Biebersmith Insurance Agency

Biebersmith Insurance Agency The Biebersmith Agency is affilliated with Farmers Insurance Group and provides lasting personal & business asset protection in English and Spanish

The Biebersmith Agency is affilliated with Farmers Insurance Group and provides lasting personal & business asset protection. We can share our information and advice in Colorado about all your insurance needs. Give us a call or post a question. We can now answer your questions in English or Spanish.

Watered Tree vs. Unwatered TreeThe National Fire Protection Agency created this video to show the dangers of a live tree...
12/08/2021

Watered Tree vs. Unwatered Tree
The National Fire Protection Agency created this video to show the dangers of a live tree when it is left unwatered. Cutting and caring for a live tree is an important fire safety tip for you policyholders to prevent disaster this holiday season.



Christmas Tree Fire Turns Devastating and Deadly Within Seconds

A live Christmas tree burn shows just how quickly a dried-out Christmas tree burns, with flashover occurring in less than one minute, as compared to a well-w...

12/15/2020

HOW TO INSPECT YOUR FURNACE
Winter is upon us and that means powering up the furnace to keep the chill out of the air. You should have your furnace unit inspected by a professional annually to keep it running safely and efficiently. There are steps that can protect your furnace from damage or complete failure. Not only can these tips prevent furnace malfunction, but also they can prevent the risk of fire or a carbon monoxide leak. ServiceMaster DSI is here to help.
If you experience damages due to the furnace malfunction, make sure to turn to the nation’s leading disaster restoration provider, ServiceMaster DSI. From start to finish, we will be there helping you every step of the way.
1. General Inspection

Check the unit for combustion residue or black soot

Inspect duct work for loose connections
2. Ensure Proper Clearance

Remove items from base and side of furnace

Do not obstruct airflow to unit
3. Replace or Clean Air Filter

Replace air filter every month during winter months

If reusable, clean filter every month.
4. Check the Furnace Exhaust

Check that vents are free of obstruction

Disconnect the duct at the furnace and check for debris
5. Have Furnace Professionally Inspected

Most furnace manufacturers recommend a tune up annually

A professional will go through a more thoroughly inspection safely.

11/17/2020

HOLIDAY LIGHT SAFETY TIPS FOR HOMEOWNERS

----Never leave lights unattended. The heat from the lights can
cause smoke and fire damage.

----Consider LED lights instead of incandescent lights. They
produce little heat and are just as bright.

-----Indoor and outdoor lights are not interchangeable. Indoor
lights may be cheaper, but are not made to be in the wet
weather.

-----Only use 3 light strands per outlet. Any more than 3 can cause
an overload on the outlet causing outages or sparking.

Please see the information on broken pipes in the home and how a broken pipe occurs because of cold weather.
02/18/2020

Please see the information on broken pipes in the home and how a broken pipe occurs because of cold weather.

