Davidson & Sons

05/11/2023

While money market funds and other cash investments offer an attractive yield today, they lack a key ingredient for diversified portfolios: interest rate sensitivity.

05/26/2022

Most pensions don’t offer a cost-of-living adjustment that keeps pace with the current inflation rate. Together, we can review your options and work to maintain long-term financial health.

Pensions' cost-of-living adjustments largely aren't keeping up with inflation. The dynamic is most acute for state and local government retirees, experts said.

04/21/2022

Where do you plan to live in retirement? See how your tax burden may vary from state to state.

We rated every state, plus the District of Columbia, on how retirees are taxed. Some of the results might surprise you.

03/11/2022

Many seniors and their adult children avoid talking about aging and long-term care planning. But sidestepping the issue can be risky. Use these tips to get the conversation started and ensure your family is prepared for whatever may lie ahead.

The ideal time to begin talking with your parents is before they need care.

03/10/2022

We talk a lot about return on investment. But what about return on time? In retirement, making the most of your time may be as important as making the most of your money.

To have a happy, successful retirement, you need to do more than maximize your return on investment, you need to maximize your return on time.

02/25/2022

The earlier you start planning, the greater your chances of achieving your retirement goals. When did you start saving towards retirement?

Start where you are with what you have.

02/23/2022

Bonds may take on a bigger role in retirement, as investors look to hedge against a sharp decline in stocks. Here’s what retirees should watch for.

Half or more of a retiree's investments may be in bonds. Yet many investors are taking far too much risk, according to financial advisors.

02/04/2022

The expanded child tax credit from 2021 isn't over yet. Learn what Letter 6419 is and why you need it.

Parents are set to receive the rest of their child tax credit money. Learn why you need a specific IRS notice to get it.

01/28/2022

If your teenager has started earning a paycheck, let’s sit down and introduce them to the importance of saving for both short-term goals, long-term goals, and unexpected expenses.

Money conversations are important, especially once your teen starts earning a paycheck. Uncover the best ways to discuss money-related topics with your kids.

01/07/2022

Roth IRAs are a great option to consider if you want to pass wealth along to your heirs. Let’s discuss if it makes sense for you.

Most retirement savings plans make it difficult to pass wealth along – but there's one exception.: the Roth IRA. Here's why it's your best bet.

12/14/2021

Where inflation is headed is the overriding question for both investors and the Fed, says Ameriprise Chief Market Strategist David Joy.

12/13/2021 David Joy The S&P 500® index had risen for five straight weeks through November 5, gaining 7.8 percent in the process. But, following the October CPI report on November 10, which showed headline inflation rising 6.2 percent over the previous twelve months, stocks struggled to gain furthe...