on Ember Tech!What does that mean for you? A simpler, more connected ex...
09/18/2026

Big news at CFM Insurance. We’re officially live on Ember Tech!

What does that mean for you? A simpler, more connected experience from the people you already know and trust.

Our agents can quote and bind policies faster, giving them more time to focus on what matters most: taking care of their customers. Our team can manage claims and billing more easily. And our policyholder portal has a fresh, more user-friendly experience, making it easier to check your policy, pay your bill and keep up with a claim.

Behind the scenes, a lot has changed, thanks to our partnership with Ember Mutuals. But the most important things haven't.

We’re still your local, mutual insurance company. Still here for our agents. Still here for our policyholders. Still committed to taking care of the people and communities we call home.

We’re proud to have better tools to serve you, while staying true to the way we’ve always done business: with people at the heart of it.💙

Ember, a bold partner to mutual insurance companies seeking modernization, has officially announced that CFM Insurance is now live on Ember…

09/11/2026

Twenty-five years later, we still remember.

Today we're thinking of the first responders, service members, and everyday people who ran toward danger - including the ones right here in our own communities who do it still.

Take a moment today. We remember 9/11.❤️

Labor Day was built for factory shifts and 40-hour weeks. Out here, the people we're celebrating today don't really get ...
09/07/2026

Labor Day was built for factory shifts and 40-hour weeks. Out here, the people we're celebrating today don't really get a day off - they just get up before the sun anyway. To every farmer, hired hand, and small-town business owner still working today: we see you, and we're grateful for you.💙

Our offices are closed today for Labor Day, but if you need us, we're back tomorrow. Enjoy the day, however you're spending it.✨

📍 Mexico, Missouri.Next stop on the CFM Roadtrip: the American Saddlebred Horse Museum.Back in 1867, C.T. Quisenberry ro...
08/31/2026

📍 Mexico, Missouri.

Next stop on the CFM Roadtrip: the American Saddlebred Horse Museum.

Back in 1867, C.T. Quisenberry rolled into town from Kentucky with the Missouri Clay horse in tow, and Mexico's been known as the "Saddle Horse Capital of the World" ever since. The museum came along in 1970, and it's recognized as the oldest of its kind in the country, now part of a historical society complex that also includes Graceland, an old country school, and a country church.

Step inside and you'll meet Rex McDonald, a stallion who only lost three times in his entire career, and Tom Bass, who was born enslaved in Boone County and went on to become one of the most respected horse trainers the country has ever seen.

Ben's still out there putting miles on the odometer, stopping in to see the CFM agents who show up for their neighbors in towns just like this one. Small town, big horse history. Feels about right.

Where should the truck stop next? Let's hear it in the comments!⬇

Every barn has a story. Every field has history. And every farmer we work with has a reason for choosing to protect it a...
08/27/2026

Every barn has a story. Every field has history. And every farmer we work with has a reason for choosing to protect it all with a mutual that actually knows their name.

Last week we visited with Brad Meineka, and with Don & Steven Schlesselman - three generations of local farming, told through their own words. Their stories are hitting our page soon, and we think you're going to love them as much as we do. 🩵🌾

Address

1202 SE 1st Street
Concordia, MO
64020

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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