Top Shelf Financials

Top Shelf Financials Preparing for your future but your credit is in your way. Well let us help you achieve the Top Shelf Credit you deserve.

Fact: Having three major credit reports does not mean that we have just three credit scores. Rather, it means there are ...
06/09/2021

Fact: Having three major credit reports does not mean that we have just three credit scores. Rather, it means there are three versions of each type of credit score that we have. Take the VantageScore 3.0 credit-score model, for example. We each have one of these scores based on our TransUnion credit report, another based on our Experian credit report and a third based on our Equifax credit report.

The same is true of the most popular version of the FICO score, FICO Score 8, as well as older iterations of this base score and FICO’s various industry-specific scores. There are three versions of each, though only two are available to consumers because of a spat between Experian and the Fair Isaac Corporation, the creator and namesake of the FICO score.

All in all, there are more than 1,000 different credit scores in use today. (Wallet Hub)

Live in Freedom!
06/08/2021

Live in Freedom!

😂 We can help both of you have good credit!
06/05/2021

😂 We can help both of you have good credit!

Don’t go another month without taking action to improve your credit score! We can help you with everything from late pay...
05/25/2021

Don’t go another month without taking action to improve your credit score!

We can help you with everything from late pays, evictions, collections, student loans and so much more!

DM to see how to improve your credit!

✨Tag some friends and family below that could use the help of Top Shelf Financials!
05/23/2021

✨Tag some friends and family below that could use the help of Top Shelf Financials!

When you miss too many payments and your account goes unpaid, a creditor may stop you from making additional charges and...
05/22/2021

When you miss too many payments and your account goes unpaid, a creditor may stop you from making additional charges and list your account as a charge-off. But even if the creditor stops trying to collect on your account, you still could be responsible for the debt. You can determine if it’s correctly listed on your credit reports, decide how to pay it back, and try to get it removed from your reports.

The down payment that will change your life for the better!
05/21/2021

The down payment that will change your life for the better!

Our services help you dispute any inaccurate, erroneous and/or obsolete information on your credit file. Visit our websi...
05/19/2021

Our services help you dispute any inaccurate, erroneous and/or obsolete information on your credit file.

Visit our website to schedule a consultation!

✨OUR MISSION✨We understand that our clients have major goals in life. Sometimes, the lack of a solid financial education...
05/19/2021

✨OUR MISSION✨

We understand that our clients have major goals in life. Sometimes, the lack of a solid financial education and direction can make those goals seem unreachable. Our Certified Credit Consultants will work diligently for our clients to get them on the right path to achieve those goals.

90% of lenders use FICO Scores. Poor credit can determine where you live and the difference in 100’s or even 1000’s of d...
05/18/2021

90% of lenders use FICO Scores. Poor credit can determine where you live and the difference in 100’s or even 1000’s of dollars.

We can help you reach the National average and higher! Working with us is easy and we take effective steps to help you r...
05/17/2021

We can help you reach the National average and higher! Working with us is easy and we take effective steps to help you reach your credit goals!

Choosing to let us help you improve your credit and you’ll see results within 30-60 days!
05/16/2021

Choosing to let us help you improve your credit and you’ll see results within 30-60 days!

Address

1320 Willow Pass Road Suite 600
Concord, CA
94520

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm

Telephone

+17075619028

Website

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