Reed Law Firm, P.A.

Reed Law Firm, P.A. At the Reed Law Firm we focus on Chapter 7 and Chapter 13 bankruptcy filings on behalf of South Carol You may think that bankruptcy is no longer an option.

Entering our third decade of filing Chapter 7 and Chapter 13 bankruptcies, we continue to help clients get a fresh start, free from crushing medical bills and credit card debt. Misconceptions still exist based on new laws passed several years ago. Not true. Our job is to give you hope and prepare you for a future free of money problems.

Debt Settlement vs. Bankruptcy: Which Is Better?Throughout South Carolina and in Columbia specifically, many residents s...
09/01/2026

Debt Settlement vs. Bankruptcy: Which Is Better?
Throughout South Carolina and in Columbia specifically, many residents struggle with crushing debt from their mortgages, car loans, credit cards, and personal loans. Without any financial wiggle room, those who experience the pressure of excess debt are often at a loss about what they can do to get out from under it.

Learn more: https://www.reedlawsc.com/blog/debt-settlement-vs-bankruptcy/

What Happens When a Debt Buyer Sues You?In some cases, a debt buyer can sue a consumer for the debt they purchased from ...
08/23/2026

What Happens When a Debt Buyer Sues You?
In some cases, a debt buyer can sue a consumer for the debt they purchased from the original creditor. There are, however, important state and federal protections that apply. Suppose you are being sued by a debt buyer; taking a wait-and-see approach can backfire spectacularly. A far better plan is consulting with our experienced Florence debt collection defense attorneys at Reed Law Firm, P.A., today.

Learn more: https://www.reedlawsc.com/blog/what-happens-when-a-debt-buyer-sues-you/

How to Respond to a Debt Collection LawsuitIf you were served with a summons and complaint regarding a debt collection l...
08/01/2026

How to Respond to a Debt Collection Lawsuit
If you were served with a summons and complaint regarding a debt collection lawsuit, you likely found it unnerving at best. Many people in your shoes find that they have no idea how to proceed, which can generate a considerable amount of anxiety.

Learn more: https://www.reedlawsc.com/blog/how-to-respond-to-a-debt-collection-lawsuit/

Understanding Your Rights under the Fair Debt Collection Practices ActThe Fair Debt Collection Practices Act (FDCPA) is ...
07/25/2026

Understanding Your Rights under the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) is a federal law that sets strict regulations for third-party debt collectors and establishes significant rights for consumers. The State of South Carolina also has state-level protections in place, which are outlined by the South Carolina Consumer Protection Code and expand on the rights afforded.

Learn more: https://www.reedlawsc.com/blog/understanding-your-rights-under-the-fair-debt-collection-practices-act/

Can I keep my home and car if I file for bankruptcy?While you may be able to keep your home and your car if you file for...
06/29/2026

Can I keep my home and car if I file for bankruptcy?
While you may be able to keep your home and your car if you file for bankruptcy, there are some important requirements to keep in mind. Further, Chapter 7 and Chapter 13 bankruptcies are structured in different ways, and one or the other may work better for you when it comes to protecting your home and car. If you have questions or concerns about bankruptcy, an experienced Columbia, SC, bankruptcy attorney is standing by to help.

Learn more: https://www.reedlawsc.com/blog/can-i-keep-my-home-and-car-if-i-file-for-bankruptcy/

Why Your Bankruptcy Case Shouldn’t Be Handled by an Out-of-State CompanyEvery bankruptcy case is unique to the person wh...
06/21/2026

Why Your Bankruptcy Case Shouldn’t Be Handled by an Out-of-State Company

Every bankruptcy case is unique to the person who files and to the circumstances that apply. While bankruptcy law is federal, every state puts its own spin on things. For example, some states allow filers to apply either federal or state exemptions to their cases, but filers in South Carolina must employ state exemptions.

Learn more: https://www.reedlawsc.com/blog/why-your-bankruptcy-case-should-not-be-handled-by-an-out-of-state-company/

Differences Between Types of Debt ReliefProblems with debt are on the rise throughout the nation, and while facing probl...
05/18/2026

Differences Between Types of Debt Relief

Problems with debt are on the rise throughout the nation, and while facing problems with debt can feel very lonely, it’s far more common than you may realize. There is a range of debt-relief options out there, but they are not all created equal.

Learn more: https://www.reedlawsc.com/blog/differences-between-types-of-debt-relief/

Why You Often Pay More When You Don’t Hire a Local Bankruptcy AttorneyThere are a lot of companies out there that claim ...
05/02/2026

Why You Often Pay More When You Don’t Hire a Local Bankruptcy Attorney
There are a lot of companies out there that claim to offer bankruptcy services. In the end, however, many act as go-betweens, and they ultimately farm the work out to local bankruptcy firms, for a fee. There are also national call-centers that take on clients from around the country, but they generally can’t offer the same advantages that a local Columbia bankruptcy attorney at Reed Law Firm, P.A., can.

Learn more: https://www.reedlawsc.com/blog/why-you-often-pay-more-when-you-do-not-hire-a-local-bankruptcy-attorney/

Why Many South Carolinians Have Bad Experiences with Non-Local Debt SolutionsDebt solutions help many people get out fro...
04/21/2026

Why Many South Carolinians Have Bad Experiences with Non-Local Debt Solutions

Debt solutions help many people get out from under crushing debt and can offer a fresh financial start. Working with a debt solution company that is not local to South Carolina can, however, lead to negative consequences that you may not have even considered. The surest means of successfully addressing your debt-resolution needs is consulting with an experienced Columbia debt relief attorney at Reed Law Firm, P.A., early on.

Learn more: https://www.reedlawsc.com/blog/why-many-south-carolinians-have-bad-experiences-with-non-local-debt-solutions/

Address

220 Stoneridge Drive, Ste 301
Columbia, SC
29210

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4pm

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