Carol Zink Mailloux - Waterstone Mortgage NMLS #158936

06/15/2026

In case you missed it — June is National Homeownership Month! 🎉

There’s never a bad time to start preparing for homeownership — whether that means improving your credit, saving for a down payment, or getting pre-approved to understand your buying power.

No matter where you are in the journey, let’s walk through it together.

The internet can answer a lot of questions — but when it comes to home financing, nothing replaces working with a trusted professional who understands your goals and unique situation.

Personalized guidance. Local expertise. 🙌

Reach out anytime to get started.

06/14/2026

5.0 star review received on Experience.com for Carol Zink-Mailloux by Emma D C - Carol and her team made the process stress free. Explained everything well and a pleasure to work with. Thank you Carol and the whole team.

Click to see all 247 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager

06/14/2026

5.0 star review received on Experience.com for Carol Zink-Mailloux by Damian Q K - Amazing experience! Everyone was super helpful and friendly. Closed quickly and flawlessly without any issues. Will always use them in the future.

Click to see all 246 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager

06/12/2026

Did you know you can buy a house with no down payment (or a very small one)?

Many homebuyers still think you have to put 20% down to buy a house. This is a myth!

Waterstone Mortgage offers a variety of mortgage programs designed to help buyers get into a home sooner, with flexible down payment options to fit different financial situations.

Some options include…

✅ FHA loans
✅ VA loans
✅ USDA loans
✅ Loans for local heroes and experts
✅ Waterstone Mortgage’s “Powerhouse 100”
✅ 3% down conventional options

Learn more here: https://bit.ly/4uGDvlX

06/06/2026

Don’t let internet mortgage advice make major financial decisions for you.

Rates are important, but they’re only one piece of the puzzle. Loan structure, monthly payment, cash-to-close, future plans, and market timing all matter just as much.

Plus, many buyers are discovering they can refinance later, but they can’t always go back and buy at yesterday’s home prices.

The good news is you don’t have to navigate your homebuying journey alone. Let’s go over your situation and discuss your options together. Send a message to get started.

06/04/2026

House hunting often starts with one big question: How much house can I ACTUALLY afford? 🏡

Before you start scrolling listings, take a closer look at the factors that shape your homebuying budget — from credit score and debt-to-income ratio to down payment options and monthly comfort level.

For a closer look at how a home’s list price translates to your monthly payment, start here: https://bit.ly/4vbRmjR

06/03/2026

4.75 star review received on Experience.com for Carol Zink-Mailloux by Cody D - Carol was great and prompt with answer questions, sending updates, explaining everything and overall the whole process. Had some other experiences with others that were good but had there moments, but Carol herself was great!

Click to see all 245 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager

06/03/2026

5.0 star review received on Experience.com for Carol Zink-Mailloux by Daniel J - The whole team (Carol, Ray, others) quickly answered questions, explained the process thoroughly, and reached out in a timely manner to gather info, remind us about deadlines, and generally follow-up without being invasive or pushy about anything .

Click to see all 244 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager

06/02/2026

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates for individuals and families. 🏡

Whether you're buying your first home, upgrading to fit your growing needs, or exploring your options for the future, having the right guidance can make all the difference.

If homeownership is one of your goals this year, let’s make your move together. We’ll work hand-in-hand to ensure you secure the right mortgage loan to meet your needs.

Even if you’re not ready to buy today, understanding your options early can help you prepare with confidence.

Send a message to chat.

06/02/2026

4.75 star review received on Experience.com for Carol Zink-Mailloux by Kevin R - Carol was a great help in our home buying journey!

Click to see all 243 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager