Sean Kammeraad - JL Schwartz Insurance

05/13/2026

Contact us today and let’s make sure you’re covered for the season!

📲 (616) 889-6989
[email protected]

Warmer days are rolling in — and so is riding season 🏍️.

Before you hit the road, make sure your motorcycle is protected. Connect with your independent agent to confirm you’ve got the right coverage for the season ahead: https://on.hanover.com/4dlSn3f

04/30/2026

Finding ways to save is a smart move when gas prices are high. 💸 ⛽️

Immediate ways to reduce Insurance costs include:
▪️ Bundle Policies - Combining auto with homeowners or renters insurance can significantly lower your premiums
▪️ Shop Around - with being an agency with many different carriers, getting quotes from multiple companies is a proven way to find the best deal

Call me today to see if I can find some cost savings for you to relieve some stress!
📲 (616) 889-6989
[email protected]

04/27/2026

Before switching to us, my ✨ NEW✨ client was overpaying for their home and auto insurance. Now, I’ve saved them more than $7,000 annually! [WOW 😭]

If you're looking to cut costs while ensuring great coverage, message me today!
📲 (616) 889-6989
[email protected]

04/15/2026

Who else is feeling sluggish today due to the middle of the night sirens and severe weather? 🌧️ ⚡️

In times of crisis, trust matters. A reliable insurance agent can make all the difference when disaster strikes. Smaller independent firms like ours have more of a personal relationship with clients and can help navigate the complexities of your policy and make claims easier.

Give us a call today to see how we can help you!
📲 (616) 889-6989
[email protected]

03/23/2026

Heading somewhere on Spring Break and need to rent a vehicle? Should you purchase rental car insurance?

Here are some key considerations:

🔺Check Your Current Coverage: Review your existing auto insurance policy. Many personal auto insurance policies cover rental cars, protecting against damages and liability. However, coverage limits and conditions can vary.

🔺 Credit Card Benefits: If you use a credit card to pay for the rental, check if it offers rental car insurance. Many credit cards provide coverage for damage to rental cars as a benefit, though you may need to decline the rental company’s insurance to activate this coverage.

🔺 Types of Insurance: Understand the types of insurance offered by the rental company:
• Collision Damage Waiver (CDW): Covers damage to the rental car.
• Liability Coverage: Protects against third-party claims for injury or damage.
• Personal Accident Insurance: Covers medical expenses for injuries to you or your passengers.

🔺 Duration and Destination: Consider the duration of your rental and where you're traveling. If you're going to a location with higher accident rates, or if your rental is for an extended period, additional insurance might provide peace of mind.

🔺 Peace of Mind vs. Cost: Weigh the cost of additional coverage against the potential risks. If your personal insurance has high deductibles or limited coverage, buying the rental car insurance may be worth it.

Ultimately, whether to get rental car insurance depends on your current coverage, the specific rental terms, and your comfort level with the risks involved.

If you have further questions about rental car insurance or need guidance, let me know!
📲 (616) 889-6989
[email protected]

03/19/2026

I think we can all agree we’ve gotten a good weather “whiplash” this month.

Happy to review your current coverage to ensure adequate protection against the next natural disaster!

📲 (616) 889-6989
[email protected]

It’s Severe Weather Awareness Week, which means it’s time to familiarize yourself with your emergency weather plan to make sure you and your family are prepared should a weather disaster strike! 🌪🏠

03/11/2026

Last night's severe weather brought intense storms, including quarter-sized hail and heavy rainfall, leading to potential damage.

⚠️ If you experienced hail damage to your property or basement flooding, it’s crucial to review your insurance coverage. ⚠️

Don’t hesitate to contact us for a personalized policy review and claim assistance.
📲(616) 889-6989
[email protected]

03/09/2026

✨ Longevity Benefits ✨

While reading through all of my recent Reviews on this page, there’s a large common theme. For the 13 years I’ve been an agent, there are a lot of clients who have been here for 10 or more years. That doesn’t go unnoticed.

The benefits of having an agent for many years, creates trust, personalized service, and an understanding of unique needs. A proven track record of caring for you and your family (what matters most) and valuing long-lasting relationships.

If you want to find an agent who emphasizes making a difference in clients’ lives, I’d love to work with you.
📲 (616) 889-6989
[email protected]

03/04/2026

Check out that forecast! ☀️ 🚤 🏍️

With warmer temperatures on the rise, we’re all excited to get out the motorcycles, ATVs, boats, and more!

If you would like detailed information on a specific type of power sport vehicle or a specific insurance provider, please reach out! I have extensive knowledge in Power Sport Insurance.

📲 (616) 889-6989
[email protected]

03/02/2026

Congratulations to Derek Powers for wining the Starbucks gift card. Please check your phone for coffee on us! ☕️

⭐️ ⭐️ A BIG thank you to everyone that entered and wrote reviews. We appreciate this community and our clients!

Let us know in the comments below what you want to see more of or that has been helpful on this page in the comments below 👇🏼