Michele O'Neill

06/24/2026

Debt to income cheat sheet. Your DTI is the percentage of your monthly income that goes toward paying debts. A lower DTI means more home buying power. Reach out if you want help understanding your numbers and what you may qualify for.

06/23/2026

Your experience matters to us. Thank you for allowing us to be part of your journey.

06/22/2026

Productivity update:

8:00 AM – Motivated
10:00 AM – Focused
1:00 PM – Busy
3:00 PM – Questioning everything
5:00 PM – See attached photo

06/21/2026

Sunday morning snuggles ❤️

06/20/2026

If you are out and about today, be sure to stop by my friend Gina Kloostra Burmania - Berkshire Hathaway HS Local Realty/ Local Lakes new build open house in Montello. She'll be there from 12pm - 2pm!

Welcome home to the perfect blend of modern luxury and small-town charm in this stunning 3 bed/2bath new construction home, proudly built by one of the area's most well-respected builders. Enjoy a spacious, sunlit living and dining area perfect for entertaining or relaxing with family. Large kitchen...

06/19/2026

Preapproval gives you power in today’s market. Know your budget, show sellers you are serious, and move faster when you find the right home. Contact me today to get preapproved.

06/16/2026

Help investors buy more homes with DSCR loans. Fast, flexible investor financing with no income docs, LLC purchases allowed, and cash flow based approvals. Message me to go over your next investor deal.

06/16/2026

Not to brag... but I'm about to brag a little. 😎

We got a Clear to Close 15 days before the actual closing date. That's right—our file is so ready it's basically sitting by the front door with its shoes on waiting for someone to say, "Let's go."

In a world where last-minute conditions like to pop up and keep things interesting, this one decided to behave itself.

Big thanks to the awesome Realtors, Kathy Hogan-McMillen Realtor at Keller Williams Realty River Cities and Ashley Reese with Bickerstaff Parham Real Estate who helped keep everything on track and to my rockstar team who worked their magic behind the scenes. Getting to the finish line early doesn't happen by accident, and I'm grateful to work with such a great group of professionals.

Now we have 15 days to enjoy the rarest feeling in real estate and lending: absolutely no panic. 😂🏡🔑

06/14/2026

It's Motocross Sunday, and while most people were still hitting snooze, I was wrapping up a loan application by 7:30 AM. 🏁☕️

Whether you're chasing checkered flags or chasing your homeownership goals, I'm up early making things happen. Now it's time to enjoy some motocross and cheer on the hubby!

Happy Sunday, everyone! Who else is already checking things off their to-do list today?