12/17/2019

10 Frozen Pipe Prevention Tips
1. Drip Drip Drip: Letting a water faucet drip can prevent water damage from frozen pipes: During cold weather, release pressure in the water system by allowing water drip from both hot and cold lines. If the pipes do freeze, dripping water will reduce the likelihood of a rupture.
2. Outdoor faucets freeze first: Winterize outside faucets to prevent freezing and burst pipes: ServiceMaster DSI sees frequent water damage to the inside of homes because of outside faucets. Always disconnect the garden hose from the outside faucet then determine if your faucet is frost-free. If your outdoor faucet is not frost-free, your outside faucet water line needs to be turned off and drained out.
3. Insulate Exposed Pipes: Make sure all pipes are insulated: Pipes on outer walls, crawl spaces, attics, or any pipe that is around a hole to the outside air are most vulnerable to freezing. Purchase foam tape and pipe insulation from any hardware store and install around these susceptible pipes to prevent them from freezing.
4. Turn up the Heat: Turn up the thermostat: A good rule of thumb is to find the coldest temperature in your house where pipes are located and make sure your temperature is at least 32 degrees Fahrenheit or above.
5. Open Cabinets: Open kitchen and bathroom cabinet doors under sinks (especially if these pipes are located on outside walls): Keeping these doors opened will allow warmer room air to circulate these uninsulated pipes and prevent them from freezing.
6. Close the Garage Doors: Keep garage doors closed if there are water supply lines in the garage: Keeping the garage door closed and the temperature warmer than 32 degrees Fahrenheit, will help insulate your home and prevent pipes from freezing.
7. Seal Leaky Windows: Seal leaking windows, doors, and any other areas that have cold leaking issues: When temperatures are cold during a polar vortex, windows that have gusts of wind come through and hit pipes can cause them to freeze. Caulk or inject foam sealant around windows that leak air. To prevent pipes from freezing and save you money on energy costs.
8. Low Water Pressure: Monitor water pressure: Keep an eye out for inconsistent water pressure. Irregular water pressure could be a sign of severe plumbing problems such as plumbing blockages and could mean your pipes are more at risk to freeze. If you notice different water pressures, identify and fix the problem to prevent frozen pipes.
9. Where is the water main shut off? Know where your main water valve shut-off is located: If a pipe breaks, turn the water shut-off valve off immediately to prevent more water damage. Wasting time to find the shut-off after a loss has occurred could cost you hundreds of dollars.
10. Who are you going to call?!?!?!?! Always have emergency contact numbers on-hand: Always have your insurance agent, a licensed plumber and ServiceMaster DSI’s phone number, 888-413-3130, accessible in case you have an emergency.

12/03/2019

Holiday Decoration Safety Tips

• Choose decorations that are flame resistant or flame retardant.
• Check all holiday light cords to make sure they are not frayed or broken. Don’t string too many strands of lights together— no more than three per extension cord or a maximum of 50 bulbs for screw-in bulbs.
• Use clips, not nails, to hang lights so the cords do not get.damaged.
• If getting a live tree, make sure it’s fresh and water it to keep it fresh. Bend the needles up and down to ensure no needles fall off.
• Keep candles at least 12-inches from ANYTHING that can catch on fire.
• Don’t forget to turn off all holiday lights when going to bed or leaving the house.
• If hanging stockings on the fireplace mantel, don’t light the fireplace.
• Make sure your tree is at least 3-feet away from heat sources like fireplaces, radiators, space heaters, candles, and heat vents.

11/20/2019

Farmers Home Owners policy is providing coverage at great rates. Another new customer came to Farmers to find out what could be offered to improve their policy and potentially save them money. Farmers and I saved this customer $600 a year and improved their coverage at the same time.

11/13/2019

I provided a quote for a customer whose policy was with progressive because they had just received a renewal that increased their monthly payment. I was able to get a quote from Farmers that was lower than the renewal it was lowered the original payment amount as well.
Quotes and insurance advise at Farmers- Patrick Biebersmith are free and welcomed. Better coverage and lower payment can only be gained from a quote.

11/13/2019

Posted 18 minutes ago

I just saved a new customer $140 per month on their home owners policy that was with Liberty Mutual. In addition, I was able to reduce their auto policy by $50 per month that was with Liberty Mutual. The insured was delighted that he was able to reduce his insurance payments.
I would like to offer insurance quotes to anyone that wants to know if they can reduce their insurance payments.

01/17/2019

Farmers reaches out to assist federal employee during the government shutdown.

Farmers will make payment concessions for federal employees that are effected by the Government shutdown. Let Farmers know you need help with your payment by contacting your Farmers agent to get your payment date ingored so that no late fees or cancellations occurr on your account.

Please the below article.  In the state of Colorado this can be a big concern.  A low insurance price is not always what...
12/06/2018

Please the below article. In the state of Colorado this can be a big concern. A low insurance price is not always what you need.

California's most destructive wildfire has left an insurance company in shambles, unable to pay millions of dollars to policyholders.

Address

Commerce City, CO
80022

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm
Saturday 9am - 1pm

Telephone

(303) 457-3136

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