05/06/2025
🚨 Thinking of buying a home soon? 🏡💭
Avoid This Sneaky Mistake That Could Derail Your Mortgage Approval! 😬
“Buy now, pay later” programs (like Afterpay, Klarna, Affirm, etc.) might seem harmless, but they’re now being counted as liabilities when you apply for a mortgage! That means:
👉 They can increase your debt-to-income ratio
👉 Lower how much you qualify for
👉 Potentially delay or even deny your loan approval
💡 If you’re in the process of buying—or even just thinking about it—avoid using these pay-over-time services. Every dollar matters when it comes to qualifying for your dream home!
📲 Have questions or unsure what might impact your approval? Let’s talk BEFORE you apply or swipe that next payment plan.
