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LK Price Wealth Management Offering financial planning and asset management

College planning can feel overwhelming, particularly if you are staring at tuition projections and wondering how you are...
10/19/2026

College planning can feel overwhelming, particularly if you are staring at tuition projections and wondering how you are supposed to save for that while also funding your retirement, managing a mortgage, and handling everything else life requires of you.

The good news is that you do not have to solve the whole problem at once. Starting with a clear picture of what you can realistically set aside each month, choosing the right savings vehicle, and building a strategy that fits into your broader financial plan is a much more manageable approach than trying to save a lump sum in a hurry.

I work with families at every stage of this process, from parents of newborns who want to get ahead of it early to families with high schoolers who are figuring out what they can still do in the time they have left.

Most people think of their taxes and their investments as two separate conversations, handled at different times of year...
10/16/2026

Most people think of their taxes and their investments as two separate conversations, handled at different times of year by different people. In my experience, that separation costs clients more than they realize.

The way your portfolio is structured has direct tax implications, and the decisions you make on the investment side — which accounts you draw from, how you handle gains and losses, whether you are making Roth or traditional contributions — all of it affects what you owe at the end of the year.

Working with someone who understands both sides of that equation means your financial plan is not working against itself. It is one of the things that makes the combination of CPA and financial advisor so useful in practice, and it is a conversation I enjoy having with clients because the opportunities it uncovers are often ones they did not know were available to them.

The end of the year comes with a set of financial deadlines that are easy to overlook when life is busy, and missing the...
10/14/2026

The end of the year comes with a set of financial deadlines that are easy to overlook when life is busy, and missing them can mean leaving money on the table.

A few worth keeping on your radar: 401(k) and 403(b) contributions for 2026 must be made by December 31, and if you are 50 or older, catch-up contributions allow you to set aside significantly more than the standard limit. IRA contributions have until the tax filing deadline in April, but funding them before year-end keeps your planning clean and your options open. If you have a Health Savings Account and a qualifying high-deductible health plan, topping that off before December 31 is another tax-advantaged move worth considering.

If you are not sure where you stand on any of these, this is a good time to find out.

One of the most common questions I hear from clients is some version of "how much is enough?" It is a fair question, and...
10/12/2026

One of the most common questions I hear from clients is some version of "how much is enough?" It is a fair question, and the answer depends entirely on you.

A useful starting point is to think about what you expect to spend each year in retirement, keeping in mind that expenses do not always go down the way people expect. Healthcare costs tend to rise, travel and leisure spending often increases in the early years of retirement, and inflation continues to work against you regardless of whether you are still earning income.

From there, you work backward: how many years of retirement are you planning for, what will Social Security contribute, and what gap do your savings need to fill? The math is not complicated, but the assumptions underneath it matter enormously, and getting them right requires a clear-eyed look at your specific situation rather than a generic rule of thumb.

Roth conversions are one of those strategies that do not get nearly enough attention until it is almost too late to take...
10/09/2026

Roth conversions are one of those strategies that do not get nearly enough attention until it is almost too late to take full advantage of them. The basic idea is straightforward: you convert funds from a traditional IRA or 401(k) into a Roth account, pay taxes on the converted amount now, and then enjoy tax-free growth and withdrawals in retirement.

Your 60s tend to be a particularly good window for this strategy, often after your earned income has decreased but before required minimum distributions kick in at age 73. That gap creates an opportunity to convert funds at a lower tax rate than you may have paid during your peak earning years, or than you might pay later when Social Security and RMDs are both adding to your taxable income.

This is exactly the kind of planning that benefits from having a CPA and a financial advisor working from the same picture, and I am happy to walk through whether it makes sense for your situation.

If charitable giving is important to you, the fourth quarter is the time to be intentional about how you give. Donations...
10/07/2026

If charitable giving is important to you, the fourth quarter is the time to be intentional about how you give. Donations made to qualified organizations before December 31 can reduce your taxable income for the year, but the strategy goes deeper than simply writing a check.

A donor-advised fund allows you to make a large contribution in a single tax year, receive the deduction immediately, and then distribute the funds to your chosen charities over time. Donating appreciated securities rather than cash is another approach that can eliminate capital gains taxes while still generating the full charitable deduction.

As both a CPA and a financial advisor, I am in a position to help you think through charitable giving not just as a generous act, but as a thoughtful part of your overall tax and financial strategy. If this is something you would like to explore before year-end, now is the right time to start.

The final quarter of the year has a way of bringing financial priorities into focus. The holidays are approaching, the c...
10/05/2026

The final quarter of the year has a way of bringing financial priorities into focus. The holidays are approaching, the calendar is winding down, and the goals you set back in January suddenly feel much more immediate.

Fall is one of the best times to take a close look at where you are financially, because there is still enough time left in the year to make adjustments before December 31. Whether that means revisiting your retirement contributions, reviewing your investment allocations, or simply making sure your financial plan still reflects your current life and goals, a fourth-quarter review can make a significant difference.

If it has been a while since you have had that conversation, I would love to help you make the most of the time that remains in 2026.

Planning for long-term care is one of the most meaningful gifts you can give your family. It is a way to give your famil...
10/02/2026

Planning for long-term care is one of the most meaningful gifts you can give your family. It is a way to give your family clarity, reduce difficult decisions, and help protect them from unexpected financial pressure. Peace of mind comes from knowing there is a plan in place. We can help you plan for the unexpected.

The end of the third quarter is a strategic time to check your progress toward your 2026 retirement contribution goals. ...
09/30/2026

The end of the third quarter is a strategic time to check your progress toward your 2026 retirement contribution goals. If you're not on pace to maximize your 401(k), IRA, or other retirement accounts, there's still time to make adjustments before year-end. A quick review now can help you make the most of the tax advantages available to you.

Long-term care insurance is designed to help protect your retirement savings if you ever need extended care. Planning ah...
09/28/2026

Long-term care insurance is designed to help protect your retirement savings if you ever need extended care. Planning ahead can give you more options and help reduce the financial burden on you and your family. The best time to explore your options is before you need them.

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4215 23rd Street
Columbus, NE
68601

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Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
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