The Ryan Lewis Team at NFM Lending

The Ryan Lewis Team at NFM Lending Ryan Lewis - Loan Originator - NMLS #202739
NFM, Inc. dba NFM Lending - NMLS #2893 (www.nmlsconsumer

Every market is different. πŸ“πŸ‘ Knowing your local options can help you stay competitive when the right home comes along. ...
03/20/2026

Every market is different. πŸ“πŸ‘ Knowing your local options can help you stay competitive when the right home comes along. Reach out today to learn more about your local market!

Thinking about buying this year? βŒ›πŸ‘ Starting early gives you time to explore options, prepare financially, and move with...
03/18/2026

Thinking about buying this year? βŒ›πŸ‘ Starting early gives you time to explore options, prepare financially, and move with confidence.

Tax season is here! πŸ’°πŸ“ƒ Consider putting your refund toward a down payment, closing costs, or reserves. Reach out today t...
03/12/2026

Tax season is here! πŸ’°πŸ“ƒ Consider putting your refund toward a down payment, closing costs, or reserves. Reach out today to start planning your next move!

Spring is a busy season for buying and refinancing! πŸŒΌπŸ“ˆ With more homes hitting the market, prices in high-demand areas m...
03/10/2026

Spring is a busy season for buying and refinancing! πŸŒΌπŸ“ˆ

With more homes hitting the market, prices in high-demand areas may rise, and mortgage rates are expected to keep fluctuating. Knowing your loan options now helps you make confident decisions and be ready for the right opportunity.

First-time homebuyer? 🏑✨ You may have more options than you think. From flexible loan programs to down payment assistanc...
03/06/2026

First-time homebuyer? 🏑✨ You may have more options than you think. From flexible loan programs to down payment assistance, guidance is available every step of the way.

Spring homebuying season is here! 🌷🏑 Thinking about buying this year? Now’s the perfect time to explore your loan option...
03/04/2026

Spring homebuying season is here! 🌷🏑

Thinking about buying this year? Now’s the perfect time to explore your loan options and get the process started.

Want a smooth home buying ride? 🏑 Lenders will want to see proof of income, assets, credit, employment, ID… and maybe a ...
02/24/2026

Want a smooth home buying ride? 🏑 Lenders will want to see proof of income, assets, credit, employment, ID… and maybe a few extra docs depending on your situation!

Gather paperwork early and keep your journey stress-free.

✨ Ready to get started?

Contingencies are home-buying safety net. Things like inspections πŸ› , financing πŸ’°, and appraisals πŸ“Š that give you an β€œout...
02/20/2026

Contingencies are home-buying safety net. Things like inspections πŸ› , financing πŸ’°, and appraisals πŸ“Š that give you an β€œout” if something doesn’t check out. They help protect you before you fully commit (because surprises aren’t fun πŸ˜…)

Always review your contract and ask which contingencies make sense for you!

30-year loan = lower monthly payments, but more interest over time. 15-year loan = higher payments, but major interest s...
02/16/2026

30-year loan = lower monthly payments, but more interest over time. 15-year loan = higher payments, but major interest savings!

The right loan term depends on your budget and long-term goals.

πŸ‘‰ Let’s break down the numbers and find what fits you best!

Principal is the amount you borrow πŸ’°. Interest is the cost of borrowing it πŸ“Š. Early in your loan, more of your payment g...
02/12/2026

Principal is the amount you borrow πŸ’°. Interest is the cost of borrowing it πŸ“Š.

Early in your loan, more of your payment goes toward interest but over time, more goes toward principal! Making extra principal payments can help you save on interest and pay off your loan faster.

πŸ‘‰ Want to see how your payments break down? Ask for a full loan snapshot!

Closing costs are the fees that finalize your mortgage and cover things like loan setup, appraisals, and insurance. Whil...
02/06/2026

Closing costs are the fees that finalize your mortgage and cover things like loan setup, appraisals, and insurance. While buyers typically pay most of these costs, some may be negotiable or offset with credits.

πŸ’‘ Always review your Loan Estimate to see the full breakdown and avoid surprises!

Address

One Easton Oval, Suite 500
Columbus, OH
43219

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