Life, Inc. Retirement Services

11/04/2024

Life, Inc. Retirement Services proudly celebrates 10 years of providing expert retirement plan services to small businesses, thanking our loyal customers, talented team, partners, friends, and family for their unwavering support.

From our humble beginnings with a single plan, we have grown to manage over 250 plans, empowering thousands of employees to secure their retirement futures. With an impressive plan retention rate of over 99%, we continue to set industry standards.

Our focus remains on delivering exceptional service and expanding our offerings to meet the evolving needs of small businesses and their employees.

If your business needs a plan or wants to improve your retirement plan we are happy to help!

Ryan Neff
614-396-7652
[email protected]
Life, Inc. Retirement Services

07/17/2024

REGISTER TODAY! Learn if a Safe Harbor 401k is right for your business.

The October 1st deadline is fast approaching, and if you need deductions for 2024, this might be the best solutions for your business.

Join Matt Ruttenberg, Co-Owner & Plan Design Expert, and learn how a Safe Harbor can fit into your business goals.

https://calendly.com/matt-ruttenberg/safe-harbor-401-k-deadline-webcast-event

08/16/2023

Attention Illinois Employers! 📢 401k Registration Deadlines Looming!

The mandatory deadline to implement a 401k plan in Illinois is approaching. Don't miss out on these crucial dates:

🔵 Employers with 16-24 employees:
📅 Deadline to register: November 1, 2022

🔵 Employers with 5-15 employees:
📅 Deadline to register: November 1, 2023

Penalties are steep. Employers found out of compliance can face fines of up to $500 per employee. For instance, if you have 25 employees, you could be looking at fines of over $6,000 for the first year alone!¹

Avoid hefty fines and ensure your employees benefit from a 401k plan. If you need assistance navigating the registration process, feel free to reach out. We're here to help!

🔗 401k.expert

04/25/2023

Now that tax season is over, here are some retirement plan contributions that are still available for 2022:

- SEP IRA Contributions: SEP IRA's can be implemented and funded until the filing date, including extensions.
- 401(k) EmployER Contributions: EmployER contributions include profit sharing and/or a non-elective contribution into employee accounts. 401(k) plans can be implemented and funded until the filing date, including extensions.
- Cash Balance Plan Contributions: Cash Balance Plans (defined benefit plans) are considered employER contributions, and can be implemented and funded by September 15th.

If you haven't implemented a 401(k) as of yet, check out the new tax credits available under SECURE 2.0. lifeincrs.com/tax-credits

10/19/2022

Episode 115: This week’s guest, Matt Ruttenburg of Life, Inc. Retirement Services and Sureli Insurance, joins Gary D. Heldt, Jr. of Small Business Advisors’ on our podcast Grow Your Business and Grow Your Wealth.

In this episode, we:

-cover everything you’ll need to know about 401(k) plans
-explain common business owner mistakes, like prototype planning
-refresh our knowledge of current 401(k) retirement plan policies
-consider alternatives to 40(k) plans with a payroll provider

Matt is a financial entrepreneur along with the CMO & Shareholder of Life, Inc. and founder of SureLI Insurance. After a 15 year career in financial planning, Matt sold his previous firm and help found a new company to help those seeking Financial Independence. He is a 401(k) expert who educates communities of entrepreneurs on navigating the retirement plan world. In addition, he knows which plan works best for each individual business. Matt also specializes in the Financial Independence movement (FI/FIRE.)

Tune into the episode on any of the following platforms:
Youtube: https://buff.ly/3T4cIgu
Apple Podcasts https://buff.ly/3BSI3vs
Spotify https://buff.ly/3xTbH2e
Stitcher https://buff.ly/3BFwBTu
TuneIn https://buff.ly/3ShIgyX
GooglePlay https://buff.ly/3rnBITR

Follow/subscribe for more informative interviews!

02/02/2022

Should you support your employee's side businesses and an employer? Having financially secure employees might benefit your company more than you realize.
https://buff.ly/3GbnBWL

01/28/2022

Should you support your employee's side businesses and an employer? Having financially secure employees might benefit your company more than you realize.

These days, it's important for people to have multiple sources of income. As an employer, it's important to support your employee's side business because of the benefits your business will receive.

09/02/2021

SPECIAL ANNOUNCEMENT: If you're looking for a deduction for 2021, the Safe Harbor deadline of October 1st is fast approaching! If you miss the deadline, you'll need to wait until January 1st of 2022. Setup times take several weeks, so don't delay!

Head over to lifeincrs.com to learn about how we can help your company recruit high-quality employees.

07/07/2021

Are you hoping to add a 401k plan for your benefits package? Learn how to talk your employer into adding one.
https://buff.ly/3wcoGJm

07/04/2021

Happy 4th from Life, Inc.!