Viable Solutions

Viable Solutions 📢 Committed to educating our community on Health, Medicare & Life Insurance.
🩺💡 Know your options. Feel confident. We've got you!

💪 “Real strength means taking care of yourself.”Your health deserves attention before something becomes a crisis.🩺 Medic...
09/02/2026

💪 “Real strength means taking care of yourself.”

Your health deserves attention before something becomes a crisis.

🩺 Medicare Annual Wellness Visits may be available at $0 cost-sharing when Medicare requirements are met. It’s a covered preventive benefit — not just a perk.

❤️ Preventive care can help identify concerns such as:
• High blood pressure
• Diabetes
• Heart disease risk
• Certain cancers

🔍 Medicare also covers many preventive screenings, including certain screenings for heart disease and colorectal cancer, when eligibility requirements are met. Coverage and costs can vary depending on the service and your plan.

💙 ACA Marketplace plans generally cover many recommended preventive services at $0 when received in-network, as required under federal law.

📅 Don’t wait until something feels wrong.

Your coverage may already include preventive care — you just have to take the first step and book the appointment.

📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

Latarsha Billingsley
Community Health Advocate
Licensed Medicare & Health Insurance Broker
Viable Solutions LLC

⚠️ Medicare Disclaimer:
We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

💙 Your Coverage. Your Health. Your Peace of Mind.At Viable Solutions Insurance, I help individuals and families understa...
09/01/2026

💙 Your Coverage. Your Health. Your Peace of Mind.

At Viable Solutions Insurance, I help individuals and families understand their options and find coverage that fits their needs.

Whether you have questions about Medicare, Health Insurance, Life Insurance, Cancer Coverage, Dental, Vision, or other supplemental benefits, I’m here to help make the process easier.

📋 Latarsha Billingsley
Community Health Advocate
Licensed Medicare & Health Insurance Broker

📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

❓ Have questions about Medicare coverage?
Don’t try to figure it all out alone. Contact me and let’s review your options together. 🤝



Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

🍂 AEP IS COMING — DON’T WAIT UNTIL THE LAST MINUTE.After doing this for a while, I’ve learned something about fall that ...
08/31/2026

🍂 AEP IS COMING — DON’T WAIT UNTIL THE LAST MINUTE.

After doing this for a while, I’ve learned something about fall that I wish more people knew going in:

The people who struggle during AEP are almost never the ones who made a bad decision.

They’re the ones who ran out of time to make a good one.

Here’s what fall actually looks like from where I sit:

📅 October 15th arrives, and suddenly everyone is paying attention at the same time.

📞 Phones are ringing.
📧 Inboxes are full.
👥 Agents are busy.
⏰ And people who waited until the last minute are trying to make important decisions under pressure—with a deadline that doesn’t move.

Meanwhile, the people who started paying attention in August and September?

They walk into October already knowing:
✔️ What coverage they have
✔️ What has changed
✔️ What they need to review
✔️ What questions they want answered
✔️ What they want to do moving forward

The conversation is easier.
The decision feels more comfortable.
And December 7th can come and go without the last-minute stress.

💙 September is coming, and I’m dedicating the month to helping you get READY before AEP begins.

Don’t wait for October to start asking questions.

Your Medicare coverage deserves time, attention, and a plan.

📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

Latarsha Billingsley
Community Health Advocate
📋 Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

🩵 You May Qualify for a Medicare Special Enrollment Period!Did you know certain life changes may give you an opportunity...
08/21/2026

🩵 You May Qualify for a Medicare Special Enrollment Period!

Did you know certain life changes may give you an opportunity to review your Medicare coverage outside of the Annual Enrollment Period?

You may qualify for a Special Enrollment Period (SEP) if you’ve recently:

✔️ Moved to a new area
✔️ Lost other health coverage
✔️ Qualified for Extra Help
✔️ Moved into or out of a care facility
✔️ Experienced another qualifying life change

Every situation is different, and Medicare rules can be confusing. You don’t have to navigate it alone.

📋 Latarsha Billingsley
Community Health Advocate
Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance

📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

💙 Your questions are welcome. Your peace of mind matters.

If you think you may qualify for a Special Enrollment Period, reach out to learn more about your options.

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

💙 More time enjoying life together. Less time worrying about Medicare.Medicare can feel overwhelming—but you don’t have ...
08/20/2026

💙 More time enjoying life together. Less time worrying about Medicare.

Medicare can feel overwhelming—but you don’t have to figure it all out alone.

Whether you’re turning 65, preparing for retirement, reviewing your current coverage, or trying to understand Medicare Advantage and prescription drug options, Latarsha Billingsley is here to help make the process easier to understand.

As a Community Health Advocate and Licensed Medicare & Health Insurance Broker, Latarsha can help you understand your options, enrollment periods, benefits, costs, doctors, and prescription coverage so you can move forward with greater confidence.

📲 Call or Text Latarsha: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

✨ Your questions are welcome. Your peace of mind matters.

