J. Darryl Williams NMLS 1063070

J. Darryl Williams NMLS 1063070 GA License 43985

11/21/2024

Open House
160 Deer Lake Dr.
Columbia, SC 29229
Sunday, November 24, 2024
2PM - 4PM

Send a message to learn more

πŸ πŸ’‘ Thinking of Homeownership? πŸ€”πŸŒŸ Here's Why You Should Talk to a Mortgage Lender Now! πŸ‘‡ 1οΈβƒ£πŸ’° Financial Readiness Check: ...
11/18/2024

πŸ πŸ’‘ Thinking of Homeownership? πŸ€”πŸŒŸ Here's Why You Should Talk to a Mortgage Lender Now! πŸ‘‡ 1οΈβƒ£πŸ’° Financial Readiness Check: πŸ“ŠπŸ’­ Assess your current situation and set a roadmap for your homeownership goals. 2οΈβƒ£πŸ” Credit Checkup: πŸ“‹πŸ’³ Understand your credit health and improve if needed for better loan options. 3οΈβƒ£πŸ‘ Loan Options: πŸ’ΌπŸ”Ž Explore available loan programs to know what fits your future plans. 4οΈβƒ£πŸš€ Rate Insights: πŸ“ˆπŸ’¬ Stay informed about market trends and how they impact your future payments. 5οΈβƒ£πŸ€ Expert Guidance: πŸ€πŸ’Ό Benefit from personalized advice to prepare for a smooth homebuying journey. πŸ’™πŸ’Ό Whether you're ready to buy now or planning for the future, our team is here to help! πŸ—£οΈπŸ‘

11/10/2024

Good vibes.

πŸ’‘ Breaking Down If a Buydown Is the Right Move for You! 🏑 A buydown can be a great strategy for lowering your mortgage r...
10/28/2024

πŸ’‘ Breaking Down If a Buydown Is the Right Move for You! 🏑 A buydown can be a great strategy for lowering your mortgage rateβ€”but is it right for you? Lets break it down: πŸ”Ή What is a Buydown? A buydown lets you lower your interest rate for a certain period (usually 1-3 years) or even for the life of the loan. You pay upfront (as a lump sum) to get a lower rate over time. πŸ’°πŸ“‰ πŸ”Ή When it is a Good Fit: βœ… You want lower monthly payments now without a long-term commitment. βœ… You plan to sell or refinance in a few years before the rate returns to the original rate. βœ… You have the cash to pay upfront and want immediate savings. πŸ’΅ πŸ”Ή When It Might Not Be Right for You: ❌ You do not have extra cash upfront. ❌ You plan on staying in the home long-term (the savings may not outweigh the cost). ❌ Your interest rates are already competitive and low. 🏷️

Don’t Forget To Ask Your Lender This One QuestionπŸ’‘ Do not forget to ask your lender this ONE question before you sign an...
10/26/2024

Don’t Forget To Ask Your Lender This One Question
πŸ’‘ Do not forget to ask your lender this ONE question before you sign anything! πŸ”‘ What is the total cost of this loan?🏑 It’s easy to get caught up in the interest rate or monthly payments, but you want to understand the full picture. From closing costs to potential fees, this one question can save you from surprises down the road. Lets make sure you are 100% in the know before moving forward. Drop me a messageβ€”I am here to help! πŸ’¬

The Ins & Outs Of An Appraisal GapWhen buying a home, you might come across the term appraisal gap. So, what does it act...
10/18/2024

The Ins & Outs Of An Appraisal Gap
When buying a home, you might come across the term appraisal gap. So, what does it actually mean? πŸ€” An appraisal gap occurs when a homes appraised value comes in lower than the purchase price. Here is what you need to know: 1️⃣ What It Means for You: If the appraisal is lower, you may need to cover the difference between the appraised value and the purchase price out of pocket. πŸ’Έ 2️⃣ How to Handle It: You can either negotiate with the seller to lower the price or bring extra cash to the table. πŸ’΅ 3️⃣ Why It Happens: The market is competitive, and sometimes prices can outpace appraisers estimates. Got questions about appraisals or need advice on handling an appraisal gap? 🏑

Homeowners Insurance EscrowπŸ’‘ What is homeowners insurance escrow? Here is a quick breakdown: Definition πŸ“‹: Homeowners in...
10/16/2024

Homeowners Insurance Escrow
πŸ’‘ What is homeowners insurance escrow? Here is a quick breakdown: Definition πŸ“‹: Homeowners insurance escrow is an account where a portion of your mortgage payment is set aside to cover your insurance premiums. Monthly Contributions πŸ’΅: A small amount from each mortgage payment goes into this account, ensuring you have funds available to pay your insurance when it is due. Automatic Payments πŸ—“οΈ: The escrow account handles your insurance payments automatically, so you do not have to worry about missing due dates. Benefits βœ”οΈ: It helps manage large annual or semi-annual insurance bills by spreading the cost over monthly payments, making budgeting easier. Account Management πŸ”: Your lender manages the escrow account, ensuring your insurance premiums are paid on time. Understanding homeowners insurance escrow helps keep your insurance coverage current and simplifies financial planning. Got questions? Let’s discuss! πŸ’¬βœ¨

10/12/2024

Address

140 Wildwood Park Drive, Ste 111
Columbia, SC
29223

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18035289724

Website

Alerts

Be the first to know and let us send you an email when J. Darryl Williams NMLS 1063070 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to J. Darryl Williams NMLS 1063070:

Share

Category