CFM Insurance

CFM Insurance Insurance that protects and inspires. CFM Insurance is represented by nearly 700 independent agents throughout the state of Missouri.

These agents live and work in your community. They are able to contact a CFM underwriter for assistance in serving your insurance needs. The CFM Agent has products available to help you protect your home and personal property, whether it is valued at $50,000 or $300,000. Coverage is available for manufactured homes, rental dwellings, apartments, farm dwellings, farm outbuildings and farm machinery

, whether located in city limits or in a rural setting. An exclusive farm product is available for owner occupied family farms and hobby farms. Ask your agent about our discounts and supplemental coverages such as Equipment Breakdown, Sewer Backup, Service Line, or Earthquake. "Come Home" to a company owned by its policyholders since 1869!

06/02/2026

Summer officially starts this month, and we are here for it. 🌞 We want to know: what's the one thing you're doing this summer that's got you a little excited AND a little nervous?

Road trip with five kids? Buying the boat? Finally tackling that home renovation? Launching the side business you've spent months talking about? Teaching your teenager how to drive?

The best adventures, opportunities, and milestones usually come with a little uncertainty.

Drop it below - we read every single one and stand ready with advice. 👇

Help us celebrate our May anniversaries at CFM Insurance! 🎉 We’re grateful for the talent and dedication these team memb...
05/27/2026

Help us celebrate our May anniversaries at CFM Insurance! 🎉 We’re grateful for the talent and dedication these team members bring to the table each day:

Ben Renno - 14 years
Olivia Rolf - 1 year

From years of leadership to fresh perspectives, your contributions make our team stronger. 💙 Thank you for being part of the CFM family — we’re excited to see all that’s ahead!

Hot dogs ✔Cold drinks ✔Sunscreen ✔Life jackets ✔You’re ready for Memorial Day weekend! 🇺🇸Stay safe out there, friends — ...
05/22/2026

Hot dogs ✔
Cold drinks ✔
Sunscreen ✔
Life jackets ✔
You’re ready for Memorial Day weekend! 🇺🇸

Stay safe out there, friends — our offices are closed on Monday, so we’ll see you Tuesday!

And as we enjoy the weekend, let's remember and honor those who made it possible. 💙

05/19/2026

⚠️ It's Contractor Fraud Awareness Week ⚠️

Your neighborhood just got hit by a storm. Now the contractors are rolling in... but are they legitimate? 🏘️

After a major storm, fraud spikes. Predatory contractors follow the damage, targeting homeowners when they're most vulnerable.

Our own Teagan Steinkuhler shares what storm damage is typically covered under your policy AND the red flags every homeowner should know.

Watch. Share. Protect your neighbors.

We've always believed that knowing more helps you worry less. So let's talk about something most insurance companies ski...
05/13/2026

We've always believed that knowing more helps you worry less. So let's talk about something most insurance companies skip right over.

Filing a claim isn't always the right move. Sometimes it can actually cost you more in the long run. And as a company that's been in your corner since 1869, we'd rather give you the straight answer than just process the paperwork.

We broke it all down in our latest blog 👉 When to file, when to pay out of pocket, and the one phone call that could save you from making the wrong call either way. https://cfmimo.com/when-to-file-claim/

The best advice we ever got came from Mom.💛 As Mother’s Day weekend approaches, we want to wish all the moms out there a...
05/08/2026

The best advice we ever got came from Mom.💛

As Mother’s Day weekend approaches, we want to wish all the moms out there a very happy Mother’s Day!

What’s one thing your mom taught you? Share with us and tag her in the comments — we’d love to celebrate her with you.💐

05/06/2026

This Small Business Week, we're not just recognizing local businesses - we're celebrating the people who pour their heart into them. 🩵

We stopped by to visit our guy Kaleb from The KN Co. - and we'll be honest, we're a little biased. We've had the privilege of working with Kaleb since day one, and he's been making CFM look good, one custom piece at a time, ever since. 👕🧢📸

The highs, the hard days, the reason he keeps going... it's all here. This is what small business life really looks like, and we couldn't be more proud to be part of his journey.

After 40 incredible years, we’re wishing Bev Frerking a very happy retirement. 👏🏻 Bev has been so much more than an acco...
05/01/2026

After 40 incredible years, we’re wishing Bev Frerking a very happy retirement. 👏🏻

Bev has been so much more than an accountant at CFM - she’s been a steady presence, a caring teammate, and someone who has supported and guided so many along the way.

Her impact will be felt for years to come, and she will be deeply missed! We’re so grateful for everything she’s given to CFM and wish her all the best as she enjoys more time with her daughter and grandchildren.🩵

For many Missourians, last night never really ended. Storms rolled through the overnight hours and into this morning, le...
04/27/2026

For many Missourians, last night never really ended. Storms rolled through the overnight hours and into this morning, leaving a lot of our rural communities with a long day of cleanup ahead. Our thoughts are with every neighbor still assessing what the storms left behind.

Rural Missouri takes care of its own, and that's something we've always believed in deeply.

If you're surveying damage today, start by documenting everything before cleanup begins: walk your property, take video and pictures, and then reach out to your local CFM agent. We're not going anywhere, and that call is exactly what we're here for.

A few more reminders worth reading as spring storms are far from finished with us. 🔗 cfmimo.com/spring-storms

04/24/2026

Grateful for the calm after the storm.💛

For safety, for community, and for the opportunity to protect what matters most.

Address

1202 SE 1st Street
Concordia, MO
64020

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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