JTS & Co. Mortgage Professionals nmls#55275

JTS & Co. Mortgage Professionals nmls#55275 Mortgage guidance and home financing support for buyers across MS, AL, and FL. At JTS & Co. We are a Mississippi and Alabama licensed mortgage company.

Mortgage Professionals our team of Mortgage Experts work to provide excellence in customer service. "Equal Housing Opportunity" lender

09/09/2026

Debt-to-income is the number doing most of the quiet work on your file. It's what you owe every month set against what you earn every month, and it decides more about your options than people expect. Two buyers earning the same can land in different places purely because one is carrying a car note and a card balance and the other isn't.

Tell us in the comments which part of the process you'd want explained next.

Congratulations to Krystal Doty on being named the 2026 Winner of Best Mortgage/Home Loan Provider! 🏆This recognition is...
09/04/2026

Congratulations to Krystal Doty on being named the 2026 Winner of Best Mortgage/Home Loan Provider! 🏆

This recognition is a wonderful reflection of the dedication, expertise, and personalized service Krystal brings to every client she works with. We’re proud to celebrate this achievement and grateful for the trust our community continues to place in JTS & Co. Mortgage. 🏡

09/02/2026

Your credit profile is not a fixed number you're stuck with. It moves, and the months before you apply are when moving it matters most. Paying down balances rather than closing accounts, leaving old cards open, and holding off on new financing until after closing all shift the picture in your favor, and they work better with a runway than with a rush.

Share this with whoever you're planning to buy with.

Tyler Farnham NMLS #1450553 | JTS & Co. NMLS #55275 | Equal Housing Lender

09/01/2026

A lot of buyers count themselves out before anyone has looked at their file. They hear you need flawless credit and a big income, decide the answer is no, and never make the call. What actually happens is a conversation about where you stand right now and which programs fit that picture, and plenty of people are further along than they thought.

Save this for the next time you catch yourself saying you're not ready.

Tyler Farnham NMLS #1450553 | JTS & Co. NMLS #55275 | Equal Housing Lender

08/26/2026

Getting pre-approved doesn’t have to feel complicated. 🏡

At JTS & Co. Mortgage, we help make the process simple by providing expert guidance, helping you understand your options, and creating a strategy that fits your homeownership goals.

Whether you’re ready to buy now or just starting to explore your options, knowing where you stand is the first step.

Start your pre-approval today: jts-co.com/apply-now/

08/25/2026

Refinancing depends on your goals and your unique financial situation. Whether you’re looking to lower your interest rate, access equity for home improvements, or adjust your mortgage structure, the right timing is different for every homeowner. Working with a local mortgage advisor ensures your refinance strategy aligns with your needs and current market conditions.

Explore your options and see if refinancing makes sense for you: jts-co.com/apply-now/

08/14/2026

Over the years, Columbus and its surrounding areas have been revitalized with new restaurants, venues, and spaces for families to enjoy. Market Street and the downtown area now offer more opportunities than ever for dining, recreation, and community connection.

Whether you’re considering moving or just exploring, this vibrant, welcoming community makes Columbus a great place to call home.

Start your homebuying journey with a local mortgage advisor who knows the area inside and out: jts-co.com/apply-now/

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08/13/2026

The truth is, every buyer’s situation is different, and the best first step is understanding what options are available for you.

A conversation with a local mortgage advisor can help you understand your buying power, what steps you can take, and what a realistic homeownership strategy looks like based on your goals.

Don’t guess your next move. Get clarity from a team that understands your financial situation and local market.

Start your homebuying conversation today: jts-co.com/apply-now/

08/11/2026

The biggest advantage future homebuyers can have is financial awareness. Knowing your spending, managing credit wisely, and setting aside money for essentials like down payments and closing costs can make all the difference. By being intentional with your finances today, you set yourself up for success when it’s time to buy.

Start preparing for your homeownership journey with guidance from a local mortgage advisor who understands your market. Begin today: jts-co.com/apply-now/

Address

4158 Highway 45 North
Columbus, MS
39705

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 3pm

Telephone

+16623299090

Website

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