Jacob Merrels, 21st Century Financial

11/06/2020

Some borrowers have been able to freeze payments, or even cancel their debts entirely. Here’s what you need to know about the tax implications.

The tax impact can be costly or benign, depending.

11/05/2020

The pandemic has unfortunately left many out of work. For those wondering what you should do with your 401(k)... take a look at this article .

If you're among the millions of Americans who've lost a job in the pandemic, and you had a 401(k), what to do with that money now is a common question—especially if you're having a tough time making ends meet. Here are some options to consider.

10/23/2020

Find ways to help with stress and adjust. I know things have been difficult for me at times and this article gave me some new ideas. It might do the same for you too!

As the crisis has become chronic, there are ways to try to adapt

10/22/2020

Here’s why it is important to have a game plan when paying off student loan debt. And not only student loans but other debts in general like a mortgage or credit card. A strategy will ensure you make an educated plan to pay these off in a way that works for you!

Look for ways to redirect any student loan payments that don't need to be made until 2021, as the break doesn't last forever.

10/14/2020

Knowing your life insurance options will help you decide what works best for you. Everyone lives a different life with different goals making each planning experience unique. Our lives are constantly changing and reviewing your plan/insurance ensures longevity, efficiency, and financial strength.

10/09/2020

Reviewing your financial plan allows you to talk through those things we all put on the back burner; it may even open your eyes to new topics you haven't thought of! is the perfect time to talk to a financial professional. This article may give you some ideas for the conversation!

Financial planning must be scary, given the amount of people who avoid it. Don’t let these common financial planning mistakes haunt you.

10/06/2020

What are the benefits of working with a financial professional? To celebrate here's breaking down of what you can expect.

People everywhere – even those who work at a life insurance company – have similar questions and concerns about working with a financial professional.

10/05/2020

Wanting to know more about life insurance but you just don't know the right questions to ask? . Here are some questions that may help!

One of the myths about term life insurance is that it is all the same and that price is the only consideration in choosing a policy. That is not true.

09/30/2020

This may be talking about millennials but life insurance is important for everyone. The cost of life insurance is affected by three factors: age, gender, and health. You will receive a better price the younger and healthier you are, so why not explore your options now?

09/24/2020

I love comparing Personal Fitness to Personal Finance. Both offer benefits that will help create a better life for yourself, all it takes is some effort.

So many people tend to put off talking to a financial professional or reviewing their finances because they believe they are set; While, in many cases, there's room for improvement. Just like a personal trainer improves your workout form and helps you achieve your fitness goals, a financial professional helps you achieve your financial goals by improving your "financial form".

Let’s not wait for that New Year’s resolution to start getting fit again. Take the step and review your finances, start becoming
financially fit.

09/21/2020

Online has been the 2020 movement. Why not get your life insurance quotes online too? Our Ace system makes that happen. Let's see what coverage works for you!

Our buying patterns have certainly changed over the past several months. Disposable masks and hand sanitizer have moved up on our shopping lists. And for many people, so has life... Read More

09/15/2020

I apologize for not posting. I plan on making consistent posts from here on out. I also have a website in the works that I'm very excited about! In the meantime, let me know what kind of content you would to see. Thanks!