PowerHouse Assets

08/29/2023

07/04/2023

We are on a mission to get the power of investing working for women: women should INVEST so they can have the opportunities and choices they want for their future.

To help with this mission, Alice Finn started a Smart Women Love Money YouTube channel. Check out a few of her Shorts here:

ELIMINATE YOUR INVESTING BLINDSPOT!Alice Finn and PowerHouse Assets are on a mission to get the power of investing working for women and those they love. Inv...

03/15/2023

Join us in person for an evening of conversation to gain investment confidence at the Concord Free Public Library on Wednesday, April 12th/ 7-8 pm.

Registration required:

Come gain investment self-confidence by attending a

05/06/2021

Celebrate Mother’s Day by joining us for a special PowerHouse event!

It is never too late, nor too early, to gain investment self-confidence by attending a Virtual "PowerHouse" discussion about how to invest for your future with 5 simple rules that cut through the unnecessarily complex jargon of Wall Street!

Share this event as a Mother’s Day gift with any woman who is special to you – your mother, daughter, niece, friend, sister, sister-in-law, wife, etc.!

Make this a special shared experience - join us to learn side by side with her!

This event is open to the first 20 participants who sign up.

Don’t delay, “gift” her the PowerHouse soon by RSVP-ing to: [email protected]

Mother’s Day Virtual PowerHouse
Wednesday, May 19th / 12:30 pm ET

05/05/2021

We are on a mission to motivate women to invest for their future and gain investment self-confidence. It's never too early to start!

My 12-year old just learned about asset classes, what developed and emerging markets are, how to find a company's market capitalization and what it is,...

03/09/2021

Family Action Network (FAN) event alert:

Shubha K. Chakravarthy will interview Alice Finn about her 5 Simple Rules of Investing.

Come increase your investment self-confidence! Register at the link below for this no charge but invaluable event taking place on March 18, 2021 at 7 pm Central Time (8 pm EST)!

Do you know that women face greater financial risk of outliving their money? Women live longer, have bumpier earnings, and face gender disparity in pay. To add to this, studies show that many women lack confidence in their investing abilities, compounding the problem. But it doesn’t have to be thi...

11/18/2020

Since the hardcover of "Smart Women Love Money" has been sold out, our publisher has JUST RELEASED a paperback version! Click on link below. The book would make a great holiday gift for women in your life, especially since it was just listed as one of the best wealth management books of all time!

PS. We still have some hardcover versions in our company’s now-limited stash. If you would like the hardcover instead, contact us at [email protected] and we can organize to send you one. Also, these hardcover copies can be signed by Alice Finn and dedicated to whomever you want!

Smart Women Love Money: 5 Simple, Life-Changing Rules of Investing

11/11/2020

In her book, “Smart Women Love Money”, Alice Finn shares 5 simple yet powerful rules of investing that cut through the unnecessarily complex jargon of Wall Street.

This week, we'll focus on the final rule:

Rule #5. Keep Fees Low.

You have to keep fees low because if you don’t, over time you will forfeit a significant portion of your wealth. For example, because the fees for hedge funds are so high, investors who invest in them can lose as much as half their net worth to fees over time.

There are two types of fees:
- an advisor fee, and
- the costs associated with investment products

When you hire financial professionals to help you with your portfolio, ask them about ALL the fees you’ll be paying to them and everyone else. Sometimes the advisor fee can seem quite low, but the internal costs for the investment products they plan to use might come with high “loads” (i.e. sales charges), management fees, and other expenses. We think you should never have to pay a load!

Ask what all the fees are, and then add them all up to consider the total fees you’ll be paying. Transparency is important. If a financial advisor says that you won't pay a fee, that is too good to be true -- they are probably not being transparent!

11/02/2020

In her book, “Smart Women Love Money”, Alice Finn shares 5 simple yet powerful rules of investing that cut through the unnecessarily complex jargon of Wall Street.

This week, we'll showcase the fourth of the 5 rules:

Rule #4. Rebalance Regularly:

In both US and non-US markets, there is little predictability in asset class performance from one year to the next. To see this, look below at what the investment industry calls “The Quilt” in which each asset class is represented by a different color.

As you can see, there is no predictable pattern in the quilt. Therefore, we do not try to “time the markets”. Instead, our asset allocation is worldwide and positioned to capture returns wherever they occur. To that end, we will periodically rebalance your portfolio by selling a portion of each of your relative winners and buying more of those asset classes that have not done as well.

Rebalancing your portfolio to maintain your target asset allocation is the most reliable way to ensure that you never end up betting too much on any single asset class or missing out on something that is about to start outperforming. And in effect, this is the best way to sell high and buy low, without much effort, to keep you on track toward your goals!

10/28/2020

In her book, “Smart Women Love Money”, Alice Finn shares 5 simple yet powerful rules of investing that cut through the unnecessarily complex jargon of Wall Street.

This week, we'll showcase the third of the 5 rules:

Rule #3. Implement with Index Funds:

Our investment philosophy has always been rooted in a strong belief that security prices do a great job reflecting the aggregate expectations of what investors think will happen in the future. Each day, global markets process millions of trades worth hundreds of billions of dollars. This trading incorporates vast amounts of information into prices, driving them toward their fair value. For many decades, many investors have been trying to “beat the market” by picking the right stocks, or by trying to time the market. But in most cases, they have failed. That’s because markets react to surprises, and by definition, you cannot predict a surprise.

Extensive evidence, including in the chart below, shows that investors have a higher chance of success, better investment experience, and higher returns when they reject active management (trying to pick stocks or time the market). Therefore, for our clients, we implement a globally diversified portfolio with low-fee, tax-efficient index funds.

10/22/2020

Alice Finn's Five Life-Changing Rules of Investing (from "Smart Women Love Money").

Rule #2. Allocate Your Assets (Continued):

Once you decide how much of your portfolio will go into stocks, you'll need to decide how to diversify further: whether you invest in US and international stocks, stocks of large and small companies, or growth and value; the same is true for bonds, you have a choice of government or corporate bonds, and short-term or longer-term bonds.

Such diversification will reduce the risk of your portfolio because nobody knows which subclasses will outperform from year to year. While US Large Companies have outperformed lately, during the first decade of this century, they experienced a wild ride but didn’t reward investors with a positive return. Had you diversified across a range of subclasses, you would have had a better investment experience. The years that followed "the lost decade" illustrated the downside of chasing after assets that have done well recently. In the early 2010s, it might have been tempting to invest more of your portfolio in emerging markets, but they fared much worse than other asset classes in the next decade.
Bottom line: Don't put all of your eggs in one basket!