Latarsha Billingsley
Community Health Advocate
Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

Medicare Made Simpler 💙Medicare shouldn’t feel like one more thing hanging over your head.There’s a different kind of fr...
08/19/2026

Medicare Made Simpler 💙

Medicare shouldn’t feel like one more thing hanging over your head.

There’s a different kind of freedom that comes from understanding your coverage, knowing your options, and having someone you trust to call when questions come up.

At Viable Solutions Insurance, we want every client to experience:

✨ Less confusion
✨ Less stress
✨ More confidence in their Medicare decisions

You don’t have to figure it all out alone.

Have Medicare questions? Contact Latarsha Billingsley and let’s make Medicare feel a little simpler. 📋💙

Latarsha Billingsley
Community Health Advocate
📋 Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance
📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

Your questions are welcome. Your peace of mind matters. 💙

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

💙 Can I Keep My Doctor If I Switch Health Plans?This is one of the questions I hear most often—and it’s an important one...
08/18/2026

💙 Can I Keep My Doctor If I Switch Health Plans?

This is one of the questions I hear most often—and it’s an important one!

The answer? It depends on the plan. Every health plan has its own provider network, so your doctor may be in-network with one plan but not another.

Before you enroll, let’s make sure you know what you’re choosing. I can help you:

✅ Check if your primary care doctor is in-network
✅ Verify your specialists
✅ Compare your options
✅ Make a confident, informed decision

Because choosing a health plan isn’t just about the monthly premium—it’s also about keeping access to the doctors you trust. 💙

Have questions about your current doctors or coverage? Let’s talk! 🤝

Latarsha Billingsley
Community Health Advocate
📋 Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance
📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901



Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

When That Medicare Bill Makes Your Stomach Drop… 💙I’ve had this conversation more times than I can count.Someone opens a...
08/17/2026

When That Medicare Bill Makes Your Stomach Drop… 💙

I’ve had this conversation more times than I can count.

Someone opens a medical bill, their stomach drops, and they call me worried.

The first thing I tell them?

Don’t feel bad. And don’t panic. ❤️

These costs catch many Medicare beneficiaries off guard every year:

💰 The Part B deductible
You generally pay this before Medicare starts paying its share of covered Part B services. It resets each year.

💰 The 20% coinsurance
With Original Medicare, you generally pay 20% of the Medicare-approved amount for covered Part B services after meeting the deductible. There is no yearly out-of-pocket limit under Original Medicare unless you have additional coverage.

💰 Hospital costs
A hospital stay can come with its own deductibles and cost-sharing. Knowing what to expect before an emergency happens can make a big difference.

💊 Prescription drug tiers
Not every medication costs the same. Where your prescription falls on your plan’s formulary can have a big impact on what you pay.

📋 Coverage gaps and drug costs
Depending on your Medicare drug coverage and circumstances, your costs can change throughout the year. Understanding your plan ahead of time is much better than being surprised by a pharmacy bill.

Knowledge isn’t scary. Surprises are. 💙

That’s why I’m here—to help you understand your coverage, ask the right questions, and feel more confident about your healthcare decisions.

📌 Save this post so you can come back to it later.

And if any of these made you stop and think, send me a DM. Let’s talk through your questions. 📲

📞 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

Latarsha Billingsley
Community Health Advocate
📋 Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

🔥 FRIDAY CHECK-IN! 🔥Medicare questions? Don’t let confusion follow you into the weekend. 💙Whether you need help understa...
08/14/2026

🔥 FRIDAY CHECK-IN! 🔥

Medicare questions? Don’t let confusion follow you into the weekend. 💙

Whether you need help understanding your options, benefits, or coverage, I’m here to help you navigate it.

📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

Latarsha Billingsley
Community Health Advocate
📋 Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

💙 Already taking Wegovy, Zepbound, or Foundayo? This may be important for you.One of the questions I’m hearing most ofte...
08/13/2026

💙 Already taking Wegovy, Zepbound, or Foundayo? This may be important for you.

One of the questions I’m hearing most often is:

“I’m already taking a GLP-1 medication. Can I still benefit from the Medicare GLP-1 Bridge Program?”

If you’re a Medicare Part D beneficiary, you may be eligible if you meet the program’s requirements. And here’s something important: eligibility may consider your clinical circumstances when you started treatment—not simply where you are today.

👉 If you’re currently taking a GLP-1 medication, talk with your prescribing doctor and ask whether you may qualify.

I’m here to help you understand your Medicare options and point you in the right direction. 💙

📲 Call or Text: (334) 332-4664
🌐 www.vs4utoday.com
📍 233 12th Street, Suite 315, Columbus, GA 31901

Latarsha Billingsley
Community Health Advocate
📋 Licensed Medicare & Health Insurance Broker
Viable Solutions Insurance

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent multiple organizations offering multiple products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) for information on all available options.

Address

Columbus, GA
31901

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Friday 9am - 5pm
Saturday 12pm - 2:30pm

Telephone

+13343324664

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