Managing To Be Wealthy

10/02/2026

AI can deliver financial information in seconds. But information isn’t the same as judgment.

As technology continues to reshape financial advice, John E. Sestina and Company is doubling down on what has guided the firm for six decades: context, accountability, experience, and relationship-driven financial planning.

Read our latest press release on why the human side of financial planning still matters.

Trusted fee-only financial planning serving families and professionals across the U.S.

09/30/2026

Open Enrollment is here. Before clicking “same as last year,” take a second look.

Cole Hammack, Partner and CFP®, breaks down what to review across health insurance, HSAs and FSAs, life and disability insurance, retirement plans, and other workplace benefits.

🔗 Read the full blog: https://www.managingtobewealthy.com/open-enrollment-is-here-before-clicking-same-as-last-year-take-a-second-look/

The information presented is for educational purposes only and should not be relied upon as personalized investment, tax, legal, or financial planning advice. Opinions are subject to change without notice. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results.

Trusted fee-only financial planning serving families and professionals across the U.S.

09/21/2026

When you hear “disability claim,” you may picture a major accident or serious diagnosis. But short term disability claims can stem from much more everyday health events.

Sometimes it can be something as ordinary as straining your back over the weekend. Suddenly sitting at a desk, driving, or getting through a normal workday is not so simple.

The event can be ordinary. The impact on work and household cash flow may not be.

Check out our latest article for a closer look at common short term disability claims, how coverage works, and what to know when reviewing your benefits.

Swipe through for the highlights, then visit the link in our bio to read the full article.

📌 Save this for your next benefits review.

↗️ Share it with someone who may find this disability insurance overview helpful.

Follow for practical financial planning insights for real life.

The information presented is for educational purpose only and should not be relied upon as personalized investment, tax, legal, or financial planning advice. Opinions are subject to change without notice. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results.

https://www.managingtobewealthy.com/disability-insurance-claims-are-more-common-than-you-may-think/

09/10/2026

New episode out now on all platforms!! LINK IN BIO!

Pension disability benefits can be one of those things buried in the paperwork that you never expect to need until suddenly, you do.

In this episode, we’re taking a closer look at what those benefits actually mean, what they may provide, and where they might not work the way you assume. We’ll also talk about how pension disability benefits fit alongside other benefits you may already have in place.

It’s not the most exciting part of a pension document, but understanding it before you need it can make a huge difference.

Now out wherever you find podcasts.

09/08/2026

Ever looked at a pension document and thought, “Future me can figure that out”?

Pension disability benefits are one of those parts of retirement planning that can be easy to overlook—until you actually need them.

This week, we’re breaking down what pension disability benefits can really mean, what they may cover, what they may leave out, and how they fit alongside other benefits you might already have.

Because understanding your pension isn't just about knowing what happens when you retire. It’s also about knowing what happens when life takes an unexpected turn.

👀 Sneak peek of what’s coming this week…

08/27/2026

🚨 New episode out now: What to Do Before You Choose Your Pension…

A pension can be a powerful part of your retirement plan, but it doesn't necessarily cover everything.

In this episode, we take a closer look at what a pension can provide: predictable income, stability, and a foundation you can build around. But we also explore what it may leave up to the rest of your financial plan, from managing inflation and unexpected expenses to funding the goals your pension wasn't designed to cover.

Now streaming on all platforms LINK IN BIO!!!

08/25/2026

👀 Sneak peek of what’s coming this week…

What to Do Before You Choose Your Pension, and How to Protect It.

This week, we're breaking down what to consider before making that decision, including timing, inflation, survivor benefits, and how your pension fits into the rest of your retirement strategy.

Less jargon. More real-life context.

Because choosing your pension isn't just about picking an option—it's about choosing how that money will support your future.

Coming soon on all platforms.

08/20/2026

🚨 New episode out now: College Funding Strategy Without Sacrificing Retirement LINK IN BIO!!!

Paying for college is important. But it shouldn't come at the expense of the future you're working so hard to build. Try plans like the 529 plan instead.

In this episode, we look at the balancing act families face when college costs, retirement savings, student loans, and other financial responsibilities all compete for the same dollars.

We talk through practical ways to support your kids without losing sight of your own financial security—and how making thoughtful decisions today can help protect both generations down the road.

Out now on all platforms. LINK IN BIO!!!

08/18/2026

👀 Sneak peek of what’s coming this week…

College expenses have a way of showing up at the same time as retirement planning, helping aging parents, and… well, everything else life throws at you.

This week, we’re talking about how to help pay for a child’s education without accidentally putting your own financial future at risk.

We’ll explore college savings strategies, student loans, ways to support family through major life transitions, and how to balance today’s responsibilities with long-term wealth building.

Because helping your kids succeed shouldn't mean putting your own retirement on the back burner.

Coming soon.

08/13/2026

🚨 New episode out now: Support Aging Parents Without Derailing Your Plan LINK IN BIO!!!

Balancing aging parents as well as your own health can be one of the most meaningful parts of adulthood, but it can also bring some difficult financial decisions.

How do you help with care without putting your own retirement or financial goals at risk? What role should long-term care insurance play? And how do you keep everything organized as your parents' needs change?

This episode takes a practical look at those questions and the planning that can make supporting your parents feel less overwhelming.

Out now on all platforms. LINK IN BIO!!!