First Ohio Home Finance, Inc - Short North

10/08/2026

Not a first-time homebuyer? Not a problem! OHFA's Next Home program offers down payment assistance.

Contact us to see if you qualify for OHFA's homebuyer programs and see how you can make homeownership

10/08/2026

Moving seems exciting...until you realize how much there is to do!

10/06/2026

It’s important to note that these are example numbers, and everybody will have their own unique situation. Loan options, rates, costs, and requirements can vary.

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If you’re thinking about buying your first home, you may have heard:

“You need to put 20% down.”

But that isn’t always the case.
Depending on your situation and the loan programs available to you, you may be able to buy with less than 20% down.

And putting MORE money down doesn’t always lower your monthly payment as much as you might expect.

For example, an extra $10,000 down could change your payment differently depending on your interest rate, loan type, taxes, insurance, mortgage insurance, and other costs.

That’s why I don’t want you choosing a down payment based on a random number you saw online.

Sometimes putting more down makes sense.
Sometimes keeping more money in savings makes sense.
It depends on YOU.nnWant to compare a few down payment options and see what the numbers could look like? Send us a message!

10/06/2026

Recently inherited a property? Here's what you need to know.

10/02/2026

You might be closer to buying a home than you think.

A lot of people don’t even ask because they tell themselves:

“I need to wait for rates to drop.”
“I need 20% down.”
“My credit isn’t good enough.”
“I was denied before, so I’ll probably be denied again.”
“I need to get all my finances figured out first.”

But here’s the thing…

You don’t need to have everything figured out BEFORE you talk to a lender. That’s what the first conversation is for.

You can ask questions, look at your options, and find out what you may need to work on.

Maybe you’re ready now.
Maybe you need a little more time.
Either way, you’ll have a plan instead of guessing.

Loan programs, guidelines, and requirements can change, and everyone’s financial situation is different. What’s available to you will depend on your individual circumstances.

Send us a message and let’s look at your situation together.

09/30/2026

A fixer upper could save you money...or cost you more than expected.

09/24/2026

Thinking about buying a home this fall? Now is the time to get mortgage-ready.

From improving your credit and organizing your financial documents to getting pre-approved, a little preparation can help you move confidently when the right home comes along.

Read our tips to prepare for the fall homebuying season.

Prepare for the fall homebuying season with tips for improving credit, saving for a down payment, getting pre-approved, and comparing mortgage rates.

09/22/2026

As a licensed mortgage lender in 11 states, First Ohio Home Finance brings trusted home lending expertise to more communities and more homebuyers.

Whether you're purchasing your first home, moving up, or exploring your financing options, our team is ready to help you navigate the mortgage process.

11 states. One trusted lender.

09/21/2026

Selling your home isn't just about the listing. It's about how you present it.

09/17/2026

Your perfect home isn't the most expensive one—it's the one that actually fits your life.