Lifetime Financial Growth Benefits

Lifetime Financial Growth Benefits We don't just quote your insurance, we provide solutions to your needs. It's a very difficult task that we don't take lightly.

We are continually meeting the daily challenges of finding new and innovative ways to control benefit cost for our clients. Balancing benefit levels with cost is difficult in the best of times but in this period of economic uncertainly our responsibility is even greater. We keep our pencils sharp getting our clients the lowest rates possible. Representing all the health insurance carriers in the state is helpful; however, a solid working relation with each is invaluable.

Stop Drowning in Other People’s Claims! 🌊Ever feel like your health insurance premiums are rising even though your team ...
04/10/2026

Stop Drowning in Other People’s Claims! 🌊

Ever feel like your health insurance premiums are rising even though your team is healthy? That’s the “PEO Pool” trap. When you join a massive master pool, you’re on the hook for everyone else’s risks. One big claim from a company you’ve never met can send your rates soaring. 📉💥

Enter: Level Funding. 🧊🛋️

Think of it as your own private raft. Your rates are based on your team’s health, not a random crowd.
• Predictable monthly costs (No surprise splashes!)
• Stop-loss protection (A safety vest for big claims)
• Surplus refunds (Get cash back if your team stays healthy!)

Stop jumping into the chaos and start floating with confidence.

What is an ICHRA? And is it a good fit for your business?An Individual Coverage HRA (ICHRA) allows employers to reimburs...
03/20/2026

What is an ICHRA? And is it a good fit for your business?
An Individual Coverage HRA (ICHRA) allows employers to reimburse employees tax-free for individual health insurance instead of offering a traditional group health plan.
For some businesses, it can create more flexibility, more employee choice, and better cost control.
For others, it may not be the right solution.
We put together a practical guide for employers that breaks down:
• what ICHRA means
• how ICHRA works
• ICHRA vs. group health insurance
• affordability and compliance basics
• key things employers should know before implementing it
Check the link in bio to read the full guide.

03/12/2026

Are you prepared for the upcoming changes to small business health insurance in Ohio for 2026? Learn about the latest options to ensure your business stays competitive and compliant.

• Discover the new health insurance plans tailored specifically for small businesses in Ohio.
• Understand the financial implications and potential savings with the right plan.
• Learn how to navigate the ACA updates to protect your employees and your bottom line.

Don't miss out on these critical insights. Dive into the full article here: https://lfgben.com/insights-and-updates/f/small-business-health-insurance-options-in-ohio-2026-guide

Explore key trends in employee benefits this February! Discover how to stay ahead with our latest insights. Read more: h...
02/10/2026

Explore key trends in employee benefits this February! Discover how to stay ahead with our latest insights. Read more: https://lfgben.com/insights-and-updates/f/february-update-from-lfg-benefits

February has a way of marking a quiet transition. While winter still has its grip on Columbus, longer days and a bit of sunshine have started to break through—bringing a sense that a new season is approaching. For us at ...

❄️ Ohio is still thawing out, but 2026 is already moving fast. As January wraps up, we’ve put together key compliance up...
01/28/2026

❄️ Ohio is still thawing out, but 2026 is already moving fast. As January wraps up, we’ve put together key compliance updates, HR trends, and benefit insights employers should have on their radar. If response times are a bit slower than usual, rest assured—we’re hard at work for our clients.

If response times are a touch slower than usual, it’s not for lack of effort—here in Ohio we’re still digging out from nearly a foot of snow this past weekend. ❄️ As January comes to a close, our team is fully back at it...

📍 New location, same great service.We’re excited to share that our office has a new home.You can now find us at:8425 Pul...
01/05/2026

📍 New location, same great service.

We’re excited to share that our office has a new home.
You can now find us at:

8425 Pulsar Pl, Suite 410
Columbus, OH 43240

This move allows us to be under one roof with our partners at Lifetime Financial Growth, expanding the resources and services available to our clients. Same team. Same commitment. Even more support.

EmployeeBenefits FinancialWellness

November marks the final stretch before the January 1 renewal season — and we’re fully geared up to help you navigate it...
11/06/2025

November marks the final stretch before the January 1 renewal season — and we’re fully geared up to help you navigate it. Between employer renewals and Medicare Annual Enrollment, our team is busy meeting with clients and preparing for the year ahead. But even while we’re on the road, we’re still here to keep you informed.

In this month’s newsletter, we cover everything from finalized 2025 ACA reporting forms and the adjusted 2026 PCORI fee amount to state-by-state minimum wage updates, health plan compliance deadlines, and insights on open enrollment communication tools like our Employee Benefits Acronym Cheat Sheet. You’ll also find timely articles on prescription drug formularies, primary care myths, new federal guidance on fertility benefits, and the overlap between FMLA and workers’ compensation.

And that’s just a preview. You can always visit your HR Client Portal — a comprehensive library of HR, benefits, and compliance resources designed to help you stay one step ahead this renewal season. https://app.zywave.com/mailing/view/b70ddb26-2f9a-4e41-8b61-457a1140532f

Personalized insurance solutions await you at lfgben.com. Experience tailored coverage designed to meet your unique need...
10/24/2025

Personalized insurance solutions await you at lfgben.com. Experience tailored coverage designed to meet your unique needs and budget today.

Discover how our Medicare consultations can simplify your choices and empower you to make informed decisions about your ...
07/16/2025

Discover how our Medicare consultations can simplify your choices and empower you to make informed decisions about your health coverage. With personalized guidance, navigating the complexities of Medicare has never been easier.

Address

8425 Pulsar Place Suite 410
Columbus, OH
43240

